Office Insurance

Office Insurance

Defaqto 5* rated cover for when you need it most, cover from only £14* per month. Now with 15% discount, when you buy online.

Many offices like yours benefit from our independently rated 5* office insurance. Our Complete Office insurance offers a range of covers to suit a variety of office based businesses, from accountants to estate agents, graphic designers to solicitors – whatever office based business you run – we've got it covered.

Our business office insurance package is designed to cover the assets, earnings and legal liabilities of your business and includes office contents cover as standard. Additional covers can be added to this package to protect your building, computer equipment, and even your income should you not be able to trade. That means you get all the key covers for your office in one simple to buy policy.

Our knowledgeable, supportive team are on hand to arrange your insurance for you – simply call to speak to one of our office insurance specialists today. Alternatively, you can get a quick and simple office insurance quote online by clicking the 'get your quote online' button below.

*Based on a minimum annual premium for a similar or equivalent standard business office insurance cover (not including any optional extras).10% of our customers achieved this between May 2014 and November 2014.

At a glance - what's covered as part of your Office Insurance policy:

Complete Office Insurance Standard

Contents cover
Cover for your contents (e.g. computers, printers and office furniture)

Maximum cover up to £2,000,000 -

Loss of money
Covers theft of business money and petty cash whilst on your premises, in transit or in your home

Maximum cover up to £10,000 -

Employers' liability
Cover to provide compensation to employees in the event of an injury caused by your business

up to £10,000,000 -

Public liability
Provides cover for compensation and legal fees if you face a claim for injury or damages from a member of the public or customer

up to £2,000,000 up to £5,000,000

Legal expenses
Covers defence costs relating to contractual or employment disputes

up to £1,000,000 dependent on event


Business interruption
Cover for either additional expenses or loss of income if you are unable to trade following an insured event

- Maximum cover up to £5,000,000

To protect the structure of your office property

- up to £2,500,000

Additional computer cover
To replace computers, programs and ancillary equipment, as well as retrieve lost data files

- Maximum cover up to £250,000
This table provides a summary of available covers so, for a full list of our standard cover, optional extras, exclusions and limitations please refer to the Complete Office policy wording and Complete Office policy summary. Please take time to read these as it is important that you understand the level of cover included.
Get your quote online

or call our team

0333 320 6009

Our Complete Office insurance policy is designed to protect your office from a range of risks. Unexpected events, like accidents, fire, theft or injury, can cost a lot of money to replace equipment or pay compensation, not to mention any loss of income if the business was unable to trade. If something unfortunate was to happen having the right insurance would help you recover and get you up and running again as quickly as possible.

If you own an office you can buy our packaged office insurance policy with the peace of mind that it covers the typical risks and liabilities associated with running an office-based business. Our cover is independently rated the maximum 5* by Defaqto, reflecting the quality and comprehensive range of benefits this policy offers. Simply get a quote online or speak to one of our business insurance specialists for more information.