Person working in a deli on a tablet device


Delicatessen Insurance

We compare quotes from leading insurers
Providing your customers with high quality produce means you need deli insurance to protect you and your business in case something goes wrong.

Your deli provides customers with some of the finest produce your local community has to offer. Your shelves and refrigerated display units are stacked with the finest cuts of meat, selections of cheese, fresh fruit and veg and much more. Providing your customers with high quality produce means you need deli insurance to protect you and your business in case something goes wrong. Whether you need farm shop insurance, insurance for a cheese shop or a grocers shop specialising in organic produce, protecting against the unexpected is essential.

But running a shop often means long hours and busy weekends, not to mention the additional work that still needs to be done out of hours. You need quick, quality deli insurance to let you focus on the job in hand. That’s why we’ve made it simple to compare quotes from some of the UK’s leading insurers to make arranging your shop insurance simple and hassle free.

You can protect your delicatessen business online in a matter of minutes if you know the covers you need. However, if you’re looking for some expert advice or you’re unsure of the covers you require then give us a call. We’re here to take the headache out of arranging your delicatessen insurance so you can get the cover you need in one easy to buy policy.

If you know the covers you require, it's quick & easy to compare shop insurance quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We'll call to arrange a new insurance quote at a time that's convenient for you

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.

Lines open Monday to Friday 9:00am–5:00pm

Delicatessen insurance is a simple way for delis and artisan food shops to buy various types of insurance covers in one package to protect your shop when something unfortunate happens.

Having insurance to protect you financially against accidents, mistakes, theft, damage and legal fees is essential to provide you with peace of mind when running your retail business.

When deciding what insurance and covers you need to protect your business, you should consider the following:

You’re responsible for every customer that steps foot in your deli, every staff member you employ and every product you sell to your customers too. Without the correct cover in place, your shop may be open to claims that could jeopardise your future ability to trade. Having the right insurance can let you focus on the job in hand and work without worry.

Deli shops and specialist food retailers can be exposed to a variety of hazards, from fires and floods to slips trips and falls, meaning there are a number of considerations to take into account when arranging your delicatessen insurance policy.

At Premierline, we offer flexible deli shop insurance policies that can be as simple or comprehensive as you need depending on your business requirements. When deciding what insurance and covers you need to protect your deli shop, you should consider the following:

  • Public liability – for injured shop visitors or damage to their property.
  • Employers' liability – to protect your shop employees.
  • Buildings cover – to cover for loss or damage to your shop premises.
  • Equipment, contents and stock – to reinstate your items and belongings.
  • Business interruption – to keep finances running when disaster strikes.
  • Money cover – for theft or attempted theft.
  • Goods in transit – to cover for loss or damage to stock when in transit, loading or unloading.
  • Business legal expenses – to cover the cost of legal expenses or defending your shop against legal action.

The cost of your delicatessen insurance will depend on your shop's activities, the location of your deli and the amount and type of covers you require to protect your shop. Like any other insurance, generally the more cover you require the higher the premium.

The value you gain from having the right cover in place is a huge benefit to your business. A shop insurance policy is a product that you have paid for that you may never get to use, but also a product that you hope that you will never need to call on.

Premierline has many years of experience arranging insurance solutions for independent deli shops. So, we arrange insurance for vendors that’s designed to offer all the protection you need.
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 
“Great service. Friendly and helpful staff who understood my needs and got me a good price for my shop policy.”
Household Goods Retailer
Customer since October 2023
4.7/5 stars
341 customers have happily rated our service on Feefo over the past 12 months.
Feefo Awards: Platinum Trusted Service & 10 years of proven Trusted Service

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.
Finding time to compare delicatessen insurance quotes for your deli can be challenging. That’s why we’ve made it easy for you to compare prices from a panel of trusted insurers to make arranging your deli insurance simple and hassle free. If you know the covers you need you can protect your business online in a matter of minutes. If you’re unsure what you need and you’re looking for advice then give us a call. Our business insurance experts are on hand to provide professional advice for your deli insurance needs.
If you know the covers you require, it's quick & easy to compare shop insurance quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We'll call to arrange a new insurance quote at a time that's convenient for you

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.

Lines open Monday to Friday 9:00am–5:00pm