Compare furniture shop insurance quotes

Whether you’re running a bespoke furniture showroom or specialising in antique furniture, protecting against the unexpected is essential. But running a busy retail environment helping people find the perfect piece of furniture can leave little time for much else, let alone finding time to arrange the right insurance. That’s why we’ve made it easy for you to compare quotes online from some of the UK’s leading insurers so you can focus on what really matters – running your business.

We understand the time pressures of running your own business. Time is money, and searching for the right furniture shop insurance can be time consuming. We have many years’ experience helping furniture retailers find tailored cover and are here to make arranging your shop insurance simple and hassle-free.

If you know the covers you need you can compare quotes and protect your furniture shop online in a matter of minutes. However, if you’re looking for some expert advice and recommendations then give us a call. We understand that one size does not necessarily fit all and will work hard on your behalf to ensure you get a great value policy for all your business activities.

  • Compare quotes from leading insurers
    Right cover, right price
  • Protect your business online in minutes
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent service
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We work with some of the UK's leading insurers

  • Allianz Business Insurance
  • Aviva Business Insurance
  • AXA Business Insurance
  • Covea Business Insurance
  • Hiscox Business Insurance
  • LV Business Insurance
  • NIG Business Insurance
  • QBE Business Insurance

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Protecting your furniture shop

Any retailer will know that running a busy store doesn’t finish when the doors close for business. There’s accounts, deliveries, orders and of course, arranging your furniture shop insurance. With so much to manage, the last thing you need is to spend hours comparing quotes to protect your livelihood. You need an insurance broker that understands the risks you face and the covers you need most.

Our expert advisors have years of experience arranging insurance for the retail sector. As a result they have a thorough understanding of the exposures you face and the covers that can protect you. So we work with a panel of trusted insurers so you can compare quotes and choose the right furniture shop insurance for your livelihood.

Liability insurance for furniture retailers

When your customers visit you always hope everything will run smoothly and they’ll enjoy their visit. As careful as you are to make it as safe as possible, accidents can happen when you least expect. You need public liability insurance in case something goes wrong. This cover offers financial protection against accidental injury to a third party or accidental damage to their property. You never know what’s around the corner but preparing for the unexpected is essential.

Employers’ liability insurance offers the same financial protection but specifically for your staff, injury claims can be costly and if someone pursues you for damages then having liability insurance in place can relieve the stress and financial burden.
Both of these covers can be combined into one easy to buy furniture shop insurance policy.

If you make any of your own bespoke furniture or work with a supplier who completes your customers’ orders you may wish to consider products liability insurance. This will typically cover you for legal and compensation costs resulting from injury to a 3rd party or damage to their property caused by any products you manufacture, sell or repair.

Property insurance for furniture shops

With a store full of bespoke furniture you need to consider the financial implications of having to replace it if disaster struck. Whether you’re specialising in smaller home furnishings or selling a wide range of products; property protection is a must.

You could be working from a large warehouse showcasing luxury beds and sofas or a high street shop specialising in the finishing touches; either way you need to protect your stock, contents and potentially buildings against fire, theft, flood and much more.

Business interruption insurance for furniture retailers

If disaster struck you could find yourself in a position where you’re unable to trade. If a fire took hold and destroyed everything in its path, it could take months or even years to get back to normal. Business interruption insurance covers your loss of income following property damage while you get back up and running. It can help tide you over until your back on your feet. This cover could be the financial saviour of your business if the worst happened. It could even cover costs of helping you trade temporarily from another location.

Legal protection for your furniture shop

Commercial legal protection cover can protect your business against Tax or VAT disputes or employee disputes amongst many other covers.

If you sell your furniture online see our e-commerce insurance page for more information.

Comprehensive furniture shop insurance

Arranging your furniture shop insurance doesn’t have to be challenging or time consuming. Here at Premier BusinessCare we work closely with some of the UK’s leading insurers to offer you a choice of quotations tailored to your needs.

You can compare quotes online in a matter of minutes if you know the covers you need. Alternatively if you’re looking for some expert recommendations and insurance advice then give us a call. We’re committed to helping you find the right insurance for the right price for your livelihood.

Covers to consider:

  • Buildings, contents and stock
  • Seasonal increase on stock
  • Public and products liability
  • Employers' liability
  • Goods in transit cover
  • Money cover

"Joe was polite, efficient and friendly. He talked through the questions, sent through the quotes and followed up everything as promised. The whole experience was pain free, efficient and he got a great quote for us too!"

Mr Simpson, Marketing Consultants, Banbury. (Customer since May 2017)

"The price they quoted me was very good. They were helpful and not too pushy so I would definitely recommend them"

Mr Irons, Electrical Retailer, Skegness. (Customer since Jan 2016)

"They provided me with a very good service; they called back when they said they would and took the time to find the right insurance for my business."

Mr Taylor, Outdoor Landscapers, Rochester. (Customer since Sept 2015)