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Compare tanning salon insurance

If you run a tanning salon you will know the importance of having the right insurance in place to protect you in case something goes wrong. But running a business is time-consuming. Comparing tanning salon insurance  to find the level of cover and the price that’s right for you can often be challenging, so leave it to us and we'll do all the hard work for you.

We’ve made it easy to arrange quality sunbed shop insurance for your business. Working closely with some of the UK’s leading insurers, we tailor cover to your individual needs to ensure your business gets comprehensive protection to give you peace of mind.

If you know the covers you need you can protect your business online in a matter of minutes. Alternatively, if you’re looking for some guidance or are unsure of the covers you need, then speak to our expert advisors who are on hand to make professional recommendations tailored to your individual needs.

We’re committed to finding the right tanning salon insurance for your livelihood and work hard to support you for the duration of your policy. Call us today.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 192 Feefo reviews

Start your insurance quote:

For advice:   
Request a call back

Protecting your tanning salon

Tanning salon insurance is designed to protect your business against a variety of risks that could lead to financial loss and claims being made against you. There are many risks associated with the profession that could jeopardise your business and your future ability to trade. Without the right sunbed shop insurance in place, you may be personally liable for any claims that are made against you for damage or injury to a third party.

Your tanning salon insurance policy can cover a host of eventualities that could otherwise lead to financial loss for you and your business. There are a number of unique risks associated with the trade, meaning insurance is a must for any business owner in this sector.

Sunbed shop insurance

If you’re running a tanning salon, or even looking for spray tan insurance, then you will no doubt have invested in your equipment, tanning booths, premises, and a number of complementary stock items. These can all be added to your tanning salon insurance, or spray tan insurance, to ensure that they are protected against a number of unforeseen events. Your property, contents and stock can be safeguarded against fire, flood, theft, storm damage and a number of other perils that could lead to losses.

Liability insurance for tanning salons

Liability insurance must be a key consideration to protect you if your clients, staff, suppliers and other members of the public make a claim against you. There are a number of eventualities that could lead to claims being made against you. For example, if a customer slipped on a wet floor and sustained an injury they may be entitled to compensation. There is also a chance that a customer may react badly to a lotion you have supplied. Public liability cover as part of your tanning salon insurance can protect your livelihood against potentially large awards for damages and legal costs associated with that claim.

Employers' liability insurance ensures that you are protected against accidents and injuries your staff may suffer during the course of their employment. This will typically be included up to a specified limit and can take care of your legal requirement to protect them.

Business interruption for tanning salons

Business interruption could be considered as part of your policy to protect your income if you suffer damage at your premises meaning you are unable to trade. This could be the lifesaver of your business if you suffer a major incident, as this can cover loss of income and fixed business expenses while you get back on your feet. This could also help you trade temporarily from another location while your premises are restored.

Legal protection for sunbed shops

Commercial legal expenses can safeguard you against a number of other events, for example tax and VAT disputes, employment disputes and compensation awards, as well as allowance for jury service, should you, your business partners or employees be summoned.

Comprehensive sunbed shop insurance

All these covers can be tailored to suit your needs and added to one easy to buy policy, catering for all your business insurance requirements.

Tanning salon insurance is typically designed to protect the trading activities of solariums, tanning salons, spray tanning professionals and other tanning salons. It can provide cover for assets and equipment, as well as liabilities, treatment cover and commercial legal expenses.

We arrange sunbed shop insurance and spray tan insurance from a panel of the UK’s leading insurers to ensure you get the protection you need for your livelihood. Our team of expert advisors are on hand to assist you with your tanning salon insurance requirements, and will support you for the duration of your policy.

If you run or own your own salon, you may be more interested in our comprehensive Beauty Salon Insurance.


As a customer you'll get exclusive access to our Business Toolkit with resources from the experts and our Retail Rewards with discounts on big name brands.

Covers to consider:

  • Public and products liability
  • Employers' liability
  • Contents and equipment cover
  • Stock cover
  • Money cover
  • Business interruption cover
  • Commercial legal expenses

Start your insurance quote:

For advice:   
Request a call back

"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)