Empty open-plan office


Office Insurance

We compare quotes from leading insurers
Running an office can seem less risky than some other professions, but incidents happen when you least expect. From freak weather events to slips, trips and falls; you never know what’s around the corner.

Without the right office insurance in place you could be financially liable to rectify property damage or pay compensation for injuries sustained if something unexpected happens. You need hassle free protection in one easy to buy policy so you can work without worry. That’s where we come in.

We compare office insurance quotes from a panel of the UK’s leading insurers to make arranging your cover simple and hassle free. We compare covers and prices on your behalf so you can focus on what really matters – your business. Having the right insurance cover for your office is essential to protect your clients and employees as well as your business reputation and continuity.

If you know what insurance cover you need why not compare office insurance quotes online in just a few minutes. Alternatively if you're not sure of your insurance requirements and need some guidance call us today and speak to our business insurance specialists for some expert advice

If you know the covers you require, it's quick & easy to compare office & surgery quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We'll call to arrange a new insurance quote at a time that's convenient for you

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.

Lines open Monday to Friday 9:00am–5:00pm

Office insurance is a comprehensive coverage package designed to safeguard your business premises, assets, and operations against a range of risks. It's your safety net, offering financial support when unforeseen events threaten to disrupt your business continuity.
When deciding what insurance and covers you need to protect your business, you should consider the following:
Absolutely! Office insurance is essential for any business operating from a physical location. It provides a safety net against various risks that could otherwise lead to financial strain or even closure.

Many business office insurance policies will include public and employers' liability as standard, as well as offering cover for your computer equipment and office furniture to a limit that you specify. There are many additional benefits that are typically included within a business office insurance policy, from business interruption to book debts, loss of documents and legal expenses protection.

Dependent on the nature of your business, there may be additional insurance products to cover you against eventualities that the standard office insurance policy may not include. Professional indemnity cover can be purchased as a standalone product, to protect those offering advice or carrying out design work. If you are a key stakeholder within the business, then directors and officers insurance should be considered to safeguard against breach of duty, neglect or breach of trust on behalf of key persons.

We understand the varying exposures associated with office risks, from liabilities to loss of documents, clients to computers; we source insurance for your office to let you work without worry.

The cost of office insurance varies depending on factors such as your business size, location, industry, coverage limits, and risk profile. Our team of insurance experts will work closely with you to provide a competitive quote tailored to your needs.

When you choose Premierline as your insurance broker, you'll benefit from:

  • Expertise: Our experienced team understands the unique risks faced by offices and we can recommend the most suitable coverage options for your business.
  • Trusted Insurers: As a broker, we have access to a wide range of insurers and can compare multiple quotes to find the most competitive rates for your office insurance.
  • Tailored Solutions: We work closely with you to understand your specific requirements and tailor insurance packages that provide comprehensive coverage while fitting within your budget.
  • Exceptional Service: At Premierline, we pride ourselves on delivering outstanding customer service. Our dedicated team is here to support you throughout the insurance policy.
  • Ongoing Support: As your business evolves, we'll review your insurance needs and ensure that your coverage remains adequate. We're committed to building long-term relationships with our customers.
  • We cater to a diverse range of office-based businesses, including startups, tech firms, retail establishments, professional services, and more. Our expertise spans industries, ensuring that we can tailor coverage to match your unique requirements.
  • See our professional services sector page to see some of the different type of office based business we cater for.
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 
“I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in. Thank you Premierline.”
Technology Business owner
Customer since April 2017
4.7/5 stars
282 customers have happily rated our service on Feefo over the past 12 months.
4.7/5 stars

Platinum award winners since 2020 for consistently delivering customer excellence.
Don't just take our word for it, read more of our customer testimonials and reviews.

We understand the varying exposures associated with office risks, from liabilities to loss of documents, clients to computers; we source insurance for your office to let you work without worry.

Having helped many businesses arrange their insurance protection, we’ve got a great understanding of the covers you need most. Speak to one of our knowledgeable business insurance advisors today for advice or if you know your insurance requirements get an online office insurance quote and make arranging your insurance simple and hassle free.

If you know the covers you require, it's quick & easy to compare office & surgery quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We'll call to arrange a new insurance quote at a time that's convenient for you

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.

Lines open Monday to Friday 9:00am–5:00pm