Compare pub and nightclub insurance

Nightclub owners will be fully aware of the risks involved and the need for comprehensive insurance to protect you should something go wrong. Finding time to compare quotes whilst running a business can be a challenge, and that’s why we do all the hard work for you.

We tailor cover to your unique requirements, and compare cover and quotes from trusted insurers to make professional recommendations based on your individual needs. Our expert advisors are on hand to take the hassle out of arranging your insurance so you can focus on running your nightclub.

  • Compare quotes from leading insurers
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent service
    Rated by our customers on Feefo

We work with some of the UK's leading insurers

  • Allianz Business Insurance
  • Aviva Business Insurance
  • AXA Business Insurance
  • Covea Business Insurance
  • Hiscox Business Insurance
  • LV Business Insurance
  • NIG Business Insurance
  • QBE Business Insurance

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Insurance for nightclubs and pubs is specifically tailored to cover the unique risks and exposures faced by those in the industry that could lead to large losses or claims being made against you. It’s designed to protect your business against these unforeseen events to ensure that you have adequate cover to work without worry.

Nightclubs carry risks for everyone involved, from staff to customers, and even neighbouring businesses or residents. There are a number of eventualities that could lead to claims being made against you, so nightclub insurance is essential for peace of mind and business continuity.

Liability cover is an essential part of your insurance, and can safeguard your business if a guest were to slip, trip or fall and sustain an injury. Public liability insurance would handle any compensation awarded as a result, and also cover any legal costs incurred.

Your nightclub insurance will also need to include employers' liability if you have any full or part time employees including temporary staff, to cover them in a similar scenario. Employers' liability is a legal requirement, and would protect you if your staff suffered an injury during the course of their employment.

As well as protecting your liabilities, your nightclub insurance can also protect your assets, including buildingscontents, stock and equipment. Typically, your cover will protect against perils such as fire, flood, theft, storm, and many more. It can also safeguard your alcohol licence, windows and money kept on the premises during working hours, and in transit.

Business interruption insurance should also be a key consideration, as this can protect your income should you suffer property damage at your premises meaning you are unable to trade. This means that if you did suffer a fire or flood, business interruption cover can take care of your staff wages and fixed business expenses while you get back on your feet. We never expect the worst to happen, and when disaster strikes it can be devastating. Business interruption can give you peace of mind that should something occur, you won’t be out of pocket.

We work closely with some of the UK’s leading insurers to source nightclub insurance that is specifically tailored to your business. Our advisors have many years’ experience sourcing insurance for nightclubs, and are on hand to find you the right cover for your club and will support you throughout the year.

Covers to consider:

  • Public and products liability insurance
  • Employers' liability insurance
  • Buildings, stock and contents cover
  • Business interruption insurance
  • Loss of licence cover

"The questions were straightforward and the adviser explained anything I wasn't sure of clearly. The whole process was quick and easy with an immediate quote at the end. Within about 15 minutes I had completed the questions, received my quote and my insurance was all set up. Thank You!"

Mrs Curtis Mobile Beautician, Lowestoft (Customer since January 2018)

"They were able to provide a bespoke package so that I only got cover for what I needed as opposed to all the unnecessary parts of a standard package policy. The staff were very polite and willing to listen to my needs.”"

Mr Livesey, Newsagents, Kendal (Customer since August 2017)

"Professional, efficient, friendly and thorough service. They fully understood my specific business requirements, and sorted out an insurance policy which not only exceeded my previous cover, but was also a lot cheaper."

Mr Jones, Gym/Health Club, Essex (Customer since January 2018)