Insurance for e-cigarette and vape shops

Vaping and electronic cigarettes have sparked up a new alternative to smoking in recent years. Unfortunately, the lack of historical data and concerns around the long-term side effects of e-cigarette usage has resulted in many insurance providers being unable to provide the protection specialist vape shops require. But every retailer needs insurance, no matter what you sell. That’s where Premierline can help you.

As a business insurance broker, we recognise that every business needs tailored covers. So, we’ve sourced a market specifically for vape shop insurance in the UK.

Have you struggled to find insurance? Are you looking for a reliable insurer to offer cover for your e-cigarette shop? Then give us a call. We’re here to make arranging your insurance simple and hassle-free.

Why choose us?

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Get your personalised quotes for vape shop insurance, tailored to your business needs:

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Types of e-cigarette and vape shop insurance cover

Liability insurance for vape shops

With a high footfall of customers visiting your shop daily, you need public liability insurance in case of a slip, trip or fall. As a fundamental part of your vape shop insurance, this invaluable cover can protect you against claims from third parties for accidental injury or accidental damage to their property.

If you employ staff in your shop then by law you must have employers’ liability insurance. However, there are certain exceptions to this, see do I need employers’ liability? Accidents happen all the time and a member of staff could claim against you for compensation following an injury. By including this cover in your vape shop insurance you can rest assured that you are protected financially as well as fulfilling your legal obligation.

Contents insurance for vape shops

When you’re running a shop, your contents help make the first lasting impressions on your clients. Damage to these contents could limit your trade and even prevent you from opening the shop. Contents insurance can cover you against a number of risks such as fire, flood, and theft and can often be extended to include accidental damage and cover for goods away from your shop.

Stock insurance can be specified within your vape shop insurance policy to protect the range of electronic cigarettes, vape fluids and other products that you sell.

If you’re looking for buildings cover, this can also be built into your policy.

Business interruption insurance for vape retailers

Your shop insurance can protect your physical assets and liability towards others, but if you incur damage at your shop meaning you’re unable to open then business interruption insurance can cover your loss of gross profit while you get back on your feet. Many businesses struggle to recover following a disaster, so be sure to include this cover within your vape shop insurance for your peace of mind.

Hassle free insurance for vape shops

Running a shop takes a lot of hard work. You’ve dedicated time and money to setting up your business meaning you need insurance in case something goes wrong. Finding the right cover for your livelihood can be challenging. So give us a call to get a great value vape shop insurance policy from Premierline.

Covers to consider:

Public liability
Employers’ liability
Buildings, contents and stock
Business interruption
Money cover
Goods in transit cover

Related shop insurance products:

Get your personalised quotes for vape shop insurance, tailored to your business needs:

Get your quotes

For vape shop insurance advice, call:

Request a call back

Our customers happily rate our service

4.6 / 5 Based on 192 reviews

"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)