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About Care and Medical Insurance

The caring and medical profession requires specific insurance to help protect against unforeseen events that may cause damage to your property or harm to your clients or employees.

We can arrange care and medical business insurance cover for a variety of trades, from nursery insurance to pharmacy insurance, optician insurance to doctors insurance; we arrange specialist cover to the medical and care professions to safeguard your business against the unexpected.

Finding tailored cover can be challenging and time consuming, which is why we do all the hard work for you. By comparing quotes from a trusted panel of insurers we ensure you get the right cover to suit your business. We aim to make arranging your insurance simple and hassle free.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 183 Feefo reviews

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What covers do care and medical businesses need?

Each business faces a variety of different exposures that could potentially lead to large claims against them. Surgery insurance and dental practice insurance could include cover for medical malpractice and veterinary insurance may need to include specific cover for specialist equipment.

Most businesses also require cover for assets, including buildings and contents, as well as liability covers. If you are in a profession that provides advice, then professional indemnity insurance can help protect you if you make a mistake that causes financial loss to a client. Depending on the structure of the surgery or care organisation, directors and officers insurance may also need to be considered to protect against claims that may arise from decisions and actions taken in your everyday role.

We understand the varying requirements of medical and care professionals in this sector and listen carefully to the needs of our clients to fully understand their business and the exposures they face to find the most suitable medical business insurance cover.

So if you require nursery insurance, pharmacy insurance, care home insurance or even acupuncture insurance, then speak to our business insurance specialists to find out just how to protect you and your business.

Covers to consider:

  • Specialist equipment cover
  • Public liability insurance
  • Employers' liability insurance
  • Business premises cover
  • Business interruption cover
  • Commercial legal expenses
  • Cyber insurance

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"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in. Thank you Premierline."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"I found the service very helpful. The person I spoke to rang back when he said he would and provided all the information I needed over the phone. It was a simple and seamless process. I rang up to organise my Professional Indemnity insurance and within a couple of phone calls it was all sorted. Brilliant"

Mr Turley, Quantity Surveyor, Londonderry (Customer since June 2019)