What does UK Vape Shop Insurance cover?
Liability insurance for vape shops
With a high footfall of customers visiting your shop daily, you need public liability insurance in case of a slip, trip or fall. As a fundamental part of your vape shop insurance, this invaluable cover can protect you against claims from third parties for accidental injury or accidental damage to their property.
If you employ staff in your shop then by law you must have employers’ liability insurance. However, there are certain exceptions to this, see do I need employers’ liability? Accidents happen all the time and a member of staff could claim against you for compensation following an injury. By including this cover in your vape shop insurance you can rest assured that you are protected financially as well as fulfilling your legal obligation.
Contents insurance for vape shops
When you’re running a shop, your contents help make the first lasting impressions on your clients. Damage to these contents could limit your trade and even prevent you from opening the shop. Contents insurance can cover you against a number of risks such as fire, flood, and theft and can often be extended to include accidental damage and cover for goods away from your shop.
Stock insurance can be specified within your vape shop insurance policy to protect the range of electronic cigarettes, vape fluids and other products that you sell.
If you’re looking for buildings cover, this can also be built into your policy.
Business interruption insurance for vape retailers
Your shop insurance can protect your physical assets and liability towards others, but if you incur damage at your shop meaning you’re unable to open then business interruption insurance can cover your loss of gross profit while you get back on your feet. Many businesses struggle to recover following a disaster, so be sure to include this cover within your vape shop insurance for your peace of mind.
Hassle free insurance for vape shops
Running a shop takes a lot of hard work. You’ve dedicated time and money to setting up your business meaning you need insurance in case something goes wrong. Finding the right cover for your livelihood can be challenging. So give us a call to get a great value vape shop insurance policy from Premierline.