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Compare convenience store insurance

Nearly 50,000 convenience stores support their local communities across the nation, making your shop an essential part of your neighbourhood. You need convenience store insurance that protects you against the unexpected so you can continue providing your customers with weekly shops, Sunday papers and household essentials.

We understand that every store faces different challenges and risks. That’s why the Association of Convenience Stores (ACS) have recognised Premierline as a partner of choice when it comes to insurance. We’re here to help you find a great value policy that meets your business needs.

Our dedicated team of insurance experts are on hand to help you choose the right insurance for your business. If you know the covers you need you can compare quotes from some of the UK’s leading insurers online in a matter of minutes.

Speak to an advisor to find out more about our convenience store product with NIG. Available to Premierline customers over the phone, this product includes built in discounts and enhanced product features.
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Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Protect your business online
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 467 Feefo reviews

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Protecting your convenience store

Every convenience store owner will appreciate what it means to work round the clock throughout the year. The ACS ‘s Local Shop Report found that 20% of independent convenience store owners work more than 70 hours a week and 19% take no holiday through the year. Being a pillar of support for your local community is fulfilling but time consuming. You need insurance that’s simple to set up with the assurance of quality from an association you know and trust.

Premierline has many years’ experience arranging risk management solutions for independent shops and franchised retailers. As a trusted partner of the ACS we arrange insurance for convenience stores that’s designed to offer all the protection you need.

Liability insurance for convenience stores

There are two main types of liability insurance included within most convenience store insurance policies to offer you protection against accidents in your shop.

Public liability insurance can offer financial protection against claims made against you by third parties. If someone falls over in your shop or sustains damage to property as a result of your business activities they could claim against you. Typically included at a minimum of £2 million, this cover can help protect you against the financial impact of unexpected claims.

The convenience store sector provides over 370,000 jobs across the UK. As an employer you’re legally required to take out employers’ liability insurance in case a member of staff injures themselves at work. Both of these liability insurance covers can be purchased together with a number of other insurance covers for your convenience store.

Contents insurance for convenience stores

Protecting your assets is essential for any business owner. You will have stock, fixtures and fittings, contents and potentially buildings to insure against weather events, and other risks that could affect your trading ability. These covers can be combined with your liability insurance covers into one comprehensive convenience store insurance policy.

Business interruption insurance for convenience stores

In the event of a claim, your main concern is to get back to normal as quickly as possible. After all it’s your livelihood and main source of income. When faced with disaster, you need convenience store insurance that supports you all the way, so if you’re unable to trade for a while this cover could help tide you over. Business interruption insurance can protect your income and fixed expenses following property damage at your shop.

Sometimes it can take months to recover from a serious incident, even years. By including business interruption in your convenience store insurance policy you can be safe in the knowledge that you’re covered if something unexpected happens.

Comprehensive convenience store insurance

We understand the pressure of running your own business can leave little time for much else. In association with the ACS we’re here to offer you a range of convenience store insurance quotes tailored to your individual needs.

Premierline works with a number of insurers alongside a trusted trade body to help you arrange a great value shop insurance policy. Simply call us for some expert advice or compare quotes online today.

Covers to consider:

  • Buildings, contents and stock
  • Seasonal increase on stock
  • Public and products liability
  • Employers' liability
  • Goods in transit cover
  • Money cover

"Very impressed with their efficient approach and the care and attention they pay to customers. I would recommend them and look forward to using them again. They were that impressive they got the business from our normal broker who we have used for 30+ years!"

Mr Appleby, Property Owner, Lancashire (Customer since November 2018)

"They were able to provide a bespoke package so that I only got cover for what I needed as opposed to all the unnecessary parts of a standard package policy. The staff were very polite and willing to listen to my needs.”

Mr Livesey, Newsagents, Kendal (Customer since August 2017)

"It was really easy to buy my insurance from them and the online quotation process was quick and simple. They responded to my queries via the phone and web chat in a timely manner plus I got my certificate and other documents in the post really quickly"

Mrs Chung, Takeaway Food Retailer, Walsall (Customer since December 2018)