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Compare IT consultant insurance

As an IT professional, your clients rely on your expertise and skill, so protecting against the unexpected is essential to protect your livelihood and reputation. Without the right insurance you could be personally liable if something goes wrong.

Whether you work from home, have remote access to business networks, or manage digital assets on behalf of other firms, we can help you arrange the right insurance to protect you against a wide range of risks that could leave you financially exposed.

We make arranging your IT consultant insurance simple and hassle-free. At Premierline we can find and compare quotes from a selection of trusted insurers, and get the right protection for your IT consultancy business. Our advisors are also on hand to provide advice on what covers you need, give us a call or request a call back and we’ll do the hard work for you.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 192 Feefo reviews

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IT consultant insurance requirements

As an IT consultant, you probably travel to a variety of locations for a host of different jobs, meaning that you are presented with a multitude of risks on a daily basis. Wherever you go and whatever the job in hand, ensuring you have comprehensive insurance in place to protect against unforeseen events is crucial. Without the right IT consultant insurance, you could be exposed to large financial loss that could jeopardise the future of your business.

Public liability insurance for IT consultants

IT consultants insurance will typically include public liability cover to safeguard your livelihood against accidental damage to third party property, as well as accidental injury. For instance, if a client tripped over some network cables you were installing, sustaining an injury, you may be liable to pay compensation awards. Public liability insurance protects you against these eventualities, letting you focus on the job in hand.

IT consultant professional indemnity cover

As a professional, the advisory aspect of your business should play a fundamental part of your business considerations. Even as a perfectionist, mistakes are sometimes made, and professional indemnity insurance can protect you against these errors. Our advisors are on hand over the phone to discuss your professional indemnity insurance requirements.

IT consultant employers' liability cover

If you employ staff, you will need to arrange employers' liability insurance to protect your employees whilst they are at work. As careful as you may be, accidents do happen and can lead to large medical bills and payments for damages. 

Business Interruption insurance for IT consultants

Dependent on the nature of your trading activities you may wish to include cover for your business premises, contents, equipment and stock. These can be included in some business insurance policies, and can also be extended to protect business equipment away from your premises. In the event that you suffered damage to your business property meaning you were unable to trade, then business interruption insurance cover can protect your loss of income whilst you get back up and running.

Legal protection for IT Consultants

Commercial legal protection can insure your business against tax and VAT appeals, as well as employment disputes and compensation awards, and also provides jury service allowance if you or your employees are summoned.

Property insurance for IT consultants

Depending on where you conduct your consultancy work, you may need to consider office insurance that would protect your business buildings and contents. If you work from your home you may also require home business insurance as most home insurance policies exclude business activities.

Compare insurance for IT Consultants

There are other considerations that you may need to make, depending on the nature of your work and the exposures you face. You may be working for large corporate clients and have remote access to business networks. On the other hand you may only be dealing with clients wishing to repair or maintain their domestic computers and networks. Either way ensuring you have adequate cover for all your business activities is essential for business continuity.

So whether you are out and about visiting a variety of clients, or a home-based IT professional, IT consultants insurance is a must for any business owner in this sector.

We arrange insurance for consultants and home business insurance on a regular basis, that's why we'll work with you to find just the right cover for your business needs. Our team of advisors are on hand to make arranging your IT consultants insurance simple and hassle-free. Request a call back or give us a call and we’ll help you find the right insurance for your business. 

Covers to consider:

  • Professional indemnity
  • Public liability
  • Employers' liability
  • Business interruption
  • Personal accident cover
  • Computer and portable devices
  • Travel

Start your insurance quote:

For advice:   
Request a call back

"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)