Insurance for your gift shop
Any retailer will understand the risks involved in running a shop. With a high footfall of customers and a wide range of stock you need gift shop insurance in case something unexpected happens. If you need simple hassle free cover to give you peace of mind, look no further. We compare gift shop insurance quotes from some of the UK’s leading insurers to help you find the right cover at the right price for your business.
Stock and contents insurance for gift shops
As a gift shop owner you’ll need to protect your contents and stock as part of your gift shop insurance policy. Protecting your stock and contents can help minimise any disruption caused by unexpected damage at your shop. You never know what’s around the corner so it’s essential you’re covered.
Liability insurance for gift shops
With so many people visiting your shop on a daily basis, liability insurance is essential. Accidents happen when you least expect, and compensation claims can be costly. Public liability insurance can be included in your gift shop insurance policy to protect against such financial losses if something happens to a visitor at your premises.
If you employ staff to help out then you’ll need to include employers’ liability insurance. For instance, this could cover you for any compensation awarded if a member of staff fell down some stairs or injured themselves at work. As an employer you’re required to arrange this cover by law. Both public and employers’ liability insurance can be included in your gift shop insurance to give you peace of mind in case something unexpected happens.
Business interruption for gift shops
If something happens at your shop that means you’re unable to open, then business interruption insurance could help tide you over while you get back on your feet. This cover protects your business financially if you suffer property damage that leaves you unable to trade. Fires, floods and even break-ins can have devastating consequences. This invaluable cover could be the saviour of your business if disaster strikes.
Comprehensive gift shop insurance
All these covers can be built into one easy to buy gift shop insurance policy to let you work without worry. If you know the covers you require you can compare quotes and protect your business online in a matter of minutes. Or if you’re looking for some advice and a professional insurance recommendation then give us a call. We’re here to make arranging your gift shop insurance simple and hassle free.