Posted on: 13 December 2021

Getting ready for the festive season

For many businesses, the Christmas season is the most important time of the year. In retail and hospitality, the festive period is busy but can be rewarding as customers celebrate the season, splash out for family get-togethers and take advantage of retailer's promotions for gifts and treats. 

However, the COVID-19 pandemic has changed many customer habits and Christmas traditions over the past couple of years. This year, leading up to the celebrations, new guidelines have been released due to the new Omicron variant. So, are you ready for Christmas this year?

There are many things you should plan and prepare, to ensure your business is well-equipped to maximise the opportunities the festive season brings. Take a quick look at our handy business checklist to make sure that you are ready for the most wonderful time of year whilst adhering to COVID-19 guidelines.

The Business Christmas Checklist

Share the Business Christmas Checklist infographic

Copy the below HTML code to embed this infographic on your own website.

<p><a href=""><img src="" alt="The Business Christmas Checklist infographic by Premierline"></a><br /><br/><a href="">The Business Christmas Checklist</a> by <a href="">Premierline</a></p>

Our checklist infographic summary


Just like Santa has his elves, a great team can help you with the influx of business that you may experience at Christmas.

Give yourself plenty of time to brief your team regarding the new Covid-19 safety regulations which they should adhere to during the Christmas rush

Top Tip: Look into Employers' Liability Insurance; a legal requirement if you employ staff under most circumstances.


If you sell stock, you will likely need to order more to cater for the increased amount of sales at Christmas.

Stock up to take advantage of the additional shoppers, and anything that you have left over after Christmas can be promoted in the sales!

Top Tip: Check your insurance policy for seasonal increases of stock cover, which could protect all of your  stock in the event of a disaster.

Online shopping

If you sell online, make sure your ecommerce shop is ready for increased traffic around the Christmas period. Increased traffic can lead to crashes, and if the website is down, you won't make any money.

Check with your website host that your website can handle large amounts of traffic to be prepared for the festive season.

Top Tip: Consider Cyber Insurance as online criminals know the value of online shopping at Christmas and could use the opportunity to hack your systems and hold your business to ransom.

Theming your business

Let your customers know that you are in the festive spirit by putting up decorations around your premises.

This could be tinsel around your till, a santa hat for staff or a fully decorated tree to fill your customers with festive cheer. But remember, customer safety should be your number one priority by ensuring they maintain face coverings inside premises, given the current social distancing rules.

Top Tip: I If you put up decorations, review your Public Liability Insurance to make sure it covers you in the event that a visitor to the premises is injured.

Business insurance with Premierline

Premierline is a business insurance broker who works with some of the UK’s most well-known insurance providers allowing you to compare business insurance quotes.

Over the phone, our business insurance experts can assess your business to tailor your insurance to provide your  business with the protection it needs.

Compare business insurance

Compare quotes online:

Get quotes now

Or for expert advice call:


Request a call back

Are your Christmas decorations safe this season?

Business Guidance

Are your Christmas decorations safe this season?

14 October 2019
What can we learn from Santa this Christmas?

Business Guidance

What can we learn from Santa this Christmas?

05 December 2018
A guide to your office Christmas party

Business Guidance

A guide to your office Christmas party

14 November 2018

Protect your business against the unexpected

We specialise in sourcing the right business insurance solutions for businesses and understand that every business requires different cover to protect against the unique risks it faces. Compare quotes online or for insurance advice, speak to our knowledgeable insurance specialists today. Call:   .

Compare quotes online

The information and tools contained in this guide are of a general informational nature and should not be relied upon as being suitable for any specific set of circumstances. We have used reasonable endeavours to ensure the accuracy and completeness of the contents but the information and tools do not constitute professional advice and must not be relied upon as such. To the extent permitted by law, we do not accept responsibility for any loss which may arise from reliance on the information or tools in our Insight Hub.