Insurance for a hair salon
Salons are a sanctuary for pampering and preening where clients expect to leave looking and feeling fantastic. But working in a busy environment with heat, chemicals and sharp objects means you need professional protection in case something goes wrong.
Reactions to treatments, left on straighteners and puddles of water that may have gone unnoticed all have the potential to cause damage or injuries. You therefore need comprehensive cover to let you focus on the job in hand. That’s where we come in.
We compare covers from some of the UK’s leading insurers to ensure you get the right cover at the right price for your hairdressers business. If you know the covers you need you can compare quotes online in a matter of minutes. If you’re looking for guidance or your needs are slightly more diverse then speak to our expert advisors for professional insurance recommendations tailored to your requirements.
Insurance for freelance hairdressers
Being a freelance hairdresser gives you the freedom of being your own boss and fitting your work in and around other commitments. Whether you’re renting a chair in a salon or visiting clients at their homes, you need protection in case something goes wrong.
Public liability and treatment cover should be the foundation of your insurance to protect you against accidental injury or accidental damage to property. If you dropped some straighteners burning a customer’s carpet, you could be liable for the damage caused. By taking out public liability and treatment insurance you could protect yourself against accidental injury or accidental damage to property.
There are many other covers that you can add to your policy dependent on your individual needs. For instance, cover for your hairdressing equipment or if you’re concerned about matters of self-employment, commercial legal protection can be provided.
Do I need hairdressers insurance?
Hairdressers insurance is designed to protect your business against a number of risks, so you can carry on providing your services to your customers as quickly as possible. Simply put, hairdressers insurance can protect you, your premises, and your customers as well as include contents insurance for any equipment or stock you have. We can even extend your insurance cover if you are working away from your salon, such as in nursing homes or home visits for a special occasion like a wedding, as well as arrange cover for your business equipment away from your salon.
Hairdressers liability insurance
We all know accidents happen and people make mistakes. If you’re running a salon and someone is injured or something they own is damaged, for example, following a treatment, they can claim compensation if you are found to be at fault. Public liability insurance can cover their claim for compensation if included within your hairdressers insurance policy.
If you employ others, you must take out employers’ liability insurance cover in case a member of staff is injured while at work and is entitled to compensation.
Hairdressers business interruption insurance
If you work from a salon and suffered damage at your premises as a result of an insured event, meaning you were unable to trade, business interruption insurance as part of your hair salon insurance can protect your income, your business expenses, and help you trade temporarily from another location while you get back up and running.
Comprehensive hairdressers insurance
We are committed to arranging great value insurance for hairdressers without compromising on the level of cover and service that we understand you need. If you know your insurance requirements, it’s simple to compare quotes online for your hair salon insurance and start protecting your business today. Alternatively should you need it, call us for advice and we’ll arrange the cover you need.