Protecting your Café
All café owners who want to protect their livelihoods from unexpected events should take out insurance. We help hundreds of café owners protect their business by arranging the right café insurance policy at the right price. We understand that not every business is exposed to the same risks but insurance can protect you and your business financially if something goes wrong.
We’ve helped many café owners arrange business insurance that’s uniquely tailored to their business activities in one easy to buy policy. We understand the exposures you face daily and can combine liability cover, contents, food stock and much more to help you find comprehensive insurance for a café in case something unexpected happens.
We can arrange protection for all your business contents, and buildings if required, and can even source cover for business equipment away from your business premises.
Café liability cover
Café insurance will cover a variety of risks and can protect you against unforeseen eventualities allowing you to work without worry. For example, if a customer slips or falls in your premises you may need to pay compensation for injury, which should be covered by public liability insurance. You’ll also need products and public liability cover to protect you if your activities cause injury or illness to one of your customers. If you employ others, you must take out employers' liability insurance in case a member of staff is injured at work and is entitled to compensation.
Café stock cover
Your stock is often just as vital to your business as your equipment. A faulty fridge could damage your fresh produce, or a flood could destroy your stock. This means contents and stock cover can often be an essential part of your café insurance policy.
Minimise interruption to your business
If something unfortunate was to happen to your cafe, business interruption insurance could minimise the impact on the day to day running of your business and help out financially – giving you peace of mind and a helping hand when things get tough. Business interruption insurance can be included to cover you for loss of profit while you deal with the consequences of an event which forces you to temporarily cease trading.
Insurance for cafés
We understand the time constraints that come alongside running your own business, and finding time to source competitive and the right café insurance for you can be challenging. That’s why we are on hand to make arranging your business insurance simple and hassle-free.
If you know your insurance requirements you can compare café insurance quotes online in a matter of minutes. Alternatively, call us today for advice and to discuss your insurance requirements. You’ll get you the cover you need and the peace of mind that your business is protected.