Pick & mix sweets in a shop


Sweet Shop Insurance

We compare quotes from leading insurers
From candy canes to cola bottles - sweet shops bring out the kid in all of us. Customers of all ages will admire your shop whether they’re reminiscing about the old days or discovering new treats.

With so many visitors roaming your store you need sweet shop insurance to protect you in case something goes wrong. But when you’re running a busy shop finding time to compare shop insurance quotes can be a challenge. That’s why we offer a one-stop shop for all your sweet shop and confectioners insurance needs.

We compare quotes from a panel of the UK’s leading insurers so you get the right cover at the right price. We work closely with our panel of trusted insurers to take the hassle out of arranging your insurance.

If you know the covers you are looking for you can compare quotes and protect your business online in a matter of minutes. If you’re unsure of what you want and need some advice then give us a call. Our business insurance experts are on hand to help you find the right cover at the right price and provide professional insurance recommendations based on your individual needs.

If you know the covers you require, it's quick & easy to compare shop insurance quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We'll call to arrange a new insurance quote at a time that's convenient for you

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.

Lines open Monday to Friday 9:00am–5:00pm

Sweet shop insurance is a simple way for you to buy various types of insurance covers. It's an all in one package to protect your sweet shop when something unfortunate happens. Having insurance to protect you financially against accidents, mistakes, theft, damage and legal fees is essential to provide you with peace of mind when running your retail business.
When deciding what insurance and covers you need to protect your business, you should consider the following:

A sweet shop insurance package is something you should consider and is designed to protect retailers which are premises-based. It’s an important insurance policy as it will provide you with the peace of mind that your premises, stock, employees and customers are protected.

Typically a sweet shop insurance policy will cover: loss of profit should you be unable to trade, damage to your sweet shop front and glass, theft or attempted theft of money, loss or damage to your stock, employee compensation claims following an injury or illness, claims made by members of the public who visit your sweet shop and protection for your premises.

At Premierline, we offer flexible sweet shop insurance policies that can be as simple or comprehensive as you need depending on your business requirements. When deciding what insurance and covers you need to protect your shop, you should consider the following:

  • Public liability – for injured shop visitors or damage to their property.
  • Employers' liability – to protect your shop employees.
  • Buildings cover – to cover for loss or damage to your shop premises.
  • Equipment, contents and stock – to reinstate your items and belongings.
  • Business interruption – to keep finances running when disaster strikes.
  • Money cover – for theft or attempted theft.
  • Goods in transit – to cover for loss or damage to stock when in transit, loading or unloading.
  • Business legal expenses – to cover the cost of legal expenses or defending your shop against legal action.

The cost of your sweet shop insurance will depend on your shop’s activities, what you sell, the location and the amount and type of covers you require to protect your shop. Like any other insurance, generally the more cover you require the higher the premium.

The value you gain from having the right cover in place is a huge benefit to your business. A shop insurance policy is a product that you have paid for that you may never get to use, but also a product that you hope you will never need to call on.

After many years of arranging sweet shop insurance and confectionery shop insurance, we understand the types of risks businesses face daily. This experience allows us to source the covers you need to protect your business.

It’s simple to get competitive shop insurance quotes online for your business if you know your insurance requirements. However, if you need advice on the level of cover you need, call us and we’ll be happy to help you make the right decisions for your shop insurance.

As a business insurance broker, we can arrange insurance for a range of different sweet shop businesses. Such as:

  • Traditional sweet shops
  • Candy stores
  • Tuck shops
  • Confectionery shops
  • Chocolateries
  • Sweet wholesalers
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 
“We've been getting our insurance through Premierline for many years now, dealing with various staff members over the years. We've always received fabulous service from all of them, they are always friendly and super-efficient, keep you up to date, ring when they say they will, email when they say they will and make sure that you understand the policy. They will always explain different levels of insurance and advise you on anything you might be unsure about. They have access to a good range of insurance companies and always provide a competitive quote.”
Retail Business owner
Customer since January 2017
4.7/5 stars
282 customers have happily rated our service on Feefo over the past 12 months.
4.7/5 stars

Platinum award winners since 2020 for consistently delivering customer excellence.
Don't just take our word for it, read more of our customer testimonials and reviews.
Sweet shop insurance gives you peace of mind to focus on running your business. We all hope the worst will never happen, but if it does it pays to know you’ve got the back up and financial support to get back on your feet. Call us today for some expert advice and insurance recommendations tailored to your business.
If you know the covers you require, it's quick & easy to compare shop insurance quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We'll call to arrange a new insurance quote at a time that's convenient for you

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.

Lines open Monday to Friday 9:00am–5:00pm