Many professional services businesses buy an office insurance package which will usually include public and employers' liability as standard, as well as offering cover for your computer equipment and office furniture to a limit that you specify. There are many additional benefits that are typically included within a business office insurance policy, from business interruption to book debts, loss of documents and legal expenses protection.
Dependent on the nature of your business, there may be additional insurance products to cover you against eventualities that the standard office insurance policy may not include. Professional indemnity cover can be purchased as a standalone product, to protect those offering advice or carrying out design work. If you are a key stakeholder within the business, then directors and officers insurance should be considered to safeguard against breach of duty, neglect or breach of trust on behalf of key persons.
We understand the varying exposures associated with office risks, from liabilities to loss of documents, clients to computers; we source insurance for your office to let you work without worry.