Fitness consultant coaching a client

Fitness Consultant Insurance

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As a fitness consultant, your work might involve one-to-one sessions, remote training sessions and group activities as well as compiling diet plans and workout routines for individuals.

With so many activities involved, insurance should be a top priority to protect you in case something goes wrong. Accidents and injuries can happen when you least expect them. As a self-employed fitness instructor claims made against you could be damaging to your reputation and without the right insurance in place you could be personally liable to pay compensation claims.

We arrange fitness consultant insurance that’s simple and hassle-free to set up. Whether you’re doing yoga classes, kettlebells, pilates or personal fitness sessions in person or online; we can find the right cover at the right price.

Call us today to protect your business through Premierline. Our business insurance advisors are on hand to compare insurance quotes and can offer advice to help you select the right covers for your business. Don’t risk the business you’ve worked so hard to build – the right insurance can give you peace of mind and protect you should something unexpected happen.

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm

Fitness consultant insurance, also known as personal trainer insurance or fitness professional insurance, is a type of insurance package designed for individuals who work as fitness consultants, personal trainers, fitness coaches, or wellness advisors. This insurance is designed to protect against potential risks and liabilities that may arise during the course of their work.

Fitness consultant insurance typically includes public liability insurance to cover accidents or injuries to clients, professional indemnity insurance to protect against claims of negligence or mistakes in services or advice, and additional covers like property insurance or personal accident insurance based on specific needs. This insurance safeguards fitness consultants from potential legal claims, or unforeseen events, ensuring they can focus on providing their services with confidence while protecting their business, clients, and professional reputation.

When deciding what insurance and covers you need to protect your business, you should consider the following:

Being a fitness consultant is rewarding work. Helping people achieve their goals, lose weight and get fit requires patience and positivity, but things can go wrong meaning you need comprehensive fitness consultant insurance in case something unexpected happens.

Having business insurance cover can give you peace of mind and demonstrate professionalism and responsibility to your clients. It is important to assess your specific needs, evaluate the nature of your work. Here, at Premierline, our insurance experts are just a phone call away to provide insurance advice and guidance.

Normally, fitness consultant insurance can cover your work as a fitness consultant. Covers you should consider include:

  • Public liability - for injured visitors or damage to their property.
  • Employers' liability - to protect your employees.
  • Personal accident - provide valuable benefits and financial support for business owners.
  • Professional indemnity - to protect against claims of professional negligence, errors, or omissions in their services or advice.
  • Equipment, contents and stock - to reinstate your items and belongings.
  • Business legal expenses - to cover the cost of legal expenses.
The cost of fitness consultant insurance can change depending on a range of factors, including the level of cover you need and the locations you instruct at. We always recommend that business owners get quotes from different insurers to compare the best value cover for your needs. At Premierline we can assist by comparing quotes from some of the UK's top business insurers. We will consider your insurance needs to ensure that your policy continues to meet the changing needs of your fitness consultancy.
We've helped a number of organisations in the sports and leisure industry find the right insurance to meet their needs, and we can do the same for you. Our insurance experts are on hand to talk through your requirements and find tailored cover to meet your needs.
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 
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We’re here to help you find the right fitness consultant insurance. By comparing quotes and covers from many insurers we can arrange cover that lets you focus on what really matters – running your fitness consultancy.

We understand the complex insurance needs of gym instructors and fitness consultants and the most relevant covers for your industry and are committed to helping you arrange quality insurance without the hassle.

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm