Insurance Finder

Enter your business or trade and select it from the list provided

  • Allianz
  • Aviva
  • Covea
  • Hiscox
  • NIG
  • QBE
  • RSA
  • Zurich
  • Feefo logo

It’s simple to protect your small business

We understand that every small business faces different challenges and risks. That’s why you need the right insurance in place to protect your business and livelihood.

Our experts advise a diverse range of businesses on the right small business insurance solution for the right price. So let us take the hassle away by understanding what’s important to you and then recommending a simple to buy tailored insurance solution to meet your needs.

Even if your business insurance needs aren’t simple, arranging your insurance can be. So if you know what covers you need and don't need advice use our ‘Insurance Finder’ to get a quote online. Alternatively, if you need some insurance advice call us today for a no obligation quote.

Is small business insurance required?

Whether or not you’re legally required to have business insurance depends on your particular business. Some covers may be a legal requirement or may be required by regulatory bodies.

Every small business should take out insurance to protect against any number of risks, from damage to property to injury to others. Without the right small business insurance, your organisation could be financially liable to rectify damage or cover compensation and legal costs if someone gets hurt.

What type of small business insurance do I need?

Your business insurance needs depend on what you do for a living. Public liability insurance is recommended for most businesses, to protect against claims made against you by third parties. You may wish to consider other covers as well such as business contents, buildings and employer’s liability, which is required by law if you have staff. Further covers are available such as commercial legal expenses and business interruption which can help protect the loss of income following damage to property by an insured event.

If you are unsure of your business insurance requirements, arrange a call with one of our insurance advisors who will be able to give advice on the right cover for your business. With many years’ experience arranging cover for businesses large and small, we know the risks you face and have access to the solutions available to protect against them.

How much is small business insurance?

The cost of your small business insurance will depend on your business activities, location and the amount and type of goods you wish to insure. Like any other insurance, generally the more cover you require the higher the premium.

Tick insurance off your list:

  • Compare insurance quotes
    Right cover, right price
  • Protect your business online
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs

Useful small business guides:

Why use an insurance broker?

Business Guidance

Why use an insurance broker?

12 February 2020

Select your business type to compare small business insurance:

Shop, Salon & Café

From shop insurance to hairdressing insurance, beauty salon insurance to café insurance we can recommend the right policy for you.

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Office & Surgery

Whatever kind of office insurance you need, we can help. From accountants to charities, solicitors to estate agents, plus many more.

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Contractor & Self-Employed

From general tradesman to self-emplyeed freelancers and consultants, we can cover sole traders, partnerships and limited companies.

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Property Owner

Whether you need to insure commercial or residential property, we can help you protect your property investment in just a few minutes. 

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Pubs & Restaurants

We can arrange insurance for pubs, restaurants, catering businesses and takeaways, as well as hotels, guest houses and B&Bs.

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Manufacturing & Wholesale

Covers for commercial and industrial sector businesses including manufacturers, wholesalers, engineering and printers.

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"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)