Timber merchant

Builders & Timber Merchants Insurance

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Choosing the right insurance for a builder’s merchants can be challenging – it takes time and a good understanding of the covers on offer to make an informed decision.

Builders Merchants sit at the heart of the construction industry supplying a huge array of products and often have large levels of stock on site. Risks such as moving stock with forklift trucks, the correct storage of flammable products and expensive, specialist machinery to process orders mean that you require comprehensive insurance to protect your property against the risks they face.

At Premierline, we understand the unique risks faced by businesses in the construction industry. That’s why we work closely with a panel of trusted insurers to find you the right insurance solution that meets your unique requirements, so you can work without worry and focus on the job at hand.

From builders merchants to plumbers merchants, timber merchants to wholesalers, our advisors are available to give you professional guidance and make recommendations based on your individual insurance needs. We’re committed to finding you the right cover at the right price and will support you for the duration of your policy.

Call us today to make arranging your business insurance simple and hassle-free.

If you know the covers you require, it's quick & easy to compare contractors & self-employed quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We'll call to arrange a new insurance quote at a time that's convenient for you

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.

Lines open Monday to Friday 9:00am–5:00pm

Builders & timber merchants insurance is a type of insurance designed to protect businesses involved in the construction industry, such as builders and timber merchants, against various risks they may face during their operations. The insurance policy typically covers a range of risks such as public liability, employers' liability, product liability, stock, and business interruption.
When deciding what insurance and covers you need to protect your business, you should consider the following:

If you own or operate a builders merchants business, it is highly recommended that you have builders merchants insurance in place to protect your business from potential risks and liabilities. Without comprehensive insurance cover, you could be exposing your business to financial losses and other potential damages that could be difficult to recover from.

At Premierline, we can arrange builders merchants insurance policies that can be tailored to meet the unique needs of your business. Contact us today to learn more about our insurance options and how we can help you protect your business.

Builders merchants insurance is a type of insurance policy designed to provide protection for businesses that supply building materials and equipment to the construction industry.

A builders and timber merchants insurance policy can include a range of different coverage types, including:

  • Public liability – for injured visitors or damage to their property.
  • Employers' liability – to protect your employees.
  • Product liability – in case your products cause injury or damage.
  • Buildings cover – to cover for loss or damage to your premises.
  • Equipment, contents and stock – to reinstate your items and belongings.
  • Tools, Plant & equipment cover - to protect your machinery and specialist equipment.
  • Specified all risk cover - to protect specific company items.
  • Business interruption – to keep finances running when disaster strikes.
  • Professional indemnity - covers claims arising from professional negligence or errors and omissions.
  • Money cover – for theft or attempted theft.
  • Goods in transit – to cover for loss or damage to stock when in transit, loading or unloading.
  • Business legal expenses – to cover the cost of legal expenses or defending your business against legal action.
  • Statutory equipment inspection cover - for equipment that is subject to mandatory inspection and certification requirements by government agencies.

The cost of builders merchants insurance can vary depending on several factors, such as; the size of your business - larger businesses may require more coverage than smaller businesses, which can affect the overall cost of your policy.

The level of coverage you require - the more coverage you require, the higher the premium may be. Your location - the location of your business can affect the cost of your insurance, as certain areas may have higher risk factors than others.

The specific risks associated with your business operations. If your business involves a higher level of risk, such as working with hazardous materials or heavy equipment, the cost of your insurance may be higher to reflect this increased risk.

Overall, the cost of builders merchants insurance can be highly variable, and it is important to work with an experienced insurance broker such as Premierline to ensure that you have the cover you need at a price that fits your budget.

At Premierline we’re committed to helping you find the right insurance for your builders merchants so you can enjoy peace of mind and focus on what really matters – running your business.

Our team of insurance experts have extensive knowledge of the insurance market and can help you navigate the complexities of business insurance to ensure that you have the coverage you need. As an insurance broker, Premierline has access to a wide range of insurance products and providers, giving you greater choice and flexibility when it comes to choosing the right insurance policy for your business. Simply arrange a call back to speak to an insurance advisor today.

“All went well with the renewal. Experienced and knowledgeable providing good level of service and support throughout. Will be using them again going forward.”
Customer since December 2021
4.7/5 stars
341 customers have happily rated our service on Feefo over the past 12 months.
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For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
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Choosing Premierline as your builders and timber merchants insurance broker can provide you with the peace of mind that comes from knowing that your business is protected by a comprehensive insurance policy that is tailored to meet your specific needs. We're here to help you navigate the complexities of business insurance. Speak to an expert today.
Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm