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Compare heating engineers insurance quotes

As a heating and ventilation engineer your work will take you to a variety of locations all presenting their own risks and challenges. Working in potentially high risk environments mean you need comprehensive heating engineer insurance in case something goes wrong. But finding time to compare quotes and covers from a range of insurers can be challenging. That’s why we’ve made it easy for you to compare quotes from some of the UK’s leading insurers so you get quality cover minus the hassle.

When it comes to being self-employed it’s essential that you protect yourself financially against accidents at work. Without the right heating and ventilation insurance in place you could be personally liable if something goes wrong. We can tailor cover to your individual requirements so you only pay for the covers you need. You can pick and choose the covers that are relevant to give you peace of mind and protection for your business activities.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Protect your business online
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 192 Feefo reviews

Start your insurance quote:

For advice:   
Request a call back

Protecting your heating and ventilation business

We all know that accidents happen when you least expect, but simple mistakes in your line of work can turn into costly claims. With Premierline, you can compare quotes from a panel of trusted insurers to get the right protection in a matter of minutes.

We’ve made it easy to protect the business you’ve worked so hard to build. If you know the covers you need you can compare quotes and purchase your heating and ventilation contractor insurance online in just a few minutes. Alternatively, if you’re looking for professional insurance advice then call and speak to one of our expert advisors who’ll make insurance recommendations tailored to you.

Covers for heating and ventilation engineers

Public liability insurance

When you’re working with water, electricity and gas, a small mistake could turn into a costly claim. Public liability insurance offers financial protection against accidental damage to property or accidental injury to third parties. This means that if a customer fell over your toolbox and claimed compensation for an injury, the costs can be taken care of. Similarly, if you accidentally cause water to escape from a pipe that causes damage to someone’s house, repairs will typically be covered up to the amount of cover you select.

Employers' liability insurance

If you have staff or someone to help on a temporary basis, you’ll need to take out employers’ liability insurance. Not only will this fulfil your legal obligation to protect your employees, but it will also cover any compensation awards and medical costs if they had an accident at work and pursued a claim against you. Both of these covers can be combined into one easy to buy ventilation and heating engineer insurance policy that’s tailored to your needs.

Professional indemnity cover for heating engineers

If you undertake the design and installation of a heating and ventilation system, you should also consider professional indemnity insurance to cover you for legal costs and expenses incurred in your defence, as well as any damages or costs that may be awarded, if you are alleged to have provided inadequate advice, services or designs that cause your client to lose money.

Tool insurance for heating engineers

Your tools are pivotal to your ability to work. If your tools were lost or stolen you could find yourself unable to trade. For instance, let’s say your tools were stolen from your vehicle; an all too common incident when it comes to contractors’ tools and equipment, then tool cover will typically cover the cost of replacing them meaning you can continue to run your business and serve your customers as planned.

Contract works insurance for heating engineers

If you’re taking on more complex work, then contract works cover could be more appropriate, which can cover the plant being installed as well as machinery and much more. If you’re unsure of what you need to protect your equipment give us a call. Our expert advisors are on hand to help you find the right cover for your business.

Personal accident insurance for heating contractors

While being self-employed comes with many advantages, it’s important to consider the financial risks of working for yourself. For instance, if you had an accident that left you unable to trade, your income could take a hit. Personal accident cover can offer a weekly income to tide you over until you’re back on your feet again.

Comprehensive heating engineers insurance

Here at Premierline, we’re committed to helping you find the right heating engineer insurance to protect your livelihood against the unexpected. We’ll source a variety of quotes to help you get the right cover at the right price, giving you peace of mind to focus on what really matters – your business.


As a customer you'll get exclusive access to our Business Toolkit with resources from the experts and our Retail Rewards with discounts on big name brands.

Covers to consider:

  • Public liability
  • Employers' liability
  • Contract works, tool, plant and equipment
  • Hired in plant and temporary buildings
  • Personal accident
  • Commercial legal expenses
  • Business interruption

Start your insurance quote:

For advice:   
Request a call back

"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)