Business Insurance Products, Covers & Quotes

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Business Insurance to Protect your Livelihood

Protecting the business you’ve worked so hard to build is essential. Whether you’re just starting up or you’ve been established a while, we’re committed to finding you the right small business insurance to protect your livelihood.

We understand that every business is unique and has different insurance needs. That’s why we work with a panel of the UK’s leading insurers to find you the right insurance so you can focus on what really matters – your business.

What is business insurance?

Every business should take out insurance to protect against any number of risks, from damage to property to injury to others. Without the right business insurance, your organisation could be financially liable to rectify damage or cover compensation and legal costs if someone gets hurt.

What type of business insurance do I need?

Your business insurance needs depend on what you do for a living. Public liability insurance is recommended for most businesses, to protect against claims made against you by third parties. You may wish to consider other covers as well such as business contents, buildings and employer’s liability, which is required by law if you have staff. Further covers are available such as commercial legal expenses and business interruption which can help protect the loss of income following damage to property by an insured event.

If you are unsure of your business insurance requirements, arrange a call with one of our insurance advisors who will be able to give advice on the right cover for your business. With many years’ experience arranging cover for businesses large and small, we know the risks you face and have access to the solutions available to protect against them.

How much is business insurance?

The cost of your business insurance will depend on your business activities, location and the amount and type of goods you wish to insure. Like any other insurance, generally the more cover you require the higher the premium.

Why choose us?

Compare insurance quotes
Right cover, right price

Protect your business online
It's simple and hassle free

Expert advice in just one call
Insurance tailored to your needs

Monthly payment options available
Your business, your budget

Excellent customer service rating
Rated 4.7/5 based on 294 Feefo reviews

Business Insurance Products:

Below are just some of the types of businesses we help every day. If your trade isn't listed, give us a call and we'd be happy to discuss your business insurance requirements.

Retail Insurance

Retailers take many shapes and sizes from butchers to bakeries, florists to furniture shops. Each shop faces a unique set of risks which is why it's important to have the right retail insurance cover.

Contractor Insurance

From general tradesman to specialised contractors, every contractor has their own area of expertise and must protect themselves and their business. We can arrange contractor insurance for many trades.

Food, Hospitality & Leisure

We can arrange insurance for pubs, restaurants, catering businesses and takeaways, as well as hotels, guest houses and B&Bs. Take a look at some of our Food, Hospitality & Leisure Insurance products below.

Office Insurance

Whatever kind of office insurance you need, we can help. From accountants to charities, solicitors to estate agents, plus many more.

Care & Medical Insurance

Care professions requires specific insurance to help protect against the unexpected. That's where can help by arranging tailored care and medical insurance.

Hair & Beauty Insurance

With so many options available, finding the right hair and beauty insurance policy for your business can be challenging. That’s where we can help.

Motor Trades Insurance

Those in the motor trade industry are faced with a wide range of risks associated with the profession, meaning that specialist motor trade insurance is needed to protect against the unexpected.

Commercial & Industry

Covers for manufacturing and industrial sector businesses including manufacturers, wholesalers, engineering and printers. Find out more about Commercial & Industry insurance.

Landlord & Property

Whether you need to insure commercial or residential property, we can help you protect your property investment in just a few minutes. Find out more about Landlord Insurance.

Freelancers Insurance

Consultancy takes many forms. Many businesses and individuals rely on your professional expertise. We can help you find the right Freelancers Insurance cover from UK leading insurers.

Commercial Vehicle Insurance

Whether it’s getting to and from the site, delivering customers’ goods or stock collection, you need insurance that protects you and your business. Find out more about Commercial Vehicle Insurance.

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Our customers happily rate our service

4.7 / 5 Based on 272 reviews

"This is the 3rd year in a row I have used Premierline. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks due to Covid-19. So it was a huge relief to find a policy I could afford. Soon work will start to pour in and I’m now ready for it."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I'm so pleased to have bought from them. I made a huge saving on my insurance for my small business and they were so helpful and explained everything. A very happy new customer.”

Miss Saunders, Beauty Salon, Altrincham (Customer since February 2019)

"I found the service very helpful. The person I spoke to rang back when he said he would and provided all the information I needed over the phone. It was a simple and seamless process. I rang up to organise my Professional Indemnity insurance and within a couple of phone calls it was all sorted. Brilliant"

Mr Turley, Quantity Surveyor, Londonderry (Customer since June 2019)