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Compare consultants insurance

Your clients rely on your knowledge, expertise and advice to help drive their business forward. You’re carrying a great deal of responsibility towards their success meaning you need consultants insurance in case something goes wrong. As a self-employed professional it can be difficult to find time to get the right insurance for your consultancy business. We’re here to help you compare quotes from some of the UK’s leading insurers so you can get a great value consultancy insurance policy.

We understand the exposures you face as a consultant and the covers you need most. Whether you’re an IT consultant, business management consultant, HR consultant to name but a few, you need comprehensive consultant insurance to protect you in case something goes wrong. Depending on where you conduct your business you may require office insurance or home business insurance. We can arrange cover that meets your individual needs to give you peace of mind.

Our knowledgeable advisors are on hand to help you find a great value policy so request a quote or call us today to get quality cover from the experts.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.7/5 based on 220 Feefo reviews

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Frequently asked questions from consultants

Why do consultants need insurance?

As a consultant, your clients depend on your expert knowledge and advice. You need insurance that reflects your professionalism and protects you in case something goes wrong. Whether a client is injured while visiting your office, or the advice you give causes a financial loss to them; we can arrange insurance to give you peace of mind and financial protection against the unexpected.

Which consulting professions can you arrange insurance for?

We work with some of the UK’s leading business insurers so we can find the right cover for many consulting professions. Some of the consulting professions for which we can arrange insurance include:

  • Business and management consultants
  • IT consultants
  • Software consultants
  • Marketing consultants
  • Network consultants
  • HR consultants
  • Operations consultants
  • And many more

How much does consultants insurance cost?

The cost of consultants insurance depends on a variety of factors including the size of your business, the consultancy projects that you take on and the types and level of cover required. Our business insurance advisors would be happy to discuss your individual insurance requirements and help you find a range of quotes for your consultancy business.

What insurance do consultants need?

For consultants, there are several covers available, which can normally be packaged together under one policy. There are many considerations to make to ensure you have the necessary cover.

Consultants cover to consider:

Consultants insurance covers explained

Public liability

Public liability insurance can protect you financially if a client or visitor takes legal proceedings against you if they suffer an injury or damage their property whilst at your premises, as well as cover for the associated medical and/or legal costs too.

Employers liability

If you employ staff then you may need to include employers’ liability insurance in your consultants’ insurance policy package. This is required by law, save for few very specific businesses, to protect you if your employees claim compensation if they are injured or become ill following an accident or incident whist at work.

Professional indemnity

The advice you provide is given in good faith, to often help solve a complex issue that requires professional skill and judgement. As careful as you may be mistakes can be made that could cause a financial loss and/or reputational damage to your clients. Professional indemnity insurance for consultants can protect you against claims made against you for negligent advice you may give in your professional capacity. Wherever your area of expertise lies, we can arrange professional indemnity cover to suit your needs. Our advisors are on hand over the phone to discuss your professional indemnity insurance requirements.

Office building, contents and equipment

You may spend a lot of time on the road visiting clients but your office will most likely be the base of your hard work. Protecting your documents, client information as well as your contents and buildings is essential. That’s why we arrange office insurance or home business insurance for consultants that incorporates the covers you need. It can include protection for equipment away from your office as well as legal protection and liability insurance to offer a comprehensive package that’s tailored to you.

Depending on the size of your office, you may also want to add business emergency cover. This cover is designed to give 24/7 cover for many business emergencies such as the office boiler breaking down and other business emergencies and repairs such as lost keys and damage to or failure of security systems.

Business interruption

If you’re office-based, then you should consider including business interruption insurance within your consultants’ insurance policy. This invaluable cover can protect against a loss of income if you suffer damage at your office that interrupts your ability to trade. Whether it’s a burst pipe or a more devastating event such as a fire or flood, having business interruption insurance can offer financial protection to get you back on your feet.

Commercial legal protection

Commercial legal protection could offer cover for the costs relating to unforeseen legal action that may be brought against you for things like property, contract  or employment disputes that may arise within your consultancy business.

Directors and officers insurance

As a company partner, manager or director you could be held personally and legally liable for claims that could arise from your business decisions. Directors and officers insurance could cover the costs of defending you as a director or officer of your company against allegations of wrongful acts and any damages subsequently awarded against you.

Personal accident

If you have an accident that leads to an injury and time taken off work, due to  the injury you and your business could take a hit financially. Personal accident insurance cover can help with this in that it will typically provide you with a lump sum for specified injuries to help cover your lost wages or to allow you to pay for someone to come in on a temporary basis until you’re back to full strength.

Cyber and data insurance

As a consultant, access to your computer system will be very important to your business. You may hold personal data about your customers, suppliers or even your employees on your computer. You may even do all your accounts online. With this in mind, you might want to consider cyber liability insurance, which is designed to support your business if your systems are compromised by things like malicious hackers who may cause damage or restrict access to the information you hold. Our advisors are on hand over the phone to discuss your cyber liability insurance requirements.

Buy consultants insurance with Premierline

Consultancy comes in many different forms whether you specialise in business consultancy, marketing consultancy or IT consultancy; protecting against the unexpected is crucial.

We are a business insurance broker that can compare quotes from some of the UK’s leading insurers so you can work without worry. We are on hand to guide you through the types of insurance covers you may need as a professional consultant. If you’re looking for some expert consultants insurance advice give us a call or arrange a call back today.

We pride ourselves on professionalism and exceptional customer service and are committed to finding you comprehensive and flexible insurance to meets your individual needs.


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"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in. Thank you Premierline."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"I found the service very helpful. The person I spoke to rang back when he said he would and provided all the information I needed over the phone. It was a simple and seamless process. I rang up to organise my Professional Indemnity insurance and within a couple of phone calls it was all sorted. Brilliant"

Mr Turley, Quantity Surveyor, Londonderry (Customer since June 2019)