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Compare photographers insurance

As a professional photographer you’ll carry a lot of responsibility, capturing special moments with expensive equipment means insurance must be a top priority. Things can go wrong when you least expect, and can sometimes get in the way of a once in a lifetime opportunity. Having the right insurance in place can protect your livelihood and professional reputation should something unexpected happen.

Finding the right photographers insurance can be a challenge so we can do the hard work for you. If you'd like some advice on what photographers cover you may need, you can speak to our advisors for their professional recommendations. They’re on hand to offer support and arrange a policy that meets your needs.

We work with some of the UK’s leading insurers and can get you a range of quotes at competitive prices and help you make the right decision, allowing you to focus on your photography business.


Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 189 Feefo reviews

Start your insurance quote:

For advice:   
Request a call back


Photographers insurance requirements

Photography is a diverse trade; every job is unique and exclusive to each individual client. Such diversity requires tailored photographers insurance to ensure you have comprehensive protection for your livelihood, and allow you to focus on what matters – your business.

Many photographers find their niche in one area, be it wedding photography, studio photography, or commercial photography. Whatever your speciality, ensuring you have the right photographers insurance to protect you against unforeseen events is essential.

Public liability insurance for Photographers

There are many eventualities that could lead to a claim against you. For example, if a member of the public fell over your equipment, public liability cover can protect you against compensation awards if they pursued a claim against you for injury. Public liability insurance can also cover any associated medical and legal costs.

Photographers employers' liability cover

If you have staff, then you have a legal obligation to take out employers' liability insurance to safeguard against similar circumstances. Typically you will be offered up to £10 million cover.

Photography business equipment insurance

Your photography equipment is pivotal to your businesses continuity. If your kit was damaged or stolen, your livelihood could suffer and leave you unable to work. Specialist computers, cameras and lenses can be costly to replace, and as careful as you may be, accidents do happen. And that's where we come in. We can source suitable insurance offering varying levels of cover tailored to your business needs, to ensure you have protection for your livelihood.

Business Interruption insurance for photographers

If you do suffer damage to your premises or equipment, you may have difficulty trading for a while without them. Business interruption insurance, as part of your photography business insurance, can safeguard your income and expenses should you suffer damage at your premises meaning you are unable to trade.

Legal protection for IT Consultants

Commercial legal expenses can be added to your photographer insurance to safeguard against employment disputes and compensation awards, tax and VAT appeals, as well as provide an allowance for employees or business partners who are called up for jury duty.

Premises insurance for photographers

We understand that photography businesses come in different shapes and sizes. So if you edit photos from home, an office or alternatively if you have a photography studio or gallery, home based business insurance, office insurance or shop insurance could protect your business contents and buildings. Our advisors are on hand to discuss the range of options available to you, and arrange a comprehensive policy for you. 

Compare photographers insurance quotes

So whether you are home-based, studio-based or freelance, looking for wedding photographer insurance or photographic equipment insurance, then look no further, you have come to the right place.

We can compare quotes from some of the UK’s leading insurers and get the right photographer insurance to suit your business activities so call us today.

Covers to consider:

  • Specialist equipment cover
  • Public liability insurance
  • Employers' liability
  • Personal accident 
  • Commercial legal expenses


Start your insurance quote:

For advice:   
Request a call back


"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)