Insurance for micro-breweries and distilleries
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Brewery insurance cover in detail
What is brewery insurance?
Insurance covers to consider
Brewery insurance FAQs
Breweries are at high risk of various hazards that can cause significant financial losses to your business. Accidents like fire, theft, floods, and other natural calamities can occur at any time, causing damage to your stock, equipment, and premises. Without proper insurance, you could be faced with substantial financial losses that could put your business at risk.
Having brewery insurance in place can provide financial protection and help you recover from unforeseen events. It can cover the cost of repairing or replacing your stock, equipment, and building, as well as compensating for any damage caused to third-party property or injury to an employee.
While we highly recommend purchasing business insurance, the decision to get brewery insurance should be based on your evaluation of the risks involved in your business, the value of your assets, and your tolerance for potential financial losses.
Covers that come as standard with Premier Brewery and Distillery Insurance include:
Optional covers to consider are:
The cost of your brewery insurance will depend on the size of your business, its activities, the location of your premises and the amount and type of covers you require to protect your business.
The value you gain from having the right cover in place is a huge benefit to you and your business. Having a robust insurance policy in place, to cover your brewery or distillery gives you the peace of mind that, should you need it, during your time of need, you are protected.
We've been supporting leisure and hospitality businesses for over 20 years. During this time we've helped breweries and distilleries arrange their business insurance, ensuring their operations are protected adequately.
What's more, we've worked with a specialist insurance provider who has created Premier Brewery and Distillery Insurance with specific covers tailored for the micro-brewery and distillery industry as standard.
The insurer will indemnify you for reduction in the value of your interest in the premises or the business following a loss of licence.
In addition, the policy may also pay for costs and expenses incurred to appeal against the loss of licence (with prior agreement from your insurer) up to certain level as defined in the policy documentation.
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