0333 320 6009
0333 320 6009
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Accountancy Insurance

Providing comprehensive and tailored insurance solutions for accountancy firms across the UK

We compare quotes from leading insurers

Insurance for accountants and accountancy firms

Being an accountant carries a lot of financial responsibility towards your clients. Without the right insurance in place to protect you, the smallest mistake could end up costing you.

At Premierline, we understand the importance of safeguarding your accountancy practice against unforeseen events and potential liabilities. Accountancy insurance offers a comprehensive package of covers specifically designed to address the unique risks faced by accountants and their businesses. With our expertise in the insurance industry, we can tailor an insurance policy that suits the specific needs of your accountancy firm.

We make arranging your accountants insurance simple and hassle-free. We understand the unique risks and challenges faced by accountants, and we're here to protect your business with accountants office insurance. Protect your office online in just a few minutes today if you know what you want or call our specialists if you are looking for Professional Indemnity insurance or need advice.

Start a quote 

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Get a quote

Speak to an expert

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm
Call:  0333 320 6009

Accountancy insurance cover in detail

What is accountancy insurance?

Accountants office insurance is a tailored insurance solution that combines multiple covers into one policy, providing comprehensive protection for your accountancy practice. It encompasses a range of insurance products tailored to address the specific risks faced by accountants, such as professional liabilities, property damage, and business interruptions. While office work may seem relatively low risk compared to other trades, there is still the potential for unexpected property damage resulting from a storm or flood for example which is what makes business insurance essential for accountants.

Insurance covers to consider

When deciding what insurance and covers you need to protect your business, you should consider the following:
Employee talking with clients

Public liability insurance

Public liability insurance is a crucial cover for any accountancy firm. It protects you against claims made by third parties for injury or property damage caused as a result of your business activities. Whether a client slips and falls in your office or you accidentally damage their property, this cover will provide financial protection and cover legal costs.
Employees in a conference meeting

Employers' liability insurance

If you have employees, employers' liability insurance is usually a legal requirement. It protects your business against claims from employees who suffer work-related injuries or illnesses. Even in a seemingly low-risk office environment, accidents can happen, and this coverage ensures that you are protected.
Employee talking with a client

Professional indemnity insurance

Professional indemnity insurance is a critical cover for accountants, providing financial protection in the event of errors, omissions, or professional negligence. As an accountant, you offer expert advice and services to your clients, but even the most diligent professionals can make mistakes. Professional indemnity insurance ensures that you are covered against potential claims and associated legal costs, giving you peace of mind and protecting your reputation. Whether it's a miscalculated tax return or an oversight that leads to financial loss for your clients, professional indemnity acts as a safety net, allowing you to focus on your core responsibilities while we handle the financial risks. If you do require professional indemnity insurance please contact us as we can arrange this over the phone.
Modern office equipment

Property covers

Your accountancy firm's premises and its contents are valuable assets. Business buildings and contents insurance provides cover for damage or loss caused by perils such as fire, theft, or natural disasters. From office equipment to important documents, it ensures that your business can quickly recover and continue its operations.
Empty office space

Business interruption insurance

Business interruption insurance provides financial protection against unexpected disruptions that could severely impact your accountancy practice. If your office is temporarily closed due to an insured event, such as a fire or flood, this coverage will compensate for lost income and help you cover ongoing expenses.
Solicitor in a court room

Commercial legal protection

As an accountant, you deal with sensitive financial information and may face legal disputes with clients or other parties. Commercial legal protection can cover the costs of legal advice and representation, ensuring you have the necessary support to defend your rights and interests
Cyber security expert working on a computer

Cyber and data insurance

In today's digital world, accountants face the growing threat of cyber-attacks and data breaches. Cyber and data insurance offers protection against the financial losses and legal liabilities resulting from cyber incidents. From data breaches to ransomware attacks, this coverage helps you recover from such events and safeguard your clients' sensitive information.
Business executives talking in a foyer

Directors and officers insurance

Directors and officers insurance (D&O) provides personal liability protection for the directors and officers of your accountancy firm. It covers legal expenses and financial losses resulting from claims of wrongful acts, such as breach of duty, negligence, or misrepresentation. Protecting your directors and officers is essential to ensure their peace of mind and maintain the reputation of your business.

Accountancy insurance FAQs

While most accountants office insurance cover is not usually legally required, unless you employ members of staff, it is highly recommended to protect your accountancy practice against potential risks and liabilities. As an accountant, you handle sensitive financial information and provide professional advice, making you vulnerable to various risks. Having the right insurance will ensure that your business is protected from unforeseen events that could otherwise lead to significant financial losses.

At Premierline, we offer comprehensive accountants office insurance which can help to protect your business if the unexpected happens. When deciding what insurance and covers you need to protect your business, you should consider the following:

  • Public liability – to cover you against unforeseen events that could leave you and your business exposed to financial loss.
  • Employers' liability – to protect your employees against accidents at work and any damages awarded as a result.
  • Professional indemnity - can cover compensation for losses you are legally liable for if you make a mistake or give negligent advice.
  • Buildings cover – to cover for loss or damage to your business premises or offices.
  • Contents and stock – to reinstate your items and belongings.
  • Business interruption – to keep finances running when disaster strikes.
  • Business legal expenses – to cover the cost of legal expenses or defend your business against legal action.
  • Cyber and data cover - protection against the financial losses and legal liabilities resulting from cyber incidents.
  • Directors and officers cover - personal liability protection for the directors and officers.
More information
The cost of accountants office insurance varies depending on several factors, including the size of your accountancy firm, the protection you require, and the level of risk associated with your business activities. At Premierline, we understand that affordability is crucial for SMEs, and we work closely with a wide range of insurers to find you competitive premiums that match your needs and budget.
At Premierline, we have extensive experience working with various types of accountants, including sole practitioners, partnerships, and limited companies. Whether you are a general accountant, a tax specialist, or a forensic accountant, we can tailor an insurance solution that meets your specific requirements.

We understand that one size does not necessarily fit all and can tailor your accountants insurance to suit your business requirements. By choosing Premierline, you benefit from:

Expertise: Our insurance experts have in-depth knowledge of the unique risks faced by accountants and can tailor an insurance package that meets your specific needs.

Comprehensive Cover: We arrange accountants office insurance packages that includes a wide range of covers to ensure comprehensive protection for your business.

Personalised Approach: We take the time to understand your accountancy firm's unique requirements and provide personalised advice and support over the phone.

Competitive Premiums: We work with a panel of top-rated insurers, allowing us to offer you competitive premiums without compromising on coverage quality.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 

Why choose Premierline?

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We're Business Insurance Experts

We understand the nature of running your own business often leaves little time for much else. That’s why we work closely with some of the UK’s leading insurers to find the cover that’s right for you, making arranging your insurance simple and hassle-free. We’re committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.

  • Award winning service - We're trusted by thousands of SMEs across the UK
  • Comprehensive protection - We can help with all your commercial insurance needs
  • UK based experts - Located in Lancaster, our advisors are here to help

Our customer reviews and testimonials

“Friendly, professional, confident and helpful service. I would have no hesitation in recommending Premierline.”
Design Consultancy Business
Customer since September 2023
4.7/5 stars

Customers rate us 4.7/5

341 customers have happily rated our service on Feefo over the past 12 months.
Feefo Awards: Platinum Trusted Service & 10 years of proven Trusted Service

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.

Speak to an accountancy insurance expert

Don't leave your accountancy practice vulnerable to unforeseen events and potential liabilities. Request a quote for your Accountants Office Insurance today and let Premierline safeguard your business, allowing you to focus on what you do best – providing exceptional accounting services to your clients.

Start a quote 

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Get a quote

Speak to an expert

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm
Call:  0333 320 6009

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