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Compare cycle shop insurance quotes

Running a bike shop often requires a lot of multi-tasking. Such a specialist trade requires bespoke insurance. With customers to serve and bikes to repair, you need simple hassle free bicycle shop insurance so you can work without worry. But running a busy shop isn’t always a nine to five occupation, and finding time to compare shop insurance quotes can be challenging. That’s why we’ve made it easy for you to compare quotes from some of the UK’s leading insurers so you can get a great value policy in a matter of minutes.

Whether you’re retailing or repairing, servicing or supplying parts, you need protection in case something goes wrong. With high value stock and a high footfall of customers protecting against the unexpected is essential. We understand the risks you face and are committed to finding tailored bike shop insurance to meet your needs.

If you know the covers you need you can compare quotes online in just a few clicks. However, if you’re looking for some professional advice or your needs are more complex then gives us a call. Our retailer insurance specialists are on hand to make expert recommendations for your bike shop insurance needs.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Protect your business online
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 192 Feefo reviews

Start your insurance quote:

For advice:   
Request a call back

Business insurance for bike retailers

Keeping your customers happy and your stock safe is essential for round the year trade. You need protection in case something goes wrong, that’s where we come in. We arrange bike shop insurance that can protect your business against the unexpected. We understand the exposures you face and the covers you need most. Our team of insurance experts are on hand to find the right cover at the right price for your business.

Property insurance for cycle shops

Protecting your assets is essential, particularly if you’re running a bike shop. Frames can run into the thousands of pounds and equipment doesn’t come cheap either. If you’re looking after customers’ bikes while they’re in for repair then this cover can be extended to include goods held in trust. Property insurance can protect against fire, flood, theft and much more.

Liability insurance for bike shops

When you’re running a busy bike shop protecting your staff and your customers must be a top priority. Public liability insurance can protect your business financially against claims from third parties for injury or damage to property. A slip, trip or fall could result in a costly compensation claim against you so by including public liability in your bike shop insurance policy you can be safe in the knowledge that should something unfortunate happen, you’re covered.

If you employ staff then you will need to take out employers’ liability insurance. Accidents can happen when you least expect but by taking this cover you can protect yourself financially against claims from employees for injury or damage to property.

You might also want to consider adding products liability cover to your policy. This will typically protect you if anything you sell or repair goes wrong and causes injury to one of your customers or damage to their property.

These liability insurance covers can be purchased in one easy to buy cycle shop insurance policy.

Business interruption insurance for cycle retailers

No-one ever expects the worst to happen, but when it does the effects can be devastating. Business interruption insurance can protect your income should something unexpected happens that leaves you unable to trade. It covers loss of income and fixed expenses while you get back on your feet following damage to your property. It can even help you trade from another location while you get back up running.

Legal protection cover for cycle shops

Have you thought about adding legal expenses cover to your policy? This vital insurance can protect you against the costs that can be incurred from a number of events including tax and VAT disputes amongst others.

Comprehensive cycle shop insurance

We understand the time pressures of running your own business and the complications of finding the right insurance for your livelihood. That’s why we work closely with our panel of trusted insurers to get you a great value bike shop insurance policy. Finding the right insurance doesn’t have to be difficult. Call us today to make arranging your cycle retailer insurance simple and hassle free.

Covers to consider:

  • Buildings, contents and stock
  • Seasonal increase on stock
  • Public and products liability
  • Employers' liability
  • Goods in transit cover
  • Money cover

Start your insurance quote:

For advice:   
Request a call back

"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)