Running a community centre can be a complex business but it serves an amazing purpose, bringing together members of the local community from children to parents to the elderly. Having a insurance policy that fits the needs of your business helps to give you the peace of mind that should something unfortunate happen you are protected and can return to serving your community as quickly as possible.
We source insurance that allows you to tailor your cover to fit your specific requirements. We find flexible solutions so you can choose the covers you need to meet not just your legal requirements but to protect your buildings, assets and the people who use the centre.
We've helped a number of organisations find the right insurance to meet their needs, and we can do the same for you. Our expert advisors are on hand to talk through your requirements and find tailored cover to meet your needs
If you are hosting events, renting spaces for classes, or organising fundraisers to support your local community, you will need to ensure that your guests, staff and suppliers are safeguarded against unforeseen events that could lead to claims being made against you.
Public liability insurance can safeguard your organisation if a member of the public, supplier or customer slipped and injured themselves whilst at your premises. Liability claims can lead to large compensation awards, and potentially expensive legal costs. Public liability cover ensures that you are protected should something unexpected happen.
If you have staff, or volunteers helping to run your centre, then you will need to take out employers' liability cover as part of your insurance. Typically you will be covered up to a specified limit in case an employee was to hurt themselves during the course of their employment. As careful as you may be, unfortunately accidents do happen. With the right insurance you can work safe in the knowledge that should something happen, you’re covered.
As well as liability insurance, you may need to consider your premises, contents, stock, and any other equipment or activities included in your business activities to form part of your community centre insurance. This will typically protect your assets against fire, flood, theft, storm and many other perils that could lead to large losses and impact your ability to trade.
Should you suffer property damage that means you are unable to open for a while, then business interruption cover as part of your insurance will safeguard your income and fixed expenses while you get back up and running. This means that should something happen that forces you to close temporarily, you won’t be out of pocket while you get back to normality.
Community centre insurance can protect a variety of businesses in this sector, including village halls, social enterprises, non-profit organisations and community centres. We understand that every community centre is unique, and requires tailored insurance to protect activities. Community centre insurance can be customised to cover live music, private functions, bouncy castles, fundraising events and much more.