Engineer at work

Engineering Insurance

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As an engineering business, where precision and care are fundamental to everything you do, insurance should be a top priority to protect you if something were to go wrong.

As a trusted UK business insurance broker, we understand the importance of protecting your engineering business. That's why we offer tailored insurance solutions to meet your specific needs and requirements.

Our team of insurance experts have years of experience working with engineering businesses across various industries. We understand the unique risks that come with running an engineering business and are committed to providing you with the right coverage to protect your business and your employees.

We work closely with you to understand your business and identify the risks that you face. This allows us to provide you with the covers you need to protect your business and your employees. We’ll obtain quotes for you from trusted insurers, and provide advice and professional recommendations to make arranging your insurance simple and hassle-free.

So, whether you're a small engineering firm or a large manufacturing company, our team of insurance experts are always on hand to answer any questions you may have and provide you with expert advice. Contact us today to speak to one of our insurance experts and get a quote for your engineering business insurance.

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm

Engineering insurance is a type of insurance that provides cover for risks associated with engineering projects, products, or services. This type of insurance is designed to protect engineers and their businesses against financial losses that may result from a wide range of risks. Depending on the types of covers you select, this could include accidents, errors, omissions, and other unexpected events that may occur during engineering activities.

Engineering insurance is an essential form of protection for engineers and their businesses, as it can help to minimise the risks associated with engineering activities and protect against the financial consequences of unexpected events.

When deciding what insurance and covers you need to protect your business, you should consider the following:

If you are an engineering business it is highly recommended that you have engineering insurance in place to protect you and your engineering business from potential risks and liabilities. As an engineer, you may be exposed to various types of risks, including property damage, injuries to third parties, professional negligence, errors and omissions, and many more. Having appropriate insurance coverage can help to mitigate the financial impact of these risks.

In addition, many professional bodies and clients may require engineers to have insurance coverage as a condition of working with them. For example, professional indemnity insurance may be a requirement for membership in a professional engineering body or a contract requirement for working with clients. Therefore, not having adequate insurance coverage could limit your opportunities for work and professional development.

There are several types of insurance covers that engineering businesses may need to consider to protect their businesses from various risks. Here are some of the most common types of insurance covers that they may require:

  • Public liability – for injured visitors or damage to their property
  • Employers' liability – to protect your employees
  • Product liability – in case your products cause injury or damage
  • Buildings cover – to cover for loss or damage to your premises
  • Equipment, contents and stock – to reinstate your items and belongings
  • Tools, plant & equipment cover - to protect your machinery and specialist equipment
  • Specified all risk cover - to protect specific company items
  • Business interruption – to keep finances running when disaster strikes
  • Professional indemnity - covers claims arising from professional negligence or errors and omissions
  • Goods in transit – to cover for loss or damage to stock when in transit, loading or unloading
  • Business legal expenses – to cover the cost of legal expenses or defending your business against legal action
  • Statutory equipment inspection cover - for equipment that is subject to mandatory inspection and certification requirements by government agencies

The cost of engineering insurance can vary depending on several factors, such as; the size of your business - larger businesses may require more coverage than smaller businesses, which can affect the overall cost of your policy.

The level of coverage you require - the more coverage you require, the higher the premium may be. Your location - the location of your business can affect the cost of your insurance, as certain areas may have higher risk factors than others.

The specific risks associated with your business operations. If your business involves a higher level of risk, such as working with hazardous materials or heavy equipment, the cost of your insurance may be higher to reflect this increased risk. Overall, the cost of engineering insurance can be highly variable, and it is important to work with an experienced insurance broker such as Premierline to ensure that you have the cover you need at a price that fits your budget.

At Premierline we’re committed to helping you find the best insurance for your engineering business, so you can enjoy peace of mind and focus on running your business to the best of your ability.

All of these engineering insurance covers can typically be combined to offer a comprehensive engineering insurance package that is tailored to your unique requirements. Our specialist insurance advisors can help you find the cover that’s right for you by offering professional insurance recommendations over the phone based on your requirements.

At Premierline, we arrange business insurance for engineering businesses. This includes both large and small engineering firms, as well as individual engineers who work as independent contractors or consultants.

Examples of engineering businesses that we work with include; civil engineering firms, mechanical engineering firms, electrical engineers, environmental engineering firms and structural engineers.

Any engineering business that provides professional services or manufactures products may be exposed to various types of risks and therefore require insurance to protect against those risks. At Premierline, we source engineering insurance policies that can be tailored to meet the unique needs of your business, regardless of the type of engineering business you operate.

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Customer since December 2021
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Choosing Premierline as your engineering insurance broker can provide you with the peace of mind that comes from knowing that your business is protected by a comprehensive insurance policy that is tailored to meet your specific needs. We're here to help you navigate the complexities of business insurance. Speak to an expert today.
Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm