Bridal and wedding shop Insurance cover
When you’re running a business, time is money. Finding time to go through and compare quotes can be challenging. That’s why we do all the hard work for you. In just a few clicks you can compare quotes from some of the leading insurers to find the perfect insurance for your bridal shop.
If you know the covers you need you can compare quotes online now. However, if your needs are a little more complex, or you’re looking for some professional advice and recommendations, then give us a call. Our expert advisors are on hand to help you find the right cover for the right price so you can focus on what really matters – your business.
Property insurance for wedding and bridal shops
Bridal shop insurance typically combines a number of covers and property protection should be a key consideration. From tails to tiaras, you need protection for all the property within your shop, away from your premises and whilst it’s in transit, including not only your own stock and equipment but customers’ property held in trust. Ensuring you have comprehensive cover in place is key to your business reputation and customer satisfaction.
Liability insurance for bridal shops
Liability insurance is essential for any retailer. With a high footfall of customers in your store, you need protection in case someone has an accident. Public liability insurance can protect your business financially if someone makes a claim against you for injury or damage to their property. Accidents happen when you least expect so making sure you’re covered is key.
Similarly if you employ staff then you’ll need to include employers’ liability insurance as part of your bridal shop insurance. This can protect your business financially if a member of staff claims compensation in similar circumstances. This cover is required by law if you’re an employer.
Both these covers can be combined with property protection into one easy to buy bridal shop insurance package.
Business interruption for bridal shops
So you’ve protected yourself against property damage and ensured you’re protected if someone has an accident, but if you suffered damage to your premises leaving you unable to trade, how would you cope financially? A fire or flood, for example, can have devastating effects and force you to shut up shop for weeks, months or even years. Business interruption insurance can offer financial protection against loss of income if you suffer damage to your shop premises. This invaluable cover can also help cover the costs of relocating temporarily to minimise disruption to your business.
Legal protection for bridal shops
Commercial legal protection will typically cover a number of defined events, from tax and VAT disputes to contract and employment disputes. It can also offer financial protection if someone takes you to court.
Comprehensive bridal shop insurance
Comparing bridal shop insurance quotes from multiple insurers to get the right cover for your livelihood has never been easier. If you know the covers you need simply complete the online form and in just a few minutes you’ll be presented with a variety of quotes from some of the UK’s leading insurers. If, however, you’re looking for some expert advice then give us a call. We’ll conduct a market search on your behalf to help you arrange a great value wedding shop insurance policy.