As a vape shop owner, finding vape shop insurance that covers your business can be a challenge. Every retailer needs insurance, no matter what you sell, that’s where we come in.
Vaping and electronic cigarettes have sparked up a new alternative to smoking in recent years. Unfortunately, the lack of historical data and concerns around the long-term side effects of e-cigarette usage has resulted in many insurance providers being unable to provide the protection specialist vape shops require. Every retailer needs insurance, no matter what you sell. That’s where Premierline can help you.
Have you struggled to find insurance? Are you looking for a reliable insurer to offer cover for your e-cigarette shop? Then give us a call. We’re here to make arranging your insurance simple and hassle-free. Running a shop takes a lot of hard work. You’ve dedicated time and money to set up your business meaning you need insurance in case something goes wrong.
Finding the right cover for your livelihood can be challenging. So give us a call to get a great value vape shop insurance policy from Premierline. As a business insurance broker, we recognise that every business needs tailored cover. So, we’ve sourced a market specifically for vape shop insurance in the UK.
Complete our short form to start your business insurance quote. We’ll then call you at a time that’s convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm
As a vape shop owner, you will understand the multitude of risks of running a busy store. A high footfall of customers and lots of stock means insurance must be a top priority. Vape shop insurance can be tailored to include covers to protect against many of the risks associated with running your business to give you peace of mind allowing you to work without worry.
When deciding what insurance and covers you need to protect your business, you should consider the following:
With a high footfall of customers visiting your shop daily, you need public liability insurance in case of a slip, trip or fall. As a fundamental part of your vape shop insurance, this invaluable cover can protect you against claims from third parties for accidental injury or accidental damage to their property.
If you employ staff in your shop then by law you must have employers’ liability insurance. Accidents happen all the time and a member of staff could claim against you for compensation following an injury. By including this cover in your vape shop insurance you can rest assured that you are protected financially as well as fulfilling your legal obligation.
When you’re running a shop, your contents help make the first lasting impressions on your clients. Damage to these contents could limit your trade and even prevent you from opening the shop. Contents insurance can cover you against a number of risks such as fire, flood, and theft and can often be extended to include accidental damage and cover for goods away from your shop.
Stock insurance can be specified within your vape shop insurance policy to protect the range of electronic cigarettes, vape fluids and other products that you sell. If you’re looking for buildings cover, this can also be built into your policy.
Your shop insurance can protect your physical assets and liability towards others, but if you incur damage at your shop meaning you’re unable to open then business interruption insurance can cover your loss of gross profit while you get back on your feet. Many businesses struggle to recover following a disaster, so be sure to include this cover within your vape shop insurance for your peace of mind.
Commercial legal protection can be included in your vape shop insurance policy to safeguard against employment disputes and awards of compensation. It can also offer protection against tax and VAT disputes and cover you financially if you, your business partners or employees are summoned for jury service.
A vape shop insurance package is something you should consider and is designed to protect retailers which are premises-based. It’s an important insurance policy as it will provide you with the peace of mind that your premises, stock, employees and customers are protected.
Typically a vape shop insurance policy will cover: loss of profit should you be unable to trade, damage to your shop front and glass, theft or attempted theft of money, loss or damage to your stock, employee compensation claims following an injury or illness, claims made by members of the public who visit your vape shop and protection for your premises.
At Premierline, we offer flexible vape shop insurance policies that can be as simple or comprehensive as you need depending on your business requirements. When deciding what insurance and covers you need to protect your shop, you should consider the following:
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Like any other insurance, generally the more cover you require the higher the premium. The value you gain from having the right cover in place is a huge benefit to your business. A vape shop insurance policy is a product that you have paid for that you may never get to use, but also a product that you hope that you will never need to call on.
At Premierline, we’ve sourced a market specifically for vape shop insurance in the UK which means our advisors are able to offer quotes tailored for vape shop businesses. To get advice on the level of cover you need, call us and we’ll be happy to help you make the right decisions for your vape shop insurance.
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.
We understand the nature of running your shop often leaves little time for much else. That’s why we work closely with some of the UK’s leading insurers to find the cover that’s right for you, making arranging your retail insurance simple and hassle-free. We’re committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.
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Running a shop takes a lot of hard work. You’ve dedicated time and money to setting up your business meaning you need insurance in case something goes wrong. Finding the right cover for your livelihood can be challenging. So give us a call to get a great value vape shop insurance policy from Premierline.
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