Dog Grooming Insurance

We compare quotes from leading insurers

Insurance for dog grooming businesses

Your customers trust you with their beloved furry friends to preen and pamper, meaning insurance must be a top priority in case something goes wrong.

Finding quality cover that meets your needs can sometimes be a challenge and the time constraints of running your own business can leave little time to compare quotes. That’s where we come in. We source quotes from a panel of trusted insurers to find tailored cover to suit your business insurance needs.

We understand that when you run your own business, time is money. So we’ve taken the hassle out of arranging your business insurance meaning that if you know what you want you can compare quotes and protect your business online in a matter of minutes. Alternatively, if you require advice you can speak to our expert advisors for professional recommendations on the covers that you need most. It’s simple, hassle-free insurance that lets you work without worry.

Compare shop/salon quotes

If you run a shop or a salon and know the covers you require, it's quick & easy to compare quotes from a selection of insurers on our website.

Start a shop or salon quote

Get a self-employed quote

If you run a mobile business without a shop or rent a chair in a shop or a salon, it's also quick & easy to compare contractor quotes on our website.

Start a freelance quote

Call: 0333 320 6009

Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm

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Dog grooming insurance cover in detail

What is dog grooming insurance?

Dog grooming insurance is made to cover the work that dog groomers carry out daily and can be tailored for both mobile and premises based dog grooming businesses.

Here at Premierline, we can arrange salon-based or mobile dog groomers insurance to protect your business against a number of exposures. If you’re looking for a flexible cover that’s tailored to your unique requirements then you have come to the right place.

If you know the covers you are looking for and don’t require advice you can compare covers and prices for freelance dog groomers insurance or salon-based pet beauticians and purchase your cover online in just a few minutes. Alternatively, if you’re looking for some guidance or your needs are a bit more complex, our team of expert advisors are on hand to make professional recommendations based on your individual needs. Don’t leave it to chance, protect your livelihood today.

Insurance covers to consider

When deciding what insurance and covers you need to protect your business, you should consider the following:

Public liability cover for dog groomers

Public liability insurance could protect you if you accidentally caused damage to someone’s property, or if there is an accidental injury to a third party caused by your business activities. Accidents happen when you least expect them; with excitable pets and water involved, you need comprehensive dog groomers insurance to protect against the unexpected.

Employers' liability insurance

Employees could injure themselves whilst working so if you employ anyone to help out you will need to take out employers' liability insurance in case they have an accident at work. This cover will fulfil your legal obligation if you have staff and typically covers compensation awards, legal expenses and medical costs if an employee sustains an injury at work.

Personal accident cover

You might want to think of adding personal accident cover to your dog grooming business insurance, so if you as the business owner injured yourself at work, you won’t be out of pocket while you get back up and running. Being self-employed comes with many benefits; but what if something happened meaning you were unable to work? Personal accident cover can provide a weekly allowance to tide you over until you're fit to return to work.

Property cover for dog groomers

Dog grooming insurance is designed to cover a range of dog businesses; from dog parlours to dog groomers, mobile or premises-based. If you operate from a premises your buildings, contents and stock will all need insuring to guarantee you have protection for your business's physical assets. You can protect your business against fire, flood, theft, storm damage and many more perils. Setting up a dog grooming business can be costly, so if you have a fire at the premises, for example, which causes a total loss, you might have to fund the replacement of all your items out of your own pocket if you don't have the right insurance in place.

Business interruption insurance

In the event that you did suffer a fire at your premises, you may not be able to trade there for a while. Business interruption insurance cover as part of your dog grooming insurance can protect your loss of income, staff wages and cover fixed business expenses while you get up and running. This could be the lifesaver of your business in these circumstances. This could also help you trade temporarily from another location while your building is restored.

Van and vehicle cover

A commercial vehicle or van could be a crucial part of your dog grooming business; whether it’s for transporting animals, or even just getting to and from your clients, we understand the need for a quality cover that gives you peace of mind. Take a look at our commercial van insurance page to find out more about van insurance for dog groomers.

Commercial legal protection

Commercial legal protection will typically cover a number of defined events, from tax and VAT disputes to contract and employment disputes. It can also offer financial protection if someone takes you to court.

Dog grooming insurance FAQs

Do I need dog grooming insurance?

All animal lovers will know and appreciate the variety of personalities and characteristics that pets can exhibit. But things can go wrong when you least expect it, which is why dog grooming insurance should be a top priority.

Dog grooming insurance can protect you and your business against a number of incidents typically in one easy-to-buy policy. From third-party property damage to injuries and accidents – the right insurance can give you peace of mind should something unexpected happen.

What covers do dog groomers need?

At Premierline, we offer dog grooming insurance that can be as simple or comprehensive as you require depending on your business needs. When thinking about what insurance and covers you need to protect your business, you should consider the following:

Public liability – to cover you against unforeseen events that could leave you and your business exposed to financial loss
Employers' liability – to protect your employees against accidents at work and any damages awarded as a result
Personal accident cover - to tide you over in the event that you injured yourself at work
Buildings cover – to cover for loss or damage to your business premises
Contents and stock – to reinstate your items and belongings
Business interruption – to keep finances running when disaster strikes
Business legal expenses – to cover the cost of legal expenses or defend your business against legal action
Commercial vehicle cover - if you use a vehicle or a van for business

More information

How much does dog grooming insurance cost?

The cost of dog grooming insurance depends on a number of variables including the scale of your business, and the level of cover that you require. Get a custom quote online or contact one of our business insurance brokers to find out how much your dog grooming insurance might cost to protect yourself and your business from the unexpected.

Why choose Premierline to arrange dog groomers insurance?

We understand that one size does not fit all and that each business will require a tailored approach to its dog grooming cover. In most cases, if you know the covers you need and don’t need advice, you can compare covers and prices and protect your business online in a matter of minutes.

On our website you can compare and buy shop insurance policies for shop based dog groomers or if you operate your business as a freelancer or as a mobile dog groomer you can compare and buy contractor insurance policies.

Don’t leave it to chance – protect your dog grooming business today.

What will I need to know to complete my insurance quotation?

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.

How soon will I get my policy documents?

We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.

How do I pay for my policy?

You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.

Why choose Premierline?

We're Pet Business Insurance Experts

We understand the nature of running your pet business often leaves little time for much else. That’s why we work closely with some of the UK’s leading insurers to find the cover that’s right for you, making arranging your pet business insurance simple and hassle-free. We’re committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.

Award winning service - We're trusted by thousands of SMEs across the UK
Comprehensive protection - We can help with all your commercial insurance needs
UK based experts - Located in Lancaster, our advisors are here to help

Our customer reviews and testimonials

“Excellent service. Professional and helpful to deal with and they have helped to save money for our business.”

Business owner

Customer since November 2023

Customers rate us 4.7/5

341 customers have happily rated our service on Feefo over the past 12 months.

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.

Don't just take our word for it, read more of our customer testimonials and reviews.

Read our reviews

Speak to a dog grooming insurance expert

You can protect your business online in just a few minutes if you know what cover you require, or if you need some advice call us to get a dog grooming insurance quote today.