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IT Consultant Insurance

We compare quotes from leading insurers
As an IT or technology professional, your clients depend on your expertise and skill, so protecting against the unexpected is essential to protect your livelihood and reputation.

Without the right insurance you could be personally liable if something goes wrong.

Whether you work from home, have remote access to business networks, or manage digital assets on behalf of other firms, we can help you arrange the right insurance to protect against a wide range of risks that could leave you financially exposed.

We work with some of the UK’s leading insurers and can get you a range of quotes at competitive prices and help you make the right decision, allowing you to focus on your IT consultancy business.

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm

IT consultant insurance is a package of covers tailored for IT professionals who offer consulting services to their clients. This insurance policy typically provides protection against a range of risks and liabilities that an IT consultant may face while performing their duties, such as errors and omissions, data breaches, and cyber-attacks.

As an IT consultant, you probably travel to a variety of locations for a host of different jobs, meaning that you are presented with a multitude of risks daily. Wherever you go and whatever the job in hand, ensuring you have comprehensive insurance in place to protect against unforeseen events is crucial. Without the right IT consultant insurance, you could be exposed to large financial losses that could jeopardise the future of your business.

When deciding what insurance and covers you need to protect your business, you should consider the following:

Without the right IT consultant insurance in place, you may be personally responsible for any losses that occur while conducting business, as well as any third-party claims that could be submitted against you. IT consultant insurance is typically designed to protect your consultancy against events that could leave you and your business exposed to large financial losses.

The type of insurance covers you need may depend on the specific nature of your business and the risks involved. If you are unsure, our insurance experts are on hand to help you determine what types and amounts of cover are appropriate for your business.

Typically, IT consultant insurance can cover your premises and equipment, as well as your clients and your staff. Covers you should consider include:

  • Public liability – for injured visitors or damage to their property.
  • Employers' liability – to protect your employees.
  • Professional indemnity - can cover compensation for losses you are legally liable for if you make a mistake or give negligent advice.
  • Personal accident cover - to tide you over in the event that you injured yourself at work.
  • Buildings cover – to cover for loss or damage to your premises.
  • Equipment, contents and stock – to reinstate your items and belongings.
  • Business interruption – to keep finances running when disaster strikes.
  • Business legal expenses – to cover the cost of legal expenses.
  • Cyber and data - to help cover damages and costs associated with data breaches, cyber-attacks, or other cyber incidents.

There may be other considerations that you may need to make, depending on the nature of your work and the exposures you face. You may be working for large corporate clients and have remote access to business networks. On the other hand, you may only be dealing with clients wishing to repair or maintain their domestic computers and networks. Either way, ensuring you have adequate cover for all your business activities is essential for business continuity.

The cost of IT consultant insurance can vary depending on a number of factors, including the scale of your business or consultancy, the types of cover you require, the levels of cover and the location of your business.

For example, a small IT consulting business with a limited range of services may pay less for insurance than a larger firm that offers a wider range of services. Similarly, a business operating in a low-risk industry or location may pay less than one operating in a high-risk industry or location.

We always recommend that you gather quotes from multiple insurers to compare the best cover for your needs. At Premierline we can help by comparing quotes from some of the UK's top business insurers. We can help to review your insurance needs to ensure that it continues to meet the changing needs of your business.

When it comes to protecting your business, you want an insurance broker that truly understands your needs. At Premierline, we specialise in finding business insurance covers for consultants and freelancers, taking pride in offering exceptional service to every client.

We recognise that your business is unique, which is why we work closely with you to find the perfect insurance covers for your specific needs. Our team of experienced advisors is dedicated to simplifying the process of obtaining IT consultant insurance, so you can focus on running your business with peace of mind.

Whether you need coverage for public liability, professional indemnity, your property, or any other aspect of your business, we have the expertise and resources to find the ideal policy for you. So why wait? Request a call back or give us a call today, and let us help you protect your business.

As a business insurance broker, we can source insurance for a range of different IT Professionals. Such as:

  • Software Consultants
  • Cyber Security Consultants
  • Data Consultants
  • Technical Consultants
  • Technical Support Consultants

We can make arranging your IT consultant insurance simple and hassle-free, even if your business has complex needs. Speak with our team of advisors who can recommend the right covers for your business today.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 
“Friendly, professional, confident and helpful service. I would have no hesitation in recommending Premierline.”
Design Consultancy Business
Customer since September 2023
4.7/5 stars
341 customers have happily rated our service on Feefo over the past 12 months.
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For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.
We make arranging your IT consultant insurance simple and hassle-free. At Premierline we can find and compare quotes from a selection of trusted insurers, and get the right protection for your IT consultancy business. Our advisors are also on hand to provide advice on what covers you need, give us a call or request a call back and we’ll do the hard work for you.
Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm