Pet Shop Insurance

Protecting your pet shop

Pet shop insurance offers protection from a wide range of risks and exposures that could potentially impact your business and ability to trade. It’s essential to ensure you have the right protection in place to safeguard your buildings, contents, stock as well as your liability towards staff, customers and suppliers. Without the right cover in place, you may be personally liable for accidents that occur, which could also jeopardise the future of your business.

Shop insurance for pet shops is designed to cover a number of eventualities, and can be designed to cover your individual requirements. Having arranged pet store insurance for many years now, we’ve gained a thorough understanding of the typical risks you may face on a daily basis.

Liability insurance for pet shops

Pet business insurance offers a variety of covers to give you protection. For instance, liability insurance can protect your interests should your staff, clients or any other visitors to your premises injure themselves. Public liability can cover you if a customer trips over in your shop and claims compensation against you. If you have staff, employers' liability is a legal requirement to safeguard your liabilities for accidents caused at work. Legal costs and compensation awards resulting from accidents can be costly, so these two core covers are fundamental to your pet shop insurance.

Insurance for pet businesses

Your buildings, contents and stock can also be protected against a number of eventualities; including fire, flood, theft, impact damage, storm, subsidence, and much more. We understand that your business is your livelihood, and your ability to keep trading is paramount. Business interruption cover can be included, to make sure that if something unfortunate were to happen, you won’t be out of pocket. For instance, if you suffered flood damage at your premises meaning you were unable to open, business interruption will typically cover your gross profit and fixed expenses while we get you back on your feet. This means you shouldn’t be out of pocket if the worst does happen and your pet shop insurance will support you for more than just the property damage aspect.

Legal protection for pet businesses

Commercial legal expenses cover can protect your business from tax and VAT disputes, employment disputes and compensation awards, as well as jury service and much more.

Compare pet business insurance

All of these covers can be tailored into an easy to manage policy providing you with the right protection for your livelihood.

Pet shop insurance is designed to cover the activities of pet stores and suppliers of pet related products. Whether you are selling pet food and equipment, dog grooming or dog walking services, fish and aquarium supplies, animals and reptiles, or even larger equine provisions, we can arrange cover for you.

We appreciate that every business is unique in its activities and go the extra mile to ensure you have the protection you need. Our business insurance advisors are on hand to get you the right cover at the right price, and provide support throughout your policy, should you need it.