Comprehensive private tutors and teachers insurance
Your students depend on you to help them achieve their goals; whether they’re academic, musical or athletic. Being accountable for someone’s education is a great responsibility but, as with any business, things can go wrong along the way. You need protection in case something unexpected happens. Teachers insurance can protect you against a number of events, from slips, trips and falls to legal defence; we’re here to help you arrange the right cover for your livelihood.
Working closely with a panel of trusted insurers, we’re here to help you find the right private tutors insurance to protect you.
Private teacher liability insurance
Liability insurance is essential for any freelance professional, teachers are no exception. Whether you’re teaching adults or children at your home or at theirs, there is always a possibility something could go wrong. Teachers’ liability insurance can protect you against the unexpected. If a student injured themselves at your premises for instance, you could be liable to pay compensation for their injury.
Public liability insurance can protect you and your business financially if someone injures themselves at your premises or sustains damage to their property as a result of your business activities. This should be considered the foundation of your teachers’ insurance to give you peace of mind in case something unexpected happens.
If you have a teaching assistant or employ a member of staff, you will need to take out employers’ liability insurance to protect your staff while they are at work. This can protect you financially if an employee gets injured and pursues you for compensation. Taking out this cover will also fulfil your legal obligation as an employer.
Both of these covers can be tailored to meet your specific needs and can be purchased together in one easy to buy teachers insurance package.
Professional indemnity insurance for freelance teachers
As a private teacher, your students are relying on your expertise to help them achieve their potential. You’re providing advice in your professional capacity to help others learn a new skill or complete a syllabus. As careful as you maybe, mistakes can be made. We’re human after all. However, if you’re accused of inadequate coaching, or if a student fails an exam and they pursue you for damages, you could face large bills for legal defence.
Professional indemnity insurance (PI) can protect you against these financial implications and help pick up the pieces if something goes wrong. You’re providing a professional service meaning you need quality insurance to give you peace of mind so you can focus on your students. We can arrange professional indemnity insurance for freelance teachers and private tutors so you can work without worry. We’ll arrange this cover for you over the telephone so we can fully understand your professional needs, so call us today to arrange your PI insurance.
Personal accident and sickness cover for freelance tutors
Being self-employed gives you the freedom to run your business as you like and to suit your lifestyle but imagine if you had an accident or fell ill for any length of time and were unable to work for a period of time. Adding personal accident and sickness cover to your insurance policy can protect you in these circumstances and can provide you with a weekly income to tide you over until you get back on your feet.
Home business insurance for teachers & tutors
You may spend a lot of time on the road visiting students but if you work from your home or if lessons are conducted from your premises you may also require home business insurance as most home insurance policies exclude business activities. Protecting your documents, student information as well as your contents and buildings is essential. That’s why we offer insurance solutions for teachers and tutors that incorporates the covers you need.
Freelance teachers and private tutors insurance
Running a business comes with its rewards and challenges, particularly if you’re a teacher. Time is short and there’s a lot to achieve. That’s why we’ve made comparing teachers insurance simple and hassle free. Working closely with some of the UK’s leading insurers, we’re here to offer you a choice of policies so you can choose the right cover for your livelihood.
Finding the right private tutors insurance doesn’t have to be time consuming. We provide professional insurance advice over the phone to help make arranging your private teachers and tutors insurance simple and hassle-free.