Residential Landlord Insurance

At Premierline, we can arrange flexible residential landlord insurance policies that can be as simple or complex as you need depending on your properties. When deciding what insurance you need to protect your business, you should consider the following:

• Property owners liability - protects landlords against legal liabilities for accidents or injuries that occur on their rental property.
• Employers' liability - protects employers against legal liabilities for injuries or illnesses sustained by their employees while carrying out their work duties.
• Buildings cover – to cover for loss or damage to the buildings you let.
• Contents and stock – to reinstate your items and belongings within your property.
• Business legal expenses – to cover the cost of legal expenses or defend your business against legal action.
• Loss of rent - compensates landlords for the rental income they would have earned if their property becomes temporarily uninhabitable due to an insured event.

The cost of residential landlord insurance can vary significantly depending on various factors, including the location, size, type of property, the value of the property, chosen cover limits, chosen excess, and the specific risks associated with the property. Other factors that can influence the cost include the landlord's claims history, the presence of safety features or risk management measures on the property, and the insurer's underwriting criteria.

Get a personalised quote online or contact one of our business insurance brokers to find out how much your residential landlord insurance might cost to protect your business from unforeseen circumstances.

We understand that your property or portfolio is an investment for your future and each landlord requires insurance that is tailored to their own individual requirements.

Our residential landlord insurance is designed with landlords like you in mind – from city flats through to country houses – we’ve got it covered. We can arrange cover for your building and contents, as well as property owner’s liability and commercial legal expenses. We can also arrange a number of additional covers. Loss of rent covers you if your premises cannot be habited due to an insured event such as fire, flood, or storm damage.

So if you’re a residential landlord that has single or multiple buy-to-let properties we can arrange a buy-to-let buildings insurance policy that provides the comprehensive cover you need for your business. If you need advice on what insurance you need simply speak to one of our advisors for more information or if you don't require any advice from us and know the covers you need get a quote online.

As a business insurance broker, we can source insurance for a range of different property owners and buy to let landlords, including:

Blocks of flats, commercial properties and units, residential lettings such as buy to let and student accommodation such as houses in multiple occupation.