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Compare community centre insurance

Running a community centre carries risks for everyone involved, meaning insurance must be a top priority. Finding time to source the right cover can be a prolonged task, but it doesn’t have to be. Our expert advisors work closely with a panel of some of the UK's most trusted insurers to find flexible cover that’s tailored to your individual needs.

We understand the complexities of community centre insurance and the time that it can take to find suitable cover. That’s why we do all the hard work for you to make arranging your insurance simple and hassle free. Call our expert advisors today get professional recommendations and the right cover for your centre.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 192 Feefo reviews

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Running a community centre can be a complex business but it serves an amazing purpose, bringing together members of the local community from children to parents to the elderly. Having a insurance policy that fits the needs of your business helps to give you the peace of mind that should something unfortunate happen you are protected and can return to serving your community as quickly as possible.

We source insurance that allows you to tailor your cover to fit your specific requirements. We find flexible solutions so you can choose the covers you need to meet not just your legal requirements but to protect your buildings, assets and the people who use the centre. 

We've helped a number of organisations find the right insurance to meet their needs, and we can do the same for you. Our expert advisors are on hand to talk through your requirements and find tailored cover to meet your needs

If you are hosting events, renting spaces for classes, or organising fundraisers to support your local community, you will need to ensure that your guests, staff and suppliers are safeguarded against unforeseen events that could lead to claims being made against you.

Public liability insurance can safeguard your organisation if a member of the public, supplier or customer slipped and injured themselves whilst at your premises. Liability claims can lead to large compensation awards, and potentially expensive legal costs. Public liability cover ensures that you are protected should something unexpected happen.

If you have staff, or volunteers helping to run your centre, then you will need to take out employers' liability cover as part of your insurance. Typically you will be covered up to a specified limit in case an employee was to hurt themselves during the course of their employment. As careful as you may be, unfortunately accidents do happen. With the right insurance you can work safe in the knowledge that should something happen, you’re covered.

As well as liability insurance, you may need to consider your premises, contents, stock, and any other equipment or activities included in your business activities to form part of your community centre insurance. This will typically protect your assets against fire, flood, theft, storm and many other perils that could lead to large losses and impact your ability to trade.

Should you suffer property damage that means you are unable to open for a while, then business interruption cover as part of your insurance will safeguard your income and fixed expenses while you get back up and running. This means that should something happen that forces you to close temporarily, you won’t be out of pocket while you get back to normality.

Community centre insurance can protect a variety of businesses in this sector, including village halls, social enterprises, non-profit organisations and community centres. We understand that every community centre is unique, and requires tailored insurance to protect activities. Community centre insurance can be customised to cover live music, private functions, bouncy castles, fundraising events and much more.

Covers to consider:

  • Buildings, contents and equipment cover
  • Public and products liability insurance
  • Employers' liability cover
  • Business interruption
  • Commercial legal expenses
  • Directors and officers insurance

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For advice:   
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"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)