Career talking to a resident in a care home

Care & Medical Insurance 

The caring and medical profession requires specific insurance to help protect against unforeseen events that may cause damage to your property or harm to your clients or employees.

We can arrange care and medical business insurance cover for a variety of trades, from nursery insurance to pharmacy insurance, optician insurance to doctors insurance; we arrange specialist cover to the medical and care professions to safeguard your business against the unexpected.

Finding tailored cover can be challenging and time consuming, which is why we do all the hard work for you. By comparing quotes from a trusted panel of insurers we ensure you get the right cover to suit your business. We aim to make arranging your insurance simple and hassle free.

Acupuncture therapists require cover that protects against a wide range of risks that face those working as professional practitioners.
Audiologists are faced with a unique set of risks on a daily basis and so having the right insurance is essential to protect you should something go wrong.
Care homes cannot afford disruption to their business —and neither can their residents. It's essential to have the right insurance in place.
Counselling therapists need insurance to help protect their place of work and defend claims made against them in a professional capacity.
Running a dentists can be tough, even more so when you consider the need to balance risks related to your business, patients and employees.
Without adequate doctors surgery insurance you could be exposed to a variety of unforeseen events that could impact your ability to practice.
Holistic therapy insurance is designed to protect you and your place of work against unforeseen events that could impact your business.
Nurseries and day care centres are unique environments that require specialist insurance to cover the range of risks they are exposed to.
It's essential for opticians to protect optometry equipment, premises and stock as well as employees and patients with the right cover.
Pharmacy insurance typically safeguards your contents, equipment, stock and medicines as well as covers public and employee liability risk.
Surgery insurance can be individually tailored to cover your surgeries trading activities to provide you peace of mind to work without worry.
Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm
Depending on your needs, we can usually arrange care and medical cover as a single package or design a bespoke risk management solution to ensure your business activities are protected.
Designed for care business that would like to cover their office or surgery and have straightforward insurance needs. In most cases you can compare quotes and buy your policy on our website.
Whether it's treatment cover, medical malpractice insurance or a bespoke suite of risk management products. We can provide recommendations and arrange the cover your require.

Each business faces a variety of different exposures that could potentially lead to large claims against them. Surgery insurance and dental practice insurance could include cover for medical malpractice and optician insurance may need to include specific cover for specialist equipment.

Most businesses also require cover for assets, including buildings and contents, as well as liability covers. If you are in a profession that provides advice, then professional indemnity insurance can help protect you if you make a mistake that causes financial loss to a client. Depending on the structure of the surgery or care organisation, directors and officers insurance may also need to be considered to protect against claims that may arise from decisions and actions taken in your everyday role.

It may be your business requires specialist cover related to higher-risk activity you may undertake, for example, we could access specialist covers which are designed to protect you while undertaking invasive treatments. Our relationships with specialist care and medical insurers means we can access insurance protection that you may struggle to find easily elsewhere.
The cost of care and medical insurance depends on a variety of factors including the size of your business, your profession, the types of treatments you offer and the level of cover required. In some cases, you can get a personalised quote online or contact one of our business insurance specialists to find out how much your care and medical insurance might cost to protect yourself and your business from unforeseen circumstances.
We understand the varying requirements of medical and care professionals in this sector and listen carefully to the needs of our clients to fully understand their business and the exposures they face to find the most suitable medical business insurance cover.
Insurance eperts at Premierline
  • Award winning service
    We're trusted by thousands of SMEs across the UK
  • Comprehensive protection
    We can help with all your commercial insurance needs
  • UK based experts
    Located in Lancaster, our advisors are here to help
Insurer Logo's
Insurer Logo's
“Excellent Service! Unfortunately had to file an insurance claim but the process was clear and smooth. Claim payout was processed promptly. Renewed business insurance for another year.”
Dental Surgery
Customer since November 2021
4.7/5 stars
341 customers have happily rated our service on Feefo over the past 12 months.
Feefo Awards: Platinum Trusted Service & 10 years of proven Trusted Service

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.
We understand the risks associated with working in the care and medical sector, whether working with patients young or old an incident could put your business at risk. Speaking to an insurance broker with expertise in the care and medical industry can help you navigate the type of insurance covers you need and evaluate the risks you face. Here at Premierline we pride ourselves on exceptional service standards and will support you for the duration of your policy.
Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm