0333 320 6009
0333 320 6009
Business consultants working together


Business Consultant Insurance

Cover that’s designed to meet your consultancy needs

We compare quotes from leading insurers

Tailored business consultants insurance with Premierline

As a business consultant, you carry a lot of responsibility towards your clients. Without the right insurance in place to protect you, the smallest mistake could end up costing you.

As a business consultant, you possess a wealth of knowledge, expertise, and a proven track record of helping clients achieve their goals. Your consultancy is built on trust, professionalism, and the ability to deliver tailored solutions. However, even the most successful consultants face risks that can have a significant impact on their business and personal assets.

That's where business consultant insurance from Premierline comes in. We offer a comprehensive range of insurance coverage specifically designed to protect you, your consultancy, and your clients from potential risks and liabilities. Giving you peace of mind knowing that you are covered by a robust insurance policy tailored to your unique needs.

We make it easy to compare quotes right here from a range of trusted insurers online. If you are unsure of the covers you need and require guidance and advice, you can speak to our insurance advisors who can provide professional recommendations for cover that’s designed to meet your consultancy business needs.

Start a quote 

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Get a quote

Speak to an expert

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm
Call:  0333 320 6009

Business Consultant insurance cover in detail

What is business consultant insurance?

Business consultant insurance is a comprehensive business insurance package tailored specifically to safeguard consultants and their consultancy businesses from potential risks and liabilities. It combines various types of insurance coverage tailored to the unique needs of business consultants, offering protection against a wide range of potential hazards.

Insurance covers to consider

When deciding what insurance and covers you need to protect your business, you should consider the following:
Employee talking with clients

Public liability insurance

As a business consultant, interacting with clients and members of the public is a part of your everyday routine. Public liability insurance provides cover for claims made against you for accidental injury to third parties or damage to their property, which may arise during the course of your work. Taking out public liability insurance as part of your business consultants insurance can give you peace of mind that should something happen, you’re covered.
Employees in a conference meeting

Employers' liability insurance

If you have employees, employers' liability insurance is required by law to protect your employees during the course of their employment. It provides coverage for claims made by employees who suffer injury or illness due to their work. For example, if a member of staff fell and injured themselves at your office then they may be entitled to compensation. Employers' liability insurance would take care of this for you, and would also cover legal and medical costs incurred as a result.
Business consultant working on a computer

Professional indemnity insurance

Professional indemnity insurance is crucial for business consultants as it protects you against claims made by clients for alleged professional negligence or errors in your advice or services. This coverage not only provides financial protection but also helps maintain your professional reputation in the event of a claim. If you do require professional indemnity insurance please contact us as we can arrange this over the phone.
Modern office equipment

Property covers

Your office premises and its contents are valuable assets. Business buildings and contents insurance provide protection against risks such as fire, theft, or damage to your office space, equipment, furniture, and other business assets, ensuring you can get back on track swiftly in case of an unfortunate event.
Empty office space

Business interruption insurance

Unforeseen events, such as natural disasters or accidents, can disrupt your consultancy operations and result in financial losses. Business interruption insurance provides coverage for lost income and helps cover ongoing expenses during the recovery period, allowing you to focus on getting your business back up and running.
Solicitor in a court room

Commercial legal protection

Legal disputes can arise unexpectedly and result in significant costs for your business. Commercial legal protection offers coverage for legal expenses, including professional fees, court costs, and compensation awards, enabling you to access expert advice and representation without the burden of hefty expenses.
Cyber security expert working on a computer

Cyber and data insurance

In today's digital age, the risk of cyber-attacks and data breaches is a constant threat. Cyber and data insurance helps protect your consultancy against the financial consequences of data breaches, cyber extortion, business interruption, and other cyber-related incidents, safeguarding your clients' confidential information and your business reputation.
Business executives talking in a foyer

Directors and officers insurance

As a business consultant, you play a vital role in providing guidance and strategic direction to your clients. Directors and officers insurance (D&O insurance) provides coverage for defence costs and damages arising from claims made against you or other key decision-makers in your consultancy, ensuring you have the necessary protection when making critical business decisions.
Person on crutches shaking hands with a solicitor

Personal accident cover

Being self-employed gives you the freedom to run your business as you like and to suit your lifestyle but imagine if you had an accident or fell ill for any length of time and were unable to work for a period of time. Adding personal accident and sickness cover to your insurance policy can protect you in these circumstances and can provide you with a weekly income to tide you over until you get back on your feet.

Business consultant insurance FAQs

Yes, business consultant insurance is highly recommended for anyone operating in this profession. It provides crucial protection against potential risks, legal liabilities, and financial losses that could arise from client disputes, property damage, employee injuries or data breaches. This is important to consider when offering advice and guidance services to other businesses.

At Premierline, we offer comprehensive business consultants insurance which can help to protect your business if the unforeseen happens. When deciding what insurance and covers you need to protect your business, you should consider the following:

  • Public liability – to cover you against unforeseen events that could leave you and your business exposed to financial loss.
  • Employers' liability – to protect your employees against accidents at work and any damages awarded as a result.
  • Professional indemnity - can cover compensation for losses you are legally liable for if you make a mistake or give negligent advice.
  • Buildings cover – to cover for loss or damage to your business premises or offices.
  • Contents and stock – to reinstate your items and belongings.
  • Business interruption – to keep finances running when disaster strikes.
  • Business legal expenses – to cover the cost of legal expenses or defend your business against legal action.
  • Cyber and data cover - protection against the financial losses and legal liabilities resulting from cyber incidents.
  • Directors and officers cover - personal liability protection for the directors and officers.
More information
The cost of business consultant insurance can vary depending on various factors, including the size of your consultancy, the level of coverage required, your claims history, and the nature of your consultancy services. At Premierline, we work closely with you to understand your specific needs and offer tailored insurance solutions at competitive prices.
At Premierline, we work with a wide range of business consultants across diverse industries and specialisms. Whether you're a management consultant, HR consultant, marketing consultant, or any other type of business consultant, we have the expertise and experience to provide you with comprehensive insurance coverage.

As a leading insurance broker in the UK, we understand the unique risks faced by business consultants and have extensive experience in tailoring insurance solutions to their needs. When you choose Premierline, you benefit from:

Expert Advice: With our in-depth knowledge of the insurance market, we provide you with expert guidance and recommendations, helping you make informed decisions.

Comprehensive Cover: We offer a comprehensive range of insurance products specifically designed to address the risks faced by business consultants, ensuring all aspects of your consultancy are protected.

Personalised Approach: We take the time to understand your business and its unique risks. Our dedicated team of insurance professionals is committed to providing personalised service, ensuring that you have the right covers in place.

Competitive Premiums: As a broker, we have access to a wide range of insurance providers, allowing us to offer you multiple options and find the most suitable coverage at competitive rates.

 

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 

Why choose Premierline?

useful description of image if informative and not decoration only.

We're Business Insurance Experts

We understand the nature of running your own business often leaves little time for much else. That’s why we work closely with some of the UK’s leading insurers to find the cover that’s right for you, making arranging your insurance simple and hassle-free. We’re committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.

  • Award winning service - We're trusted by thousands of SMEs across the UK
  • Comprehensive protection - We can help with all your commercial insurance needs
  • UK based experts - Located in Lancaster, our advisors are here to help

Our customer reviews and testimonials

“Friendly, professional, confident and helpful service. I would have no hesitation in recommending Premierline.”
Design Consultancy Business
Customer since September 2023
4.7/5 stars

Customers rate us 4.7/5

341 customers have happily rated our service on Feefo over the past 12 months.
Feefo Awards: Platinum Trusted Service & 10 years of proven Trusted Service

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.

Speak to a business consultant insurance expert

Protect your business and secure your future with comprehensive business consultant insurance through Premierline. Get in touch with us today to request a quote tailored to your consultancy's unique needs. Trust us to provide you with the peace of mind you deserve, allowing you to focus on what you do best—delivering exceptional consulting services.

Start a quote 

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Get a quote

Speak to an expert

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm
Call:  0333 320 6009

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