0333 320 6009
0333 320 6009
Estate agent showing clients outside a house


Estate Agent Insurance

We make arranging estate agent insurance simple and hassle-free

We compare quotes from leading insurers

Tailored estate agents insurance policies through Premierline

As an estate agent, your business operates in a dynamic and fast-paced environment. With daily interactions involving clients, properties, and legal requirements, it's crucial to protect your interests.

Having comprehensive estate agents insurance is essential in case something goes wrong. That's where estate agent insurance comes in – safeguarding your business from unexpected risks and providing peace of mind.

But finding time to compare and arrange cover can be challenging, particularly when you’re running a business. That’s why we’ve made it easy for you to compare and purchase your estate agent insurance so you can focus on what really matters – your business.

We work closely with some of the UK’s leading insurers to make arranging your estate agents insurance or property management insurance simple and hassle-free. We understand the exposures you face and the covers you need most. Whether you’re a self-employed estate agent or run multiple offices – we can arrange a tailored insurance solution to suit your business needs.

If you know your insurance requirements you can compare office insurance quotes online in a matter of minutes. If you’re unsure of the covers you need or you’re looking for some professional advice and guidance then give us a call. Our knowledgeable experts are on hand to provide insurance advice that’s tailored to you.

Start a quote 

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Get a quote

Speak to an expert

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm
Call:  0333 320 6009

Estate agent insurance cover in detail

What is estate agent insurance?

Estate agent insurance is a comprehensive package designed specifically for real estate professionals like you. It combines various types of insurance coverage to address the unique risks associated with your industry, ensuring that you're protected against potential liabilities and financial losses.

Your clients put a great deal of trust in your ability to find a suitable tenant or buyer for their property and with this comes a great deal of responsibility to protect their investment. You’re responsible for high-value assets and providing your clients with valued advice so estate agents insurance should be a top priority.

Insurance covers to consider

When deciding what insurance and covers you need to protect your business, you should consider the following:
Estate agent talking with clients outside a house

Public liability insurance

With a high footfall of clients visiting your office, public liability insurance is an essential part of your estate agents insurance. It covers you against third-party claims for injury or property damage that may arise during your business activities. For example, if a client slips and falls at your office or alleges that you've caused damage to a property during a viewing, this insurance will offer financial protection.
Estate agents talking outside a house

Employers' liability insurance

If you employ staff, whether full-time or part-time, employers' liability insurance is a legal requirement in the UK. It provides coverage for claims made by employees who have suffered injury or illness due to their work. This insurance ensures that you can meet your legal obligations and protect both your employees and your business.
Estate agent showing clients around a house

Professional indemnity insurance

Professional indemnity insurance should be considered as part of your estate agent insurance as it protects you against claims made by clients for alleged professional negligence or errors in your advice or services. This cover not only provides financial protection but also helps maintain your professional reputation in the event of a claim. If you do require professional indemnity insurance please contact us as we can arrange this over the phone.
Modern office equipment

Property covers

Your office premises and the contents within are valuable assets. Buildings and contents insurance can safeguard your property against perils such as fire, theft, vandalism, and natural disasters. Whether it's your office furniture, computer equipment, or signage, this coverage ensures that you can swiftly recover from unexpected events.
Empty office space

Business interruption insurance

In the event of a disaster or unforeseen circumstances that temporarily halt your operations, business interruption insurance provides essential financial support. It covers lost income and necessary expenses, helping you recover quickly and resume business as usual.
Solicitor in a court room

Commercial legal protection

Legal issues can disrupt your business and drain your resources. Commercial legal protection offers expert legal advice and covers the costs of legal proceedings, including contract disputes, employment issues, and regulatory investigations. With this insurance, you can focus on running your estate agency with confidence.
Cyber security expert working on a computer

Cyber and data insurance

In today's digital world, cyber threats are a constant concern. Cyber and data insurance safeguards your estate agency against data breaches, cyber-attacks, and the associated financial and reputational damage. It covers costs related to data recovery, legal liabilities, and public relations efforts to restore trust.
Business executives talking in a foyer

Directors and officers insurance

As an estate agency director or officer, you have specific responsibilities and potential personal liabilities. Directors and officers insurance (D&O insurance) provides protection for individual directors and officers in the event of claims arising from alleged wrongful acts, negligence, or breaches of duty. It ensures that your personal assets are shielded from legal actions.

Estate agent insurance FAQs

Insurance for estate agents caters for a range of eventualities and can be tailored to your individual business needs. Whatever the nature of your operation, the right estate agents insurance can offer protection and peace of mind to let you focus on what really matters – your work.

At Premierline, we offer comprehensive estate agent insurance which can help to protect your business if the unexpected occurs. When deciding what insurance and covers you need to protect your business, you should consider these covers:

  • Public liability – to cover you against unforeseen events that could leave you and your business exposed to financial loss.
  • Employers' liability – to protect your employees against accidents at work and any damages awarded as a result.
  • Professional indemnity - can cover compensation for losses you are legally liable for if you make a mistake or give negligent advice.
  • Buildings cover – to cover for loss or damage to your business premises or offices.
  • Contents and stock – to reinstate your items and belongings.
  • Business interruption – to keep finances running when disaster strikes.
  • Business legal expenses – to cover the cost of legal expenses or defend your business against legal action.
  • Cyber and data cover - protection against the financial losses and legal liabilities resulting from cyber incidents.
  • Directors and officers cover - personal liability protection for the directors and officers.
More information
The price for estate agent insurance relies on a number of factors including the size of your estate agents and your office location. Get a tailored quote online or contact one of our business insurance advisors to find out how much your estate agents insurance might cost to protect yourself and your business from unforeseen circumstances.

As a business insurance broker, we can source insurance for a range of different businesses within the professional services industry, including:

Estate agents, lettings agents, accountants, architects, business consultants, recruitment agencies, solicitors and much more.

At Premierline, we are dedicated to serving the insurance needs of SMEs in the UK, including estate agents. When you choose us to arrange your estate agent office insurance, you benefit from:

Expertise: With our in-depth knowledge of the insurance market, we provide you with expert guidance and recommendations, helping you make informed decisions.

Comprehensive Cover: We offer a comprehensive range of insurance products specifically designed to address the risks faced by estate agents, ensuring all aspects of your business is protected.

Personalised Approach: We take the time to understand your business and its unique risks. Our dedicated team of insurance professionals is committed to providing personalised service, ensuring that you have the right covers in place.

Competitive Premiums: As a broker, we have access to a wide range of insurance providers, allowing us to offer you multiple options and find the most suitable coverage at competitive rates.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 

Why choose Premierline?

useful description of image if informative and not decoration only.

We're Business Insurance Experts

We understand the nature of running your own business often leaves little time for much else. That’s why we work closely with some of the UK’s leading insurers to find the cover that’s right for you, making arranging your insurance simple and hassle-free. We’re committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.

  • Award winning service - We're trusted by thousands of SMEs across the UK
  • Comprehensive protection - We can help with all your commercial insurance needs
  • UK based experts - Located in Lancaster, our advisors are here to help

Our customer reviews and testimonials

“Friendly, professional, confident and helpful service. I would have no hesitation in recommending Premierline.”
Design Consultancy Business
Customer since September 2023
4.7/5 stars

Customers rate us 4.7/5

341 customers have happily rated our service on Feefo over the past 12 months.
Feefo Awards: Platinum Trusted Service & 10 years of proven Trusted Service

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.

Speak to an estate agent insurance expert

Protect your estate agency with comprehensive insurance coverage tailored to your specific needs. Request a quote from Premierline today and gain the peace of mind you deserve. Our experienced team is ready to assist you and provide the right insurance solutions for your estate agency. Get quotes online or contact us now to get started!

Start a quote 

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Get a quote

Speak to an expert

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm
Call:  0333 320 6009

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