Protecting your butchers business
Butchers insurance is designed to protect your butchers shop and those involved in running it, from staff to suppliers to customers. There are many risks associated with the profession; using knives and machinery and preparing and providing food means you need to take extra care to ensure everyone’s safety. But accidents happen when you least expect and having the right insurance can protect you against the unexpected.
Using machinery can be risky, and supplying food requires extra diligence and care. Insurance for butchers can cover a number of eventualities, from injury to weather events – all of which could impact your ability to trade. The right butchers insurance policy can safeguard your livelihood to let you work without worry. You never know what is around the corner, so insurance should be a fundamental part of your business plan to ensure business continuity, should something unfortunate happen.
Butchers shop insurance
Your buildings, contents, machinery, equipment and stock can all be covered against property damage, and insured against perils such as fire, flood, theft, storm damage and much more. We can even arrange cover to protect your business contents away from your retail premises.
Many butchers have cold stores and walk in fridges or freezers with large amounts of stock, particularly at busier times of year. When Christmas comes you may find yourself needing more cover. We can arrange butcher insurance that includes both deterioration of stock cover following a freezer breakdown as well as a seasonal increase on your stock insurance, so you don’t need to worry about adjusting your cover, it’s there in case you need it.
Butchers liability insurance
Liability insurance is essential for protecting your financial interests should anything happen to your clients and staff, and any other visitors to your premises. For instance, public liability insurance can protect you if you accidentally gave a customer food poisoning. Employers' liability cover can protect you if a member of staff accidentally injures themselves at work, for example, while using machinery. Both of these covers can be combined into one easy to buy butchers insurance policy.
Business interruption insurance for butchers
Business interruption cover can protect your livelihood if you suffer damage at your premises meaning you are unable to trade. So if you had a fire or flood that could take a few months to rectify, business interruption will typically cover your loss of profit, pay your staff wages and fixed business expenses and can help you trade temporarily from another premises while you get back on your feet.
Comprehensive insurance for butchers
Butchers insurance is typically designed to protect butchers working in a retail environment. It can cover many of your business activities, and can also cover some outside catering as well. So, for example, if you’re doing hog roasts for events then this could be covered as well.
Typically butchers insurance will incorporate a number of covers that can be packaged together for your specific needs and requirements, to ensure you have protection for your livelihood.
So whatever your butcher insurance needs we can arrange the right cover for your business. Know what you need? - then you can get a quote online. However, if you need advice or you’re unsure about the cover you require call one of our business insurance advisors to discuss your requirements for your butcher insurance quote.