As the hair and beauty industry evolves, with new treatments and services becoming more common, having the right insurance in place is essential.
Hair and beauty insurance helps protect you if something goes wrong, from treatment reactions and client injuries to accidental damage to your premises, equipment or stock.
Premierline makes it easy to compare quotes from leading UK insurers, whether you’re salon-based, self-employed or mobile.
Depending on how you work, your policy can be tailored to include a combination of the following covers:
Covers claims if a client or member of the public is injured, or their property is damaged, as a result of your work.
A legal requirement if you employ staff, including apprentices.
Protects against claims linked to advice given or treatments provided.
Covers essential tools, equipment and stock.
Helps cover lost income if you’re unable to trade following an insured event.
We arrange flexible, tailored barber and hairdresser insurance to suit the unique risks of the hair and barbering industry.
Running a busy business that offers a range of treatments means that you need quality beauty therapist insurance just in case something goes wrong.
Public liability for mobile hairdressers is essential as working in multiple locations daily can leave you exposed to a variety of risks.
Whether you’re a mobile nail tech or running a salon, insurance is essential for any business owner to protect against the unexpected.
There are many hazards in your tanning salon that deserve your attention, having the right insurance is just one way to protect you.
We arrange insurance for a wide range of hair and beauty professionals, including specialist, freelance and mobile trades, with cover tailored to how and where you work.
If you run a shop or a salon and know the covers you require, it’s quick & easy to compare quotes from a selection of insurers on our website.
If you run a mobile business without a shop or rent a chair in a shop or a salon, it’s also quick & easy to compare contractor quotes on our website.
Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm
Hair and beauty professionals typically need a combination of insurance covers to protect against the risks of working with clients, treatments and equipment. This often includes public liability insurance and, if you employ staff, employers’ liability insurance, as the bare minimum.
Depending on the services you offer, your insurance package may also include professional indemnity or treatment risk cover, as well as equipment and stock insurance or premises insurance if you own your salon.
The level of cover you need depends entirely on your business setup and exposures.
Larger businesses generally have higher levels of exposure, so they might require higher levels of contents insurance, for instance.
Our expert brokers will work with you to ensure you have the right hair and beauty insurance in place for your business.
The cost of hair and beauty insurance varies depending on the type of cover you choose and the level of protection required. Factors such as the services you offer, whether you work from a salon or are mobile, and your claims history can all influence the price.
Comparing quotes can help you find cover that suits your business and budget.
If you’re freelance or self-employed, insurance is still important. Public liability insurance is typically essential, as it helps protect you if a client is injured or their property is damaged while you’re working. You may also need product liability insurance or treatment risk cover, as well as insurance for your equipment and stock.
If you work from clients’ homes or multiple locations, we’ll work with you to ensure your policy reflects how you operate.
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“They gave me a brilliant explanation of the services provided. They took the time and spoke clearly when I asked questions. I would definitely be happy to highly recommend Premierline.”
Getting hair and beauty insurance doesn’t need to be complicated. You can compare quotes online in just a few minutes if you know what cover you’re looking for, or speak directly to our business insurance specialists for guidance.
Our team has experience supporting hair and beauty professionals and can help you understand your options, answer questions, and arrange cover that fits how you work, making it straightforward to protect your business with confidence.
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