• Allianz
  • Aviva
  • Covea
  • Hiscox
  • NIG
  • QBE
  • RSA
  • Zurich
  • Feefo logo

Compare Property Maintenance Insurance

When you’re trusted to maintain people’s property, you need protection in case something goes wrong. Without the right property maintenance insurance in place, you could be personally liable to rectify any damage if something unexpected happens. But finding the right handyman insurance for your livelihood can be time consuming and when you’re running your own business, time is money. That’s why we’ve made it easy for you to compare quotes from some of the UK’s leading insurers so you can get quality, hassle-free cover.

Arranging your property maintenance insurance doesn’t have to be challenging. We understand the time pressures of being self-employed which is why were committed to doing the hard work for you when it comes to your insurance. By offering a range of quotes from multiple insurers, we can arrange a great value policy that’s tailored to you.

If you know the covers you need you can compare quotes online in a matter of minutes. However, if you’re unsure or looking for advice, then give us a call. Our team of expert advisors are on hand to help you find the right cover at the right price for your business activities.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Protect your business online
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.7/5 based on 292 Feefo reviews

Start your insurance quote:

For advice:   
Request a call back

Insurance property maintenance businesses

What insurance do property maintenance professionals need?

Property maintenance can incorporate a number of trades, from gardening to painting to light building work. Ensuring you have adequate cover for all your business activities can give you peace of mind to focus on the job in hand.

There’s a range of covers available for you to pick and choose so you get a tailored policy and only pay for the covers that are relevant to you.

Covers for property maintenance businesses

Public liability insurance

When you’re working at clients’ homes or premises, public liability insurance is a must-have. It can offer financial protection against accidental damage or accidental injury to third parties as a result of the work you do. If you accidentally knocked over a pot of paint that spilt onto a carpet, you could be liable to rectify the damage. If a customer fell over your toolbox and claimed compensation for the injury, you’d be typically protected under public liability cover. If you are undertaking work which involves the use of heat, for instance working with a blowtorch, there are greater risks involved so the need for effective, comprehensive public liability cover is even more important

Employers' liability insurance

If you employ people, whether it’s on a full or part-time basis, then you’ll need to take out employers’ liability insurance in case a member of staff has an accident at work. You’re required to do this by law, but both public and employers’ liability can be purchased together in one easy to buy property maintenance insurance policy.

Property maintenance tool cover

Most tradesmen rely on their tools to trade. If your tools were stolen, you could find yourself unable to do your job. By adding tool cover to your property maintenance insurance you could minimise the disruption to your business and get back up and running without having to bear the full cost of replacing them.

Commercial legal protection

Litigation proceedings are becoming more and more common. Commercial legal protection can cover certain business-related events to give you financial peace of mind if a customer takes you to court. It can also offer protection against tax and VAT disputes and employment disputes as well. While some insurers will include this as standard others offer it as an additional extra.

Personal accident cover

Working in property maintenance has many benefits, including the perks of being your own boss. However, what would happen to you if you injured yourself or fell ill for any length of time. You hope this won’t happen, however in order to be prepared for these unexpected events you may want to consider adding personal accident and sickness insurance to your policy which can provide you with a weekly income to help you financially whilst you recover.

Commercial vehicle insurance

If you have a van as part of your property maintenance business see our business van insurance page for more information.

Comprehensive property maintenance insurance

People put their trust in you to do a good job. Our customers do the same. We’re committed to finding you a great value property maintenance insurance policy to make arranging your property maintenance insurance simple and hassle-free.


As a customer you'll get exclusive access to our Business Toolkit with resources from the experts and our Retail Rewards with discounts on big name brands.

Covers to consider:

  • Public liability
  • Employers' liability
  • Tool cover
  • Personal accident
  • Commercial legal expenses

Start your insurance quote:

For advice:   
Request a call back

"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)