People training in the gym

Gym Insurance

We compare quotes from leading insurers
Helping people achieve their fitness goals is rewarding for both you and your clients, but working with members of the public, heavy lifting equipment and machinery can present business risks.

Your gym or fitness centre should have protection in the form of business insurance in case something goes wrong. Gym insurance is essential for any business owner in this sector; it’s designed to cover you against a number of risks that could leave you financially exposed.

So if you run a gym or fitness centre, studio, health club or weights room; you need insurance for your gym that gives you peace of mind in case something goes wrong. That’s where we come in.

At Premierline, we compare quotes from some of the UK’s leading insurers to help you find the right cover tailored to you, just like the workout routines you design for your clients.

Our advisors can make recommendations for your gym insurance, just give them a call or request a call back. We’ll arrange the right insurance for your gym so you can work safely in the knowledge that you’re covered.

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm

Gym insurance is a type of insurance package specifically designed for fitness centres, gyms, and health clubs. It provides protection against various risks and liabilities that fitness businesses may face during their operations.

Gym insurance typically includes components such as public liability insurance to cover accidents and injuries on the premises, professional liability insurance to protect trainers from claims of negligence, property insurance to safeguard physical assets, and business interruption insurance to cover lost income during unexpected closures. The specific types of covers included may vary depending on the insurance provider and the gyms requirements. Our business insurance specialists are on hand to talk you through your options and will make arranging your insurance simple and straightforward.

When deciding what insurance and covers you need to protect your business, you should consider the following:

Running a gym or fitness club can be a complex business but it serves an amazing purpose by helping your clients achieve their fitness goals and by providing them with a space to enjoy and challenge themselves. If you are hosting events, running fitness classes or allowing customers to use your gym facilities you will need to ensure that your gym members, staff and suppliers are safeguarded against unforeseen events that could lead to claims being made against you.

Having an insurance policy that fits the needs of your business helps to give you the peace of mind that should something unfortunate happen you are protected and can return to serving your customers as quickly as possible.

Usually, gym insurance can cover your premises and equipment, as well as your clients and your staff. Covers you should consider include:

  • Public liability - for injured visitors or damage to their property.
  • Employers' liability - to protect your employees.
  • Personal accident - provide valuable benefits and financial support for business owners.
  • Professional indemnity - to protect against claims of professional negligence, errors, or omissions in their services or advice.
  • Buildings cover - to cover for loss or damage to your premises.
  • Equipment, contents and stock - to reinstate your items and belongings.
  • Tools, Plant & equipment cover - to protect any specialist equipment.
  • Specified all risk cover - to protect specific company items.
  • Business interruption - to keep finances running when disaster strikes.
  • Money cover - for theft or attempted theft.
  • Business legal expenses - to cover the cost of legal expenses.
The cost of gym insurance can vary depending on a number of factors, including the size and location of your gym or fitness centre, the level of cover you need and the demands of the cover. We always recommend that business owners get quotes from several insurers to compare the best cover for your needs. At Premierline we can help by comparing quotes from some of the UK's top business insurers. We will consider your insurance needs to ensure that your policy continues to meet the changing needs of your gym.

We've helped a number of organisations in the sports and leisure industry find the right insurance to meet their needs, and we can do the same for you. Our insurance experts are on hand to talk through your requirements and find tailored covers to meet your needs.

Here are just some of the common types of fitness businesses we work with:

Gyms, health clubs, fitness centres, leisure centres and fitness consultants.

Here at Premierline, we’ll search the market to help you find the most suitable cover for your business. We understand that every business is unique and requires a tailored approach to insurance, just like your customers do for their fitness regimes. That’s why we work closely with a number of trusted insurers to help you find the right cover at the right price for your gym.
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 
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We’re here to help you find the right insurance for your gym. By comparing quotes and covers from a number of insurers we can arrange quality cover that lets you focus on what really matters – running your gym.

We understand the complex insurance needs of gyms and fitness centres and the most relevant covers for your industry and are committed to helping you arrange quality insurance without the hassle.

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm