0333 320 6009
0333 320 6009
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Printers Insurance

We make arranging your cover simple even if your printing insurance needs aren’t

We compare quotes from leading insurers

Protect your printing business with tailored insurance solutions for printers

If you own or operate a commercial printing business, you know how important it is to have reliable insurance coverage to protect your equipment, business, and employees.

Having comprehensive printers insurance is an essential safety net to protect you and your livelihood if something should go wrong. As careful as you may be, accidents happen when you least expect them; that’s where we come in. At Premierline Business Insurance Broker, we understand the unique risks and challenges faced by printers and offer tailored insurance solutions to meet your specific needs.

Our panel of trusted insurers offers a range of policies that cover property damage, liability, and equipment breakdown. We work closely with you to understand your business and recommend the right insurance solution that meets your unique requirements.

Our experienced advisors provide professional guidance to ensure that you get the right cover at the right price. We're committed to supporting you for the duration of your policy, so you can work without worry and focus on the job at hand.

Don't let unexpected events or accidents disrupt your printing business. Protect your investment, customers and employees with comprehensive printers insurance from Premierline. Request a quote today.

Start a quote 

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Get a quote

Speak to an expert

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm
Call:  0333 320 6009

Printers insurance cover in detail

What is printers insurance?

Printers insurance is a type of insurance policy designed to protect printing businesses from a range of risks that they face on a daily basis. Printing operations can be complex, involving a range of machinery, equipment, and processes that can be vulnerable to accidents, fires, theft, and other events.

The cover provided by printing insurance can vary depending on the specific needs of your business. It typically includes a combination of property insurance, public liability insurance, employers' liability, product liability insurance, and other types of insurance designed to protect your business from financial losses.

Printers insurance is important for printing businesses as it can provide financial protection against a range of risks that can cause significant financial losses.

Insurance covers to consider

When deciding what insurance and covers you need to protect your business, you should consider the following:
Visitors in a warehouse

Public liability insurance

Public liability insurance is a type of insurance cover that can protect printing businesses from financial losses resulting from third-party claims of bodily injury or property damage.

If a customer or a member of the public is injured or their property is damaged due to the printing business's operations or products, then public liability insurance can cover the costs of any resulting legal claims, settlements, or judgments. For example, if a customer slips and falls in a printing shop, suffers an injury, and sues the printing business for damages, the printers public liability insurance can help cover the legal costs and compensation.

Printer at work

Employers' liability insurance

Employers' liability insurance can protect printing businesses from financial losses resulting from claims made by employees who suffer illness or injury as a result of their work.

For printing businesses, employers' liability insurance can provide protection against potential lawsuits or compensation claims made by employees who suffer work-related injuries or illnesses, such as repetitive strain injuries or exposure to hazardous chemicals. It can also provide coverage for claims made by employees who suffer emotional distress or discrimination in the workplace.

In the UK, most employers are legally required to have employers' liability insurance, which covers the cost of compensation, legal fees, and other expenses associated with work-related injuries or illnesses suffered by employees. This coverage applies to all employees, including full-time, part-time, and temporary workers.

Printer using printing equiptment

Product liability insurance

Product liability insurance provides coverage against legal claims, settlements, or judgments resulting from bodily injury or property damage caused by a defective product. For printers, this coverage would apply to any printed materials, such as books, brochures, or packaging, that they produce or sell.

Even if a printing business takes all reasonable precautions to ensure the quality and safety of its products, accidents can still happen. If a product is found to be defective or harmful, the printing business can face legal claims from customers or end-users. Product liability insurance can help protect the printing business from financial losses resulting from these claims.

Product liability insurance is recommended for businesses that manufacture or sell products. Having product liability insurance in place can provide peace of mind and help printing businesses avoid financial ruin in the event of unexpected events.

Employee standing in warehouse facility

Property covers

Property insurance covers, such as buildings, contents, and stock, can provide printers with financial protection against losses resulting from damage or destruction of their property.

Buildings insurance can cover the cost of repairing or rebuilding the physical structure of a printing business's premises, such as the building's walls, roof, and foundations, if they are damaged by an insured event, such as fire, flood, or theft.

Contents insurance can cover the cost of repairing or replacing the equipment, tools, and other items used in a printing business, such as computers, printers, and furniture if they are damaged or stolen.

Stock insurance covers the cost of replacing any printed materials, such as books, brochures, or posters, that are damaged or destroyed due to an insured event, such as a fire or flood.

By having these types of property insurance covers in place, printing businesses can protect themselves from financial losses resulting from unexpected events that may damage or destroy their property.

Open sign on a door

Business interruption insurance

Business interruption insurance provides financial protection to businesses in the event of an unexpected interruption or suspension of their operations due to an insured event, such as a fire, flood, or other natural disaster.

Business interruption insurance is designed to cover the loss of income that a business may suffer as a result of the interruption, as well as any additional expenses that the business may incur to mitigate the impact of the disruption.

For example, if a printing business is forced to suspend its operations due to a fire that damages its premises, business interruption insurance can cover the cost of lost profits and ongoing expenses, such as rent, utilities, and payroll. It can also cover the cost of additional expenses, such as renting temporary premises, hiring additional staff, or advertising to regain lost business.

Person working on a laptop

Cyber & data insurance

As technology continues to evolve, businesses are becoming more vulnerable to online threats and data breaches. Even businesses with the most stringent cyber security measures in place are still not safe. Cyber and data insurance can help to protect and support you if you fall victim to cyber crime.

If you have a website, hold personal data about your customers, suppliers or even employees, rely on computer systems as part of your day to day business, then you have a cyber and data exposure which you may wish to protect. Cyber insurance is designed to provide you with crucial support if your IT infrastructure and data is compromised following a cyber-attack.

Group of people working around a table in a workshop

Specified all risks

For a complex business such as printers, you may wish to add specific risks to your insurance policy. Specified all risk insurance can protect specific items or assets against accidental loss or damage.

For printers, specified all-risk insurance can provide coverage for specific items, such as high-value printing equipment or valuable artwork, that may not be fully covered under other types of insurance policies, such as property or contents insurance.

Mechanic working on a tablet

Tools, plant & equipment

Tools and equipment insurance can be crucial for printing businesses that rely on specialised equipment to operate, as repairing or replacing damaged equipment can be costly and time-consuming.

Tools and equipment cover typically includes coverage for accidental damage, theft, and other unforeseen events that may damage or destroy the equipment used in the printing business. This type of insurance can cover a wide range of equipment, such as printers, presses, computers, and specialised tools used in the printing process.

If the insured equipment is damaged or destroyed, tools and equipment cover can provide coverage for the cost of repairing or replacing the equipment. This can help printing businesses avoid costly repair or replacement expenses that could impact their profitability and ability to operate.

The royal courts of justice

Legal protection

Commercial legal protection, also known as legal expenses insurance, is a type of insurance that provides coverage for legal costs and expenses incurred by businesses in the event of a legal dispute or claim.

This insurance typically covers expenses such as legal fees, court costs, and settlements that may arise from disputes related to the business, such as contract disputes, employment disputes, or health and safety incidents. Commercial legal protection insurance can provide peace of mind to businesses and help mitigate the financial impact of legal disputes, which can often be expensive and time-consuming to resolve.

Driver loading a van

Commercial vehicle insurance

A commercial vehicle could be a crucial part of your business; whether it’s for customer deliveries, collecting stock or even just getting to and from the business daily. We understand the need for a quality cover that gives you peace of mind so why not take a look at our business van insurance page to find out more about commercial vehicle insurance? If you have a fleet of company vehicles, we could arrange to insure them under a motor fleet insurance policy.
Delivery driver in a van

Goods in transit cover

If you offer a collection or delivery service to/from customers then goods in transit insurance can provide peace of mind should your goods or stock be lost, stolen or damaged whilst in transit. This type of insurance is designed to protect the goods and materials that are transported from one location to another during business operations.

Goods in Transit insurance typically provides coverage for loss or damage to goods caused by various risks, such as theft, fire, or accidental damage during transit. This insurance may also cover losses caused by delay, detention, or non-delivery of goods.

Workers inspecting equiptment

Statutory equipment inspection

Printers that use machinery or equipment in their operations are often required by law to conduct regular inspections to ensure that they are operating safely and meet regulatory standards. Therefore, printing businesses should consider having statutory equipment inspection cover as part of their overall risk management strategy to protect against the costs of complying with regulatory requirements.
Workers in a warehouse

Professional indemnity cover

Printers may need professional indemnity insurance to protect themselves from financial losses resulting from claims of professional negligence, errors, or omissions in the services they provide.

Professional indemnity insurance provides coverage against legal claims, settlements, or judgments resulting from alleged mistakes or failures to perform professional services, such as printing, design, or copywriting. For printers, this coverage would apply to any errors or omissions that result in financial losses or damages for a client or a third party.

Even if a printing business takes all reasonable precautions and has quality control procedures in place, mistakes can still happen. If a client suffers financial losses as a result of an error or omission in the printing services provided, the printing business can face legal claims for compensation. Professional indemnity insurance can help protect the printing business from financial losses resulting from these claims.

Printers insurance FAQs

Whether or not you need printers insurance depends on the specific needs and risks of your printing business. However, it is generally recommended that printing businesses have some form of insurance coverage to protect against unforeseen events and liabilities.

As a printing business, you face a range of potential risks, such as damage to property, business interruption, liability claims, and other unforeseen events. Without insurance coverage, these risks could result in significant financial losses that could impact your ability to operate your business.

Printers insurance can provide financial protection for your business by covering the costs of repairing or replacing damaged property, defending against liability claims, and other unforeseen expenses. By having insurance coverage in place, you can have peace of mind knowing that you are protected against the unexpected.

Typically, printers insurance can cover your buildings and equipment, as well as your clients, your staff, and other trading activities. Covers to consider include:

  • Public liability – for injured visitors or damage to their property.
  • Employers' liability – to protect your employees.
  • Product liability – in case your products cause injury or damage.
  • Buildings cover – to cover for loss or damage to your premises.
  • Equipment, contents and stock – to reinstate your items and belongings.
  • Tools, Plant & equipment cover - to protect your machinery and specialist equipment.
  • Specified all risk cover - to protect specific company items.
  • Business interruption – to keep finances running when disaster strikes.
  • Goods in transit – to cover for loss or damage to stock when in transit, loading or unloading.
  • Business legal expenses – to cover the cost of legal expenses or defending your business against legal action.
  • Statutory equipment inspection cover - for equipment that is subject to mandatory inspection and certification requirements by government agencies.
  • Cyber liability - for cover against any loss or damage to electronic data as a result of cyber-attacks or other security breaches.
More information

The cost of printers insurance can vary depending on several factors, such as:

The size of your business - larger businesses may require more coverage than smaller businesses, which can affect the overall cost of your policy. The level of coverage you require - the more coverage you require, the higher the premium may be.

Your location - the location of your business can affect the cost of your insurance, as certain areas may have higher risk factors than others. The specific risks associated with your business operations - if your business involves a higher level of risk, such as working with hazardous materials or heavy equipment, the cost of your insurance may be higher to reflect this increased risk.

Overall, the cost of printers insurance can be highly variable, and it is important to work with an experienced insurance broker such as Premierline to ensure that you have the cover you need at a price that fits your budget.

We understand the demanding nature of running a printing business as well as the complex processes involved. The unique nature of this trade requires bespoke printers insurance to ensure adequate protection.

So if you’re running a commercial printing company, provide design and print on a small scale or run a full printing press, we can source comprehensive commercial printers insurance that can provide the right cover at the right price.

Simply speak to one of our advisors who are on hand to help you compare quotes and make the right decision for your printing business.

At Premierline, we can arrange business insurance for many different types of businesses in the printing industry. Here are just some examples of printing businesses we can work with:

Commercial printers, digital printers, screen printers, label and packaging printers, fine art printers, book printers, 3D printers and print & copy shops.

Each type of printing business has its own unique risks, which require specialised insurance coverage tailored to their specific needs. Whether you produce a wide range of printed materials, including brochures, flyers and posters or specialise in fine art printing producing high-quality prints or art, photography and paintings, we understand the covers you need from your printers insurance to ensure you have the protection you need.

So, whatever your printers insurance requirements we can help. Speak to one of our experienced advisors for expert advice and recommendations today.

Why choose Premierline?

Premierline Insurance Experts

We're commercial insurance experts

We understand the nature of running your commercial and industrial business often leaves little time for much else. That’s why we work closely with some of the UK’s leading insurers to find the cover that’s right for you, making arranging your insurance simple and hassle-free. We’re committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.

  • Award winning service - We're trusted by thousands of SMEs across the UK
  • Comprehensive protection - We can help with all your commercial insurance needs
  • UK based  experts - Located in Lancaster, our advisors are here to help

Our customer reviews and testimonials

“All went well with the renewal. Experienced and knowledgeable providing good level of service and support throughout. Will be using them again going forward.”
Wholesaler
Customer since December 2021
4.7/5 stars

Customers rate us 4.7/5

341 customers have happily rated our service on Feefo over the past 12 months.
Feefo Awards: Platinum Trusted Service & 10 years of proven Trusted Service

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.

Speak to a printers insurance expert

Choosing Premierline as your printers insurance broker can provide you with the peace of mind that comes from knowing that your business is protected by a comprehensive insurance policy that is tailored to meet your specific needs. We're here to help you navigate the complexities of business insurance. Speak to an expert today.

Start a quote 

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Get a quote

Speak to an expert

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm
Call:  0333 320 6009

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