Protecting your delicatessen
Any deli owner will understand the risks of the trade and the importance of having the right deli insurance in place to protect against the unexpected. Liability cover can be included within your shop insurance package as well as additional cover for contents, money, business interruption and much more.
Liability insurance for deli shops
With a high footfall of customers and suppliers visiting your premises, liability insurance should be a key consideration in case someone injures themselves at your shop.
Accidents can happen when you least expect. Slips, trips, and falls can result in injuries, and if this happens at your premises you could be pursued for compensation. Public liability insurance can cover the costs of a claim against you for injury to visitors to your shop. If you employ staff you will need to take out employers' liability insurance in case a member of staff injures themselves at work. Both these covers can be included in one easy to buy delicatessen insurance policy.
Contents insurance for delicatessens
Your delicatessen brings together your community’s local produce from nearby farmers, cheese makers, artisan bakeries and many other local businesses. Protecting your stock and including contents insurance and deterioration of stock cover in your delicatessen insurance can help to ensure minimal disruption if you suffer unexpected damage at your shop. You never know what’s around the corner and sometimes the effects can be devastating. By protecting your business against property damage you can ensure minimal disruption if disaster strikes.
Business interruption insurance for delis
Fires can be devastating. Floods can wash away years of hard work in a matter of minutes. Rectifying property damage can take weeks, months or sometimes even years. If your business is devastated by an event that meant you are unable to open your doors to your customers there’s a knock on effect through the rest of your business. Business interruption insurance can specifically cover your loss of profit and fixed expenses if you suffer property damage meaning you’re unable to trade. This could be the saviour of your business in the most difficult of circumstances. You’ll need to consider business interruption insurance to protect the longevity of your business.
Compare deli insurance quotes
Finding time to compare delicatessen insurance quotes for your delicatessen can be challenging. That’s why we’ve made it easy for you to compare prices from a panel of trusted insurers to make arranging your deli insurance simple and hassle free. If you know the covers you need you can protect your business online in a matter of minutes. If you’re unsure what you need and you’re looking for advice then give us a call. Our business insurance experts are on hand to provide professional advice for your deli insurance needs.