Insurance Finder

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What is business insurance?

Business insurance is a simple way to buy various types of insurance covers to protect your business when something unfortunate happens.

The types of cover that usually form part of a business insurance policy include employers' liability insurance, public and products liability, business interruption insurance, buildings and contents insurance. These covers are designed to protect you, your business, your liabilities and satisfy your legal requirements as a business owner.

We understand that every business is different. So we arrange business insurance policies that suit each business’s requirements.

Our business insurance advisors are on hand over the phone to support you when you are selecting the level of cover your business needs.

However, if you know your requirements and don't need advice you can compare quotes online.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.7/5 based on 233 Feefo reviews

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Learn more about the types of insurance covers available

Below we have detailed just some of the types of business insurance covers you may wish to consider when purchasing your business insurance.

Business contents insurance

Business contents insurance provides cover to reinstate any damage to your items and belongings following an insured event that is specified within the policy.

Business emergency cover

Could provide help where an emergency exposes the business premises or contents to damage, causes a health and safety risk to anyone using the premises or compromises security.

Business interruption insurance

Can provide cover for loss of profit/revenue or the additional expenses you may incur to get yourself back up and running if you are unable to trade following an insured event.

Commercial building insurance

Commercial buildings insurance will typically cover you to reinstate any damage to the structure of the building, as well as the fixtures and fittings inside.

Commercial legal protection

Commercial legal protection covers the costs of taking legal action against a third party or defending yourself against legal action in relation to your business.

Cyber insurance

Cyber insurance can help to protect and support you if you fall victim to cybercrime. It can protect your business from exposures such as hacking, data theft and system infringement.

Directors and Officers insurance

Designed to protect directors, officers and managers from claims that may arise from decisions and actions taken within the scope of regular duties.

Employers' liability insurance

In most cases, this cover is required by law if you have employees. It can protect against claims for compensation following an injury sustained by any of your employees whilst at work.

Landlord emergency cover

Landlord home emergency cover is designed to give 24/7 cover for many common home emergencies such as boiler breakdowns, lost keys and vermin infestations.

Product liability insurance

Can help protect businesses that produce, sell or repair products if they are deemed potentially defective or faulty having caused injury or damage to property.

Professional indemnity cover

Professional indemnity insurance is designed to protect your business in the event that a client suffers financial losses as a result of the work you do for them.

Public liability insurance

Public liability insurance is there to protect your business from claims from an injured third party or someone whose property has been damaged as a result of your business activities.

Tool insurance

Opting to purchase tool cover can offer protection for you and your employees' tool box, handheld tools and power tools if they are lost, stolen or accidentally damaged. 


Ready to get cover?

For advice:   
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"This is the 3rd year in a row I have used Premierline. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks due to Covid-19. So it was a huge relief to find a policy I could afford. Soon work will start to pour in and I’m now ready for it."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I'm so pleased to have bought from them. I made a huge saving on my insurance for my small business and they were so helpful and explained everything. A very happy new customer.”

Miss Saunders, Beauty Salon, Altrincham (Customer since February 2019)

"I found the service very helpful. The person I spoke to rang back when he said he would and provided all the information I needed over the phone. It was a simple and seamless process. I rang up to organise my Professional Indemnity insurance and within a couple of phone calls it was all sorted. Brilliant"

Mr Turley, Quantity Surveyor, Londonderry (Customer since June 2019)