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Compare furniture shop insurance quotes

Whether you’re running a bespoke furniture showroom or specialising in antique furniture, protecting against the unexpected is essential. But running a busy retail environment helping people find the perfect piece of furniture can leave little time for much else, let alone finding time to arrange the right insurance. That’s why we’ve made it easy for you to compare quotes online from some of the UK’s leading insurers so you can focus on what really matters – running your business.

We understand the time pressures of running your own business. Time is money, and searching for the right furniture shop insurance can be time consuming. We have many years’ experience helping furniture retailers find tailored cover and are here to make arranging your shop insurance simple and hassle-free.

If you know the covers you need you can compare quotes and protect your furniture shop online in a matter of minutes. However, if you’re looking for some expert advice and recommendations then give us a call. We understand that one size does not necessarily fit all and will work hard on your behalf to ensure you get a great value policy for all your business activities.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Protect your business online
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 192 Feefo reviews

Start your insurance quote:

For advice:   
Request a call back

Protecting your furniture shop

Any retailer will know that running a busy store doesn’t finish when the doors close for business. There’s accounts, deliveries, orders and of course, arranging your furniture shop insurance. With so much to manage, the last thing you need is to spend hours comparing quotes to protect your livelihood. You need an insurance broker that understands the risks you face and the covers you need most.

Our expert advisors have years of experience arranging insurance for the retail sector. As a result they have a thorough understanding of the exposures you face and the covers that can protect you. So we work with a panel of trusted insurers so you can compare quotes and choose the right furniture shop insurance for your livelihood.

Liability insurance for furniture retailers

When your customers visit you always hope everything will run smoothly and they’ll enjoy their visit. As careful as you are to make it as safe as possible, accidents can happen when you least expect. You need public liability insurance in case something goes wrong. This cover offers financial protection against accidental injury to a third party or accidental damage to their property. You never know what’s around the corner but preparing for the unexpected is essential.

Employers’ liability insurance offers the same financial protection but specifically for your staff, injury claims can be costly and if someone pursues you for damages then having liability insurance in place can relieve the stress and financial burden.
Both of these covers can be combined into one easy to buy furniture shop insurance policy.

If you make any of your own bespoke furniture or work with a supplier who completes your customers’ orders you may wish to consider products liability insurance. This will typically cover you for legal and compensation costs resulting from injury to a 3rd party or damage to their property caused by any products you manufacture, sell or repair.

Property insurance for furniture shops

With a store full of bespoke furniture you need to consider the financial implications of having to replace it if disaster struck. Whether you’re specialising in smaller home furnishings or selling a wide range of products; property protection is a must.

You could be working from a large warehouse showcasing luxury beds and sofas or a high street shop specialising in the finishing touches; either way you need to protect your stock, contents and potentially buildings against fire, theft, flood and much more.

Business interruption insurance for furniture retailers

If disaster struck you could find yourself in a position where you’re unable to trade. If a fire took hold and destroyed everything in its path, it could take months or even years to get back to normal. Business interruption insurance covers your loss of income following property damage while you get back up and running. It can help tide you over until you're back on your feet. This cover could be the financial saviour of your business if the worst happened. It could even cover costs of helping you trade temporarily from another location.

Legal protection for your furniture shop

Commercial legal protection cover can protect your business against Tax or VAT disputes or employee disputes amongst many other covers.

If you sell your furniture online see our e-commerce insurance page for more information.

Comprehensive furniture shop insurance

Arranging your furniture shop insurance doesn’t have to be challenging or time consuming. Here at Premierline we work closely with some of the UK’s leading insurers to offer you a choice of quotations tailored to your needs.

You can compare quotes online in a matter of minutes if you know the covers you need. Alternatively if you’re looking for some expert recommendations and insurance advice then give us a call. We’re committed to helping you find the right insurance for the right price for your livelihood.

Covers to consider:

  • Buildings, contents and stock
  • Seasonal increase on stock
  • Public and products liability
  • Employers' liability
  • Goods in transit cover
  • Money cover

Start your insurance quote:

For advice:   
Request a call back

"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)