Cycle Shop Insurance

Business insurance for bike retailers

Keeping your customers happy and your stock safe is essential for round the year trade. You need protection in case something goes wrong, that’s where we come in. We arrange bike shop insurance that can protect your business against the unexpected. We understand the exposures you face and the covers you need most. Our team of insurance experts are on hand to find the right cover at the right price for your business.

Property insurance for cycle shops

Protecting your assets is essential, particularly if you’re running a bike shop. Frames can run into the thousands of pounds and equipment doesn’t come cheap either. If you’re looking after customers’ bikes while they’re in for repair then this cover can be extended to include goods held in trust. Property insurance can protect against fire, flood, theft and much more.

Liability insurance for bike shops

When you’re running a busy bike shop protecting your staff and your customers must be a top priority. Public liability insurance can protect your business financially against claims from third parties for injury or damage to property. A slip, trip or fall could result in a costly compensation claim against you so by including public liability in your bike shop insurance policy you can be safe in the knowledge that should something unfortunate happen, you’re covered.

If you employ staff then you will need to take out employers’ liability insurance. Accidents can happen when you least expect but by taking this cover you can protect yourself financially against claims from employees for injury or damage to property.

You might also want to consider adding products liability cover to your policy. This will typically protect you if anything you sell or repair goes wrong and causes injury to one of your customers or damage to their property.

These liability insurance covers can be purchased in one easy to buy cycle shop insurance policy.

Business interruption insurance for cycle retailers

No-one ever expects the worst to happen, but when it does the effects can be devastating. Business interruption insurance can protect your income should something unexpected happens that leaves you unable to trade. It covers loss of income and fixed expenses while you get back on your feet following damage to your property. It can even help you trade from another location while you get back up running.

Legal protection cover for cycle shops

Have you thought about adding legal expenses cover to your policy? This vital insurance can protect you against the costs that can be incurred from a number of events including tax and VAT disputes amongst others.

Comprehensive cycle shop insurance

We understand the time pressures of running your own business and the complications of finding the right insurance for your livelihood. That’s why we work closely with our panel of trusted insurers to get you a great value bike shop insurance policy. Finding the right insurance doesn’t have to be difficult. Call us today to make arranging your cycle retailer insurance simple and hassle free.