As a car valeter, many people will trust you with one of their most valuable possessions, meaning you need to protect yourself in case something goes wrong.
Accidents can happen when you least expect them, so comprehensive valeting insurance to protect against the unexpected is essential.
We compare quotes from some of the UK’s leading motor trade insurers to find the cover that’s right for you. We understand that one size does not fit all, especially in the motor trade, so we make recommendations based on your individual requirements and find you the right insurance for your valet business.
If you know your insurance requirements and don’t need advice you can buy your policy online today. Alternatively, if your needs are a bit more complex and you require additional cover such as road risk call us for advice and guidance on the insurance you need for your business.
If you know the covers you require, it’s quick & easy to compare contractors & self-employed quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We’ll call to arrange a new insurance quote at a time that’s convenient for you
Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm
Car valeting insurance is typically made to cover the wide range of activities that car valeters carry out each day. You may be working alone, or hire people to help out; so whatever your needs, we can arrange the right car valeting business insurance for you.
When deciding what insurance and covers you need to protect your business, you should consider the following:
There are a number of factors to take into account when you are arranging your car valeting insurance. Public liability insurance is essential to protect against accidental injury or damage to property. For instance, if you accidentally scratch the paintwork on a client’s vehicle, you may be liable to pay compensation.
If you are an employer, then you will need to take out employers’ liability cover to protect you in case your staff have an accident at work. Using chemicals requires care and attention. If a member of staff accidentally spilt a chemical on themselves causing skin irritation or burns then they may be entitled to compensation. Employers’ liability insurance could cover your legal costs and the medical costs of the employee, as well as any compensation you may be liable to pay.
Considering the possibility of an employee or customer injuring themselves while you work is crucial; but how would you cope financially if you were unable to work following an accident at work? A simple fall or slip at work could leave you out of action. By including personal accident cover within your car valeting insurance, you can protect your income in case the worst happens and you’re unable to work. Personal accident cover is designed to provide a weekly income to tide you over until you’re able to return to work.
Valeting requires a number of tools and specialist products that you may want to protect. If you are based at a workshop rather than being mobile, you should also consider cover for your buildings, contents and equipment.
Business interruption cover can also be incorporated to protect your turnover should you suffer damage at your premises caused by an insured event that would affect your ability to trade.
If something happened to your property, for example, it was destroyed in a fire; business interruption insurance can protect your income and fixed expenses while you are unable to trade. This can help tide you over while you get back on your feet, and could also cover the cost of trading from alternative premises while yours is being restored.
If you are driving a client’s vehicles, even if only on private property, then you will need to take out road risk insurance to protect yourself. Road risk cover ensures you can legally drive other people’s vehicles during the course of your business.
A commercial vehicle or van could be a crucial part of your business; whether it’s for transporting tools, or even just getting to and from your clients, we understand the need for a quality cover that gives you peace of mind. Take a look at the business van insurance page to find out more about van insurance for car valeters.
Commercial legal protection will typically cover a number of defined events, from tax and VAT disputes to contract and employment disputes. It can also offer financial protection if someone takes you to court.
As a car valeter, safeguarding your tools and equipment is an essential protection for your insurance cover. Depending on the nature of your work, you may use various tools to complete the job in hand. Tool cover and contract works cover can offer protection for the equipment you use as well as hired in plant and machinery to minimise disruption to your business should something happen.
Car valeting involves cleaning and detailing vehicles, and it can expose you to various risks, such as damage to vehicles during the valeting process, theft of personal property from vehicles, and injury to customers or employees. How would you cope if an employee had an accident that left them unable to work? Car valeting insurance can leave you safe in the knowledge that should something happen, you’re covered.
At Premierline, we offer car valeting insurance that can be as simple or comprehensive as you need depending on your business requirements. When thinking about what insurance and covers you need to protect your business, you should consider the following:
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The cost of car valeting insurance depends on a range of factors including the size of your business, and the level of cover that you require. Get a bespoke quote online or contact one of our business insurance specialists to find out how much your car valeting insurance might cost to protect yourself and your business from unforeseen circumstances.
We have many years of experience arranging car valeting liability insurance so we’ve really got to know the covers that businesses like yours need the most. We are here to make sure that you have the covers you need to protect you against the risks you face on a daily basis.
You can protect your business online in just a few minutes if you know your insurance requirements, or if you need some advice call us to get a car valeting insurance quote today.
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.
We understand the nature of running your business often leaves little time for much else. That’s why we work closely with some of the UK’s leading insurers to find the cover that’s right for you, making arranging insurance for your contracting business simple and hassle-free. We’re committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.
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“I always deal with friendly staff at Premierline who are more than happy to offer me the best cover. I would not want to change to anyone else.”
You can protect your business online in just a few minutes if you know your cover requirements, or if you need some advice call us to get a car valeting insurance quote today.
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