Business Insurance by Covers

Business contents insurance provides cover to reinstate any damage to your items and belongings following an insured event that is specified within the policy.

Commercial buildings insurance cover will typically cover you to reinstate any damage to the structure of the building, as well as the fixtures and fittings inside.

Provides cover for loss of profit/revenue or the additional expenses you may incur to get yourself back up and running if you are unable to trade following an insured event.

Commercial legal protection covers the costs of taking legal action against a third party or defending yourself against legal action in relation to your business.

Cyber insurance can help to protect and support you if you fall victim to cybercrime. It can protect your business from exposures such as hacking, data theft and system infringement.

Cover designed to protect directors, officers and managers from claims that may arise from decisions and actions taken within the scope of regular duties on behalf of the business.

In most cases, this cover is required by law if you have employees. It can protect against claims for compensation following an injury sustained by any of your employees whilst at work.

Business cover designed to help a business recover financial losses which might occur following the death or serious illness of a ‘key person’ within the business.

If you move goods, raw materials or finished products by sea, air, land or rail then Marine Cargo insurance may help to protect your business supply chain. 

Helps to protect businesses that produce, sell or repair products if they are deemed potentially defective or faulty having caused injury or damage to property.

Professional indemnity insurance is designed to protect your business in the event that a client suffers financial losses as a result of the work you do for them.

Public liability insurance is there to protect your business from claims from an injured third party or someone whose property has been damaged as a result of your business activities.

Opting to purchase tool cover can offer protection for you and your employees' tool box, handheld tools and power tools if they are lost, stolen or accidentally damaged.