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Compare pub and nightclub insurance

Nightclub owners will be fully aware of the risks involved and the need for comprehensive insurance to protect you should something go wrong. Finding time to compare quotes whilst running a business can be a challenge, and that’s why we do all the hard work for you.

We tailor cover to your unique requirements, and compare cover and quotes from trusted insurers to make professional recommendations based on your individual needs. Our expert advisors are on hand to take the hassle out of arranging your insurance so you can focus on running your nightclub.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.7/5 based on 294 Feefo reviews

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For advice:   
Request a call back

Insurance for nightclubs and pubs is specifically tailored to cover the unique risks and exposures faced by those in the industry that could lead to large losses or claims being made against you. It’s designed to protect your business against these unforeseen events to ensure that you have adequate cover to work without worry.

Nightclubs carry risks for everyone involved, from staff to customers, and even neighbouring businesses or residents. There are a number of eventualities that could lead to claims being made against you, so nightclub insurance is essential for peace of mind and business continuity.

Liability cover is an essential part of your insurance, and can safeguard your business if a guest were to slip, trip or fall and sustain an injury. Public liability insurance would handle any compensation awarded as a result, and also cover any legal costs incurred.

Your nightclub insurance will also need to include employers' liability if you have any full or part time employees including temporary staff, to cover them in a similar scenario. Employers' liability is a legal requirement, and would protect you if your staff suffered an injury during the course of their employment.

As well as protecting your liabilities, your nightclub insurance can also protect your assets, including buildingscontents, stock and equipment. Typically, your cover will protect against perils such as fire, flood, theft, storm, and many more. It can also safeguard your alcohol licence, windows and money kept on the premises during working hours, and in transit.

Business interruption insurance should also be a key consideration, as this can protect your income should you suffer property damage at your premises meaning you are unable to trade. This means that if you did suffer a fire or flood, business interruption cover can take care of your staff wages and fixed business expenses while you get back on your feet. We never expect the worst to happen, and when disaster strikes it can be devastating. Business interruption can give you peace of mind that should something occur, you won’t be out of pocket.

We work closely with some of the UK’s leading insurers to source nightclub insurance that is specifically tailored to your business. Our advisors have many years’ experience sourcing insurance for nightclubs, and are on hand to find you the right cover for your club and will support you throughout the year.

Add 24/7
Business Emergency
cover for less than £79

Protect your business, minimise disruption and save money on emergency repairs.

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Covers to consider:

  • Public and products liability insurance
  • Employers' liability insurance
  • Buildings, stock and contents cover
  • Business interruption insurance
  • Loss of licence cover

Start your insurance quote:

For advice:   
Request a call back

"Very impressed with their efficient approach and the care and attention they pay to customers. I would recommend them and look forward to using them again. They were that impressive they got the business from our normal broker who we have used for 30+ years!"

Mr Appleby, Property Owner, Lancashire (Customer since November 2018)

"I'm so pleased to have bought from them. I made a huge saving on my insurance for my small business and they were so helpful and explained everything. A very happy new customer.”

Miss Saunders, Beauty Salon, Altrincham (Customer since February 2019)

"It was a very efficient service. They gave me my chosen quote and set everything up within minutes. No trouble at all. I'm very happy with Premierline's service and will definitely recommend them"

Dr Chatterjee, Dentist, Warrington (Customer since July 2016)