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Compare bakery insurance quotes

All bakery owners will understand the risks of the trade, and the importance of having an essential safety net to protect you in case something goes wrong. With early morning starts and long days, finding time to compare bakery insurance can be challenging. You need simple hassle free insurance to give you peace of mind. That’s where we come in.

We compare quotes from a panel of trusted insurers to find tailored cover to suit your business. If you’re not sure what insurance you need and require some guidance speak to our expert advisors who are on hand to find flexible cover that’s tailored to you. Alternatively if you know your bakers insurance requirements’ you can compare quotes online in just a few minutes.

We’re here to make sure you get the cover you need with minimal effort. It’s simple, hassle free insurance right at your fingertips. Call us today or compare quotes online in a matter of minutes.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Protect your business online
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 192 Feefo reviews

Start your insurance quote:

For advice:   
Request a call back

Do I need bakery insurance?

Bakeries can present a high risk working environment for all those involved from staff to clients to suppliers, meaning bakery insurance is essential. Without the correct cover in place, your livelihood may be open to claims that could jeopardise your future ability to trade. Having the right insurance can let you focus on the job in hand and work without worry.

Retail bakeries and bakery shops can be exposed to a variety of hazards, from fires and floods to slips trips and falls, meaning there are a number of considerations to take into account when arranging your bakery insurance.

We are committed to finding you the right insurance for your business. We have many years’ experience sourcing insurance for bakeries, so whether you’re baking at the premises and selling your produce from an adjoined shop or café, specialising in cake making, or selling goods that have been baked elsewhere; we can arrange a bakers insurance policy that is tailored to your business needs. As careful as you may be, accidents do happen, and that’s where we can help to protect your business.

Property insurance for bakeries

Your premises and equipment are pivotal to the running of your business. If you own the building you work from, this can be included within your insurance policy, as well as all your contents, equipment and stock. Typically, they can be protected against a number of perils, from weather events, to impact damage, to fire and theft and much more.

Business interruption insurance for bakeries

Business Interruption can cover your gross profit and fixed expenses if you suffer damage at your premises meaning you are unable to trade. This can help to tide you over until you are back up and running, and may help you trade temporarily from another location while you get back on your feet. This means if you have a fire at the building and this stops you from trading temporarily, you shouldn’t be out of pocket, and your gross income and fixed expenses would typically be covered.

Liability insurance for bakeries

Liability cover should also be a fundamental part of your bakery insurance, to protect you should anything happen to your customers, staff and suppliers such as accidental injuries that may occur at your premises. As careful as you may be, accidents do happen, so having the right bakers insurance in place to protect your livelihood is essential.

Employers' liability insurance will typically safeguard your finances should the worst happen to your employees, so if they accidentally burn themselves in the bakery any awards for damages and legal costs should be taken care of by your insurance. Similarly, if a member of the public slipped over and sustained an injury, your public liability insurance can cover any costs and compensation awarded as a result.

Home based bakery insurance

If you bake goods from your home you may also require home business insurance as most home insurance policies exclude business activities. If you are unsure about your insurance requirements, our insurance advisors are on hand to provide advice and recommendations.

Compare bakers insurance

We appreciate that running your own bakers business can be time consuming, and finding the right insurance for your business can sometimes be a challenge. We make arranging your insurance straightforward. If you are running a confectionery shop or bakery, whether you are baking or not, we can arrange the right insurance policy to protect your business and livelihood. Our knowledgeable business insurance advisors are on hand to discuss your requirements and arrange the right insurance for your business.

Covers to consider:

  • Contents and equipment cover
  • Public and products liability
  • Employers' liability
  • Business interruption
  • Commercial legal expenses
  • Buildings cover

Start your insurance quote:

For advice:   
Request a call back

"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)