When your customers trust you with their garments, insurance should be a top priority to protect you in case something goes wrong.
Whether your business is an attended launderette or an unattended launderette, you need quality cover to ensure your laundry business has the protection it deserves. Finding time while running a business to compare insurance quotes can sometimes seem impossible, that’s where we come in.
We compare quotes from a panel of trusted insurers to find tailored covers to suit your business. We understand that one size doesn’t always fit all, which is why we make recommendations based on your unique requirements to ensure you have the quality cover you need so you can work without worry. Call us today for advice and professional recommendations and we’ll help you find the cover that’s right for you and support you and your business for the duration of your policy.
Alternatively, if you know your insurance requirements why not compare quotes online today?
Complete our short form to start your business insurance quote. We’ll then call you at a time that’s convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm
Launderette insurance is designed to protect against many unforeseen events that can lead to large losses or claims being made against you and your business. Many risks come with running a laundry service, from damaging clients’ garments to damage at your premises. Without the right cover in place, you may be personally exposed to claims and losses that you would need to self-fund.
When deciding what insurance and covers you need to protect your business, you should consider the following:
Public liability insurance should be a fundamental part of your launderette insurance. This can protect you against potentially large compensation awards made by a member of the public that injures themselves at your premises. The cover can also protect against accidental damage to their property. For instance, if a customer slipped over on a wet floor and broke a limb, public liability cover would typically take care of any medical and legal costs, as well as cover any compensation awarded as a result.
As an employer, you’re required by law to take out employers’ liability insurance to protect your staff. Accidents happen when you least expect them. For instance, if a member of staff fell down some stairs and sustained an injury, your employers’ liability cover would typically take care of legal and medical costs as well as any compensation awarded as a result.
Your premises, contents and machinery should be protected against property damage from perils including fire, flood, theft, malicious damage and many more. While you never expect the worst to happen, these events can cause devastation to your livelihood, and without the right protection in place, you may be personally responsible for restarting your business once more.
If you were to suffer damage at your premises as a result of a fire, for example, then it’s important to have business interruption cover in place to protect your income and fixed expenses while you are unable to trade. This cover could be the lifesaver of your business, and means you can be safe in the knowledge that should the worse happen; you won’t be out of pocket. This cover could also help you trade temporarily from another location while your building is restored.
Commercial legal protection can also be included to safeguard against tax and VAT disputes, commercial tenancy disputes, jury service allowance as well as employment disputes.
Launderettes can be exposed to a variety of hazards, from fires and floods to slips, trips and falls, meaning there are many considerations to take into account when arranging your launderette insurance. Without the correct cover in place, your livelihood may be open to claims that could jeopardise your future ability to trade. Having the right insurance can let you focus on the job at hand and work without worry.
Your launderette insurance should be tailored to cover as many exposures as possible. This means there are many considerations to make when arranging your insurance.
At Premierline, we offer flexible launterette insurance policies that can be as simple or comprehensive as you need depending on your business requirements. When deciding what insurance and covers you need to protect your shop, you should consider the following:
More information
The cost of your launderette insurance will depend on your business activities, the location of your shop and the amount and type of covers you require to protect your business. Like any other insurance, generally the more cover you require the higher the premium.
The value you gain from having the right cover in place is a huge benefit to your business. A shop insurance policy is a product that you have paid for that you may never get to use, but also a product that you hope you will never need to call on.
We can arrange launderette insurance to cover you against many eventualities that could impact the future of your business. We are committed to finding you the right insurance at the right price and supporting you for the duration of your policy.
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.
We understand the nature of running your shop often leaves little time for much else. That’s why we work closely with some of the UK’s leading insurers to find the cover that’s right for you, making arranging your retail insurance simple and hassle-free. We’re committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.
Award winning service
We're trusted by thousands of SMEs across the UK
Comprehensive protection
We can help with all your commercial insurance needs
UK based experts
Located in Lancaster, our advisors are here to help
“Called to add building cover to our policy. Very straightforward with clear and concise information. Phoned back after clarification of a point was required. Would recommend the service and will continue to use them for all our business insurance requirements.”
We arrange launderette insurance from a panel of the UK’s leading insurers to ensure you have the protection you need for your livelihood. We’re committed to finding the right insurance at the right price for your business and providing support throughout your policy, should you need it.
How you can manage stress Research from the Health & Safety Executive (HSE) revealed that almost 20% of workers in the UK have said that they have experienced very high…
The safety net of business insurance is only as strong as the figures it’s built on. In today’s volatile economic landscape, many UK business owners are discovering too late that…
What are the risks in the retail sector? It takes hard work, risk-taking and huge financial investments to make your retail business work, and the last thing you want is…
What can be done to help retailers Retail in the UK has faced one of the toughest years to date, with even huge well known retailers such as ASOS, Debenhams…
Use our cash flow forecast template to help manage your cash throughout the year. All businesses need to keep an eye on their cash flow. Running out could mean that…
Selling age restricted items & products It is no secret that the festive season brings an increased spending to the UK, and because of this, there has never been a…
Writing a shop business plan is one of the first steps prospective retailers should take before beginning to trade. Should retail ventures, for instance, require funding, a business plan acts…