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Compare charity shop insurance quotes

Any retailer will appreciate the risks of running a busy shop and the potential for something to go wrong. Charity shops are no exception. Accidents happen when you least expect whether it’s property damage or a customer suffering an injury at your shop which means you need shop insurance to protect you in case something goes wrong. That’s where we come in.

Working closely with some of the UK’s leading insurers we compare covers and prices to find the right charity shop insurance for your organisation. We understand the pressure of running a shop can leave little time for much else. That’s why we’ve made it easy for you to compare quotes online to make arranging your insurance simple and hassle free.

If you know the covers you need you can protect your charity shop online in just a few clicks. If you’re unsure of what you need or your requirements are a bit more complex then give us a call. Our team of expert advisors are on hand to help you find the right charity shop insurance at the right price. Call us today.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Protect your business online
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 183 Feefo reviews

Start your insurance quote:

For advice:   
Request a call back


Business insurance for charity shops 

Charity shops offer a range of goods changing from one day to the next. Be it new or second hand stock, you need protection for the goods you sell, the volunteers that sell them and the customers that visit your shop. Charity shop insurance can be tailored to include all this cover and more to give you peace of mind to work without worry.

Property insurance for charity shops

Whether you own the building you trade from or just the contents inside including property protection within your charity shop insurance is essential. Property damage can be expensive to repair but having the right cover in place can help you financially if something unexpected happens. Buildings cover can be included if you are responsible for the premises you work from and contents insurance can cover both your trade contents and stock.

Business interruption for charity shops

Fires, floods and even break-ins have the potential to cause devastation to your organisation. Protecting property is crucial but if disaster strikes it could leave you unable to open for a while. This is where business interruption insurance can help you get back on your feet as quickly as possible. It not only covers either your loss of income or profit while you’re unable to trade but could also help you trade temporarily from another premises while you get back up and running.

Liability insurance for charity shops

Protecting all the people involved in the hard work you do is fundamental. Employers’ liability insurance protects your volunteers and employees if they’re involved in an accident at work. Compensation claims can be costly and medical bills can escalate quickly. Liability insurance is essential to protect all those around you. Public liability insurance protects members of the public in similar circumstances. Both these liability covers can be included in your charity shop insurance policy to give you comprehensive protection.

Compare charity shop insurance

If you’re looking for charity shop insurance that's quick and easy to set up then look no further – you have come to the right place. We have many years’ experience sourcing charity shop insurance for many organisations across the UK and work closely with a trusted panel of insurers to arrange tailored cover to meet your needs.

You can protect your charity shop online in just a few minutes if you know the covers you need or if you’re unsure and looking for advice and recommendations then give us a call. We’re committed to helping you find the right cover at the right price for your charity shop.

Add 24/7
Business Emergency
cover for less than £79

Protect your business, minimise disruption and save money on emergency repairs.

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Covers to consider:

  • Buildings, contents and stock
  • Seasonal increase on stock
  • Public and products liability
  • Employers' liability
  • Goods in transit cover
  • Money cover


Start your insurance quote:

For advice:   
Request a call back


"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in. Thank you Premierline."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"I found the service very helpful. The person I spoke to rang back when he said he would and provided all the information I needed over the phone. It was a simple and seamless process. I rang up to organise my Professional Indemnity insurance and within a couple of phone calls it was all sorted. Brilliant"

Mr Turley, Quantity Surveyor, Londonderry (Customer since June 2019)