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Compare florist insurance quotes

Every business owner will appreciate that finding the time to arrange your insurance can be tough, particularly when running a flower shop. That’s why we’ve made it easy for you to compare quotes online from a panel of the UK’s most trusted insurers to find the cover that’s right for your flower shop.

With so many options available, we offer the perfect solution to make arranging your florist insurance simple and hassle free. You can protect your business online in a matter of minutes if you don't need any advice from us or call to speak to our expert advisors who are on hand to offer advice and make professional recommendations based on your flower shop needs.

We are committed to finding you the right insurance for your florists at the right price, and supporting you for the duration of your policy. 

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Protect your business online
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 192 Feefo reviews

Get your personalised quotes for florist insurance, tailored to your business needs:

Get quotes now

For florist insurance advice, call:
Request a call back

Protect your florist business

Florist and flower shop insurance protects you against a number of events that could lead to financial losses or claims being made against you. It’s designed to protect you and let you work without worry. Without the right cover in place, you could find yourself personally liable for business losses and third party claims.

What does florist shop insurance cover?

Typically a florist insurance policy will cover:

Loss of profit should you be unable to trade

Damage to your shop-front and glass

Theft or attempted theft of money

Loss or damage to your stock

Employee compensation claims following an injury or illness

Claims made by members of the public who visit your shop

Protection for your premises

Florist insurance FAQ

Key florist insurance covers in detail

Florist contents and stock insurance

Florist insurance typically incorporates a number of covers designed to safeguard your business against the unexpected. Your assets should be a key consideration, to protect your business contents, stock and premises from damage that could be caused by theft, fire, storm or flood. We can even arrange cover to protect your business equipment whilst you’re out and about away from your business premises.

Business interruption insurance for florists

If you were to suffer damage at your premises as the result of a flood for example, you may find that you are unable to trade for some time while the building is restored. Having business interruption cover included in your florist insurance can ensure that should you suffer property damage, your gross profit and fixed expenses would be taken care of. You never know what is around the corner, and this cover could be the life saver of your business if something unexpected were to happen.

Florists liability insurance

Liability insurance is another fundamental aspect of your florist and flower shop insurance, and can protect you against claims from third parties for accidental injury or damage to their property.

Public liability cover can protect you should your customers, suppliers and members of the public injure themselves whilst visiting your shop. Likewise employers' liability insurance can protect you if your staff injure themselves during the course of their employment. Compensation awarded as a result of liability claims can be high and the legal costs incurred as a result can also be costly. Having liability insurance in place safeguards your livelihood in case something happens.

Florist legal expenses

Commercial legal expenses can be included as part of your florist insurance. This offers cover for tax and VAT disputes, as well as employment disputes and compensation awards, and even jury service allowance if you, your business partners or employees are summoned.

Get florist insurance quotes with Premierline

All these covers can be tailored to your individual requirements to make managing your flower shop insurance policy as easy as possible giving you peace of mind to let you work without worry. Compare policies and get florist insurance quotes online or for advice call our expert advisors.


As a customer you'll get exclusive access to our Business Toolkit with resources from the experts and our Retail Rewards with discounts on big name brands.

Get your personalised quotes for florist insurance, tailored to your business needs:

Get quotes now

For florist insurance advice, call:
Request a call back

"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)