0333 320 6009
0333 320 6009
Therapist using healing crystals


Holistic Therapy Insurance

Insurance for complementary therapists to complement your business

We compare quotes from leading insurers

Protect your practice with comprehensive holistic therapy insurance

As a holistic therapist, you understand the importance of treating your clients with care and compassion. You offer a range of therapies to help your clients achieve physical, emotional, and spiritual balance. However, your work also involves risks and that's where we come in.

Whether you are an experienced practitioner or just starting out, it's important to have the right insurance protection to ensure that you and your business are covered against the risks you face.

At Premierline, we understand the unique needs of holistic therapists, and we are dedicated to providing you with the insurance coverage you need to protect your business.

Working with a panel of leading insurers, we can help you find a holistic therapy insurance policy designed to cover a wide range of risks that you may face. With Premierline, you can have peace of mind knowing that your holistic therapy practice is covered, allowing you to focus on providing your clients with the best possible care.

We're committed to providing you with the highest level of customer service. If you have any questions or concerns about our holistic therapy insurance policy, our team of expert advisors are on hand to help. Get in touch today to find out more about how we can help protect your business.

Start a quote 

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Get a quote

Speak to an expert

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm
Call:  0333 320 6009

Holistic therapy insurance cover in detail

What is holistic therapy insurance?

Holistic therapy insurance is a type of insurance package that is designed to protect holistic therapists against the risks associated with their profession. Holistic therapists use a variety of alternative therapies and treatments to help improve their clients' physical, emotional and spiritual well-being. While these therapies can be effective, they can also carry certain risks, such as injury to the client or damage to their property. Without the right cover in place, you could be at risk of jeopardising your future ability to trade.

Insurance covers to consider

When deciding what insurance and covers you need to protect your business, you should consider the following:
Therapist using healing crystals

Public liability insurance

Public liability insurance is designed to protect your business in the event that a member of the public is injured or their property is damaged as a result of your business activities. In the case of holistic therapy practices, there is a risk that a client may be injured during a therapy session, or that their property may be damaged while on your premises.

The cover can provide cover for the legal costs and compensation payments that may arise as a result of such incidents. Without this insurance, your business could be liable for significant costs and damages, which could be financially devastating.

Therapist burning incense

Employers' liability insurance

Employers' liability cover provides protection to businesses against claims made by employees who suffer injury or illness as a result of their work. It's a legal requirement in the UK for most businesses that employ staff, including those in the holistic therapy industry.

The cover can provide cover for the cost of compensation claims made by employees who suffer injury or illness as a result of their work. This can include injuries caused by accidents or exposure to harmful substances, as well as long-term health conditions that develop as a result of working for your business. In the holistic therapy industry, there may be specific risks that your employees are exposed to, such as injuries from repetitive motions or exposure to essential oils or other substances. Employers' liability insurance can help protect your business in the event of such incidents.

Doctors treatment room

Property covers

If you own or rent a property for your holistic therapy practice, it is important to consider buildings and contents insurance. Buildings and contents insurance can provide protection for your business premises and the contents within it.

Buildings insurance can provide cover for the cost of repairs or rebuilding if your property is damaged or destroyed by events such as fire, flood, or storm damage. It can also cover the cost of rebuilding if your property is damaged by subsidence or other structural issues.

Contents insurance can provide cover for the cost of replacing or repairing your business equipment and stock if they are damaged, lost or stolen. This can include items such as therapy equipment, computers, and furnishings.

Having buildings and contents insurance in place can provide peace of mind and financial protection for your business.

Shop door displaying an open sign

Business interruption

If you were to suffer damage at your premises meaning you were unable to trade, then having business interruption cover included within your holistic therapist insurance can help tide you over financially while you get back up and running. For instance, if a fire spread from a neighbouring property to your premises meaning you were unable to operate, business interruption cover can not only cover your loss of gross profit, it will typically cover your fixed expenses such as staff wages, and may even be able to help you trade temporarily from another location while the damage is repaired.
Court building

Commercial legal protection

Commercial legal protection provides coverage for legal fees associated with defending against legal claims or pursuing legal action related to the holistic therapy practice.

For example, commercial legal expenses could provide cover for tax and VAT disputes, employment disputes and compensation awards, as well as an allowance for jury service should you, your business partners or employees be summoned.

Medical worker using a computer

Cyber & data insurance

At your holistic therapy practice, access to your computer system will be very important to your business. You may hold personal and confidential data about your patients, suppliers or even your employees on your computer. With this in mind, you might want to consider cyber liability insurance, which is designed to support your business if your systems are compromised by things like malicious hackers who may cause damage or restrict access to the information you hold. Our advisors are on hand over the phone to discuss your cyber liability insurance requirements.
Acupuncture session

Medical Malpractice Insurance

Medical malpractice insurance for holistic therapy practices is a type of professional indemnity insurance that provides coverage in the event that a holistic therapist is accused of providing treatment that leads to harm or injury to the patient. It is designed to protect the therapist against the financial costs of defending against a medical malpractice claim, as well as any damages or compensation awarded to the patient in the event of a successful claim.

Having medical malpractice insurance can help provide peace of mind to holistic therapists, knowing that they are protected against the financial consequences of such claims.

Holistic therapy insurance FAQs

Insurance for holistic therapists covers a host of eventualities that could impact the future of your business. There are a number of considerations to make to ensure that you have comprehensive insurance for your holistic therapy business.

Holistic therapy insurance is important for any holistic therapist, whether they are just starting out or have been in practice for many years. It provides peace of mind knowing that you are protected against the risks that come with your profession, allowing you to focus on providing the best possible care to your clients.

Holistic or alternative therapy practices typically require a range of different types of covers to protect against potential risks and liabilities. The specific insurance covers needed can vary depending on the nature of the practice, the types of services provided, and the particular risks and exposures faced by the practice. Here are some of the most common types of insurance coverage needed by therapy practices:

  • Public liability – provides protection against claims made by members of the public who may be injured or suffer property damage.
  • Employers' liability – to protect against claims made by employees who may be injured or suffer illness as a result of their work.
  • Medical Malpractice - provides protection against claims of professional negligence by patients in your care.
  • Buildings cover – to cover for loss or damage to your premises.
  • Equipment, contents and stock – to reinstate your items and belongings.
  • Business interruption – to keep finances running when disaster strikes.
  • Business legal expenses – to cover the cost of legal expenses or defending your business against legal action.
  • Cyber liability - to protect against data breaches, cyber-attacks, and other online risks.
  • Directors and officers - can provide coverage for claims of mismanagement, breach of fiduciary duty and discrimination.

The specific insurance needs of a holistic therapy practice will vary depending on its size, location, and other factors.

More information

The cost of holistic therapy insurance can depend on a number of things, including the scale of your practice, the level of cover you require, and the other risks associated with the medical industry.

It's important to speak with an insurance advisor to get an accurate estimate of the cost of insurance for your therapy practice. At Premierline, we can help you understand the different factors that may affect the cost of insurance and provide you with a customised insurance policy that meets your unique needs and budget.

If you own or run a holistic therapist business then we can arrange a policy which covers the typical risks and liabilities associated with running your business. Simply call us to speak to one of our business insurance specialists if you need advice or for more information.

We can arrange insurance for holistic therapists to incorporate a number of covers and offer you protection for your assets, earnings and legal liabilities, so you can continue to work without worry.

At Premierline, we arrange business insurance for various businesses within the medical industry. There are many different types of holistic and alternative therapy businesses, each with its own unique set of needs and insurance requirements. Here are a few examples of different types of practices we have worked with:

Acupuncture, aromatherapy, chiropractic, herbal medicine, homoeopathy, massage therapy, mindfulness meditation, nutrition therapy and reflexology.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 

Why choose Premierline?

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We're Business Insurance Experts

We understand the nature of running your own business often leaves little time for much else. That’s why we work closely with some of the UK’s leading insurers to find the cover that’s right for you, making arranging your insurance simple and hassle-free. We’re committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.

  • Award winning service - We're trusted by thousands of SMEs across the UK
  • Comprehensive protection - We can help with all your commercial insurance needs
  • UK based experts - Located in Lancaster, our advisors are here to help

Our customer reviews and testimonials

“Excellent Service! Unfortunately had to file an insurance claim but the process was clear and smooth. Claim payout was processed promptly. Renewed business insurance for another year.”
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Customer since November 2021
4.7/5 stars

Customers rate us 4.7/5

341 customers have happily rated our service on Feefo over the past 12 months.
Feefo Awards: Platinum Trusted Service & 10 years of proven Trusted Service

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.

Speak to a holistic therapy insurance expert

Whatever your insurance needs, we make arranging your holistic therapy insurance simple and hassle-free. Our business insurance specialists are on hand over the phone to discuss your requirements, offer advice and talk you through your insurance options.

Start a quote 

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Get a quote

Speak to an expert

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm
Call:  0333 320 6009